Government Assistance Schemes

Tap into Government- backed financing programmes to finance your business growth.

Temporary Bridging Loan

Temporary Bridging Loan

(Administered by Enterprise Singapore)
Companies can access working capital financing for business needs.

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SME Working Capital Loan

(Administered by Enterprise Singapore)
Companies can access unsecured working capital financing to support their day-to-day business operations. 

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EFS Trade Scheme

(Administered by Enterprise Singapore)
Companies can access trade finance loans including inventory/stock financing, overseas working capital loans, factoring/accounts receivable discounting and Banker’s Guarantees for contractual fulfilment.

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  • Funding of up to S$1 million (on group^ basis)
  • Loan tenure of up to 5 years.


  • Company registered & operating in Singapore
  • at least 30% local shareholding

^Group is defined as all levels up for corporate shareholders holding > 50% of total shareholding of the applicant company and any subsequent corporate parents, and subsidiaries all levels down.

equipment loan

SME HP Facility/ Equipment Loan/ Factory Loan

(Administered by Enterprise Singapore)
Companies can access financing to purchase equipment, machines or selected factory properties.

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project loan

Project Loan

(Administered by Enterprise Singapore)
Companies can access financing for their overseas investments and/ or projects overseas working.



Pilot Building Retrofit Energy Efficiency Financing Scheme (BREEF)

(Administered by Building & Construction Authority)
Alternative access to finance energy efficiency retrofits of existing buildings which will lead to building achieving minimum Green Mark certified standards.

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merger & acquisitions

Merger & Acquisitions (M&A)

(Administered by Enterprise Singapore)
Companies can access financing to acquire enterprises, with the intent of internationalization

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Venture Debt

Venture Debt

(Administered by Enterprise Singapore)

Companies with high growth potential but may not have established revenue streams or lack significant assets to use as collaterals can access alternative financing to support their working capital.

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For more information about Enterprise Financing Scheme (EFS), please click the following link


Contact Us

If you have a Relationship Manager, please contact them or call 1800 226 6121 for more information.

Apply Now

Alternatively, please visit any UOB Commercial Banking Hub.

West Hub
8 Jurong Town Hall Road
The JTC Summit #26-01
Singapore 609434
Tel: (65) 6697 6001 / 6697 6081

Tampines Hub
1 Tampines Central 1, #08-01 UOB Tampines,
Singapore 529539
Tel: (65) 6850 8857


Tai Seng Hub
30 Tai Seng Street #02-07 BreadTalk,
Singapore 534013
Tel: (65) 6282 2480

Northwest Hub
6 Woodlands Square
#08-02 Woods Square Tower 2
Singapore 737737
Tel: (65) 6697 6039 / 6697 6035


Thomson Hub
251A-253A Upper Thomson Road, Singapore 574376
Tel: (65) 6456 2183

South Hub
60 Albert Street
#09-01 OG Albert Complex
Singapore 189969
Tel: (65) 6697 6052