Electronic Deferred Payment (EDP)

The Electronic Deferred Payment (EDP) and EDP+ are new e-payment solutions introduced on 28 July 2025. EDP and EDP+ complement the existing suite of e-payment modes, including Paynow, FAST, GIRO and MEPS+, allowing payer to make future-dated payments and notify beneficiaries in advance. 

The key difference between these payment modes lies in the timing of deduction from the payer's account:

• EDP: Funds are deducted from the payer’s account only when payee requests for payment, i.e. upon presentment of the EDP.
• EDP+: Funds are deducted immediately from the payer’s account upon issuance of the EDP+, ensuring the amount cannot be used for other transactions. This reduces the risk of non-payment due to insufficient funds in the payer’s account, providing greater assurance to both payer and payee as compared to EDP.

You may visit ABS websites for more information on EDP

• ABS EDP website
• ABS Cheque Sunset Campaign website
• EDP Participating Banks

There is no need to sign up for EDP and EDP+ as both services will be available to all corporate accounts via UOB Infinity at launch.

If you do not have UOB Infinity, please sign up for UOB Infinity Cash Services in order to send and receive EDP and EDP+. Sign up for UOB Infinity here.

Only SGD payment is supported by EDP and EDP+.

Access UOB Infinity or UOB SME App to initiate EDP/EDP+:

• Input payee identifier – bank account number, or PayNow ID (mobile number / NRIC / UEN)
• Input transfer details – amount, effective date of payment*, payee reference
• To create an EDP+, payer needs to ensure account is sufficiently funded at the time of submission as payer account will be debited for the EDP+ payment amount immediately.

*The effective date of payment is the earliest date on which a payee can initiate presentment of the EDP/EDP+. For EDP, it must be at least one day after the creation date, but no more than six months from it. For EDP+, it will be set as the next calendar day.

You will be notified via email / SMS or a push notification on your digital banking app when an EDP or EDP+ is received.

To receive payment, access UOB Infinity or UOB SME App to present the EDP/EDP+ from the effective date before it expires (6 months from effective date). If you do not wish to receive the payment, you may also reject the EDP/EDP+ on UOB Infinity or UOB SME App.

You can make EDP/EDP+ payments or present them on UOB Infinity anytime, 24/7.

After presentment, crediting date and time depends on payer bank’s cut-off and processing time. For UOB-to-UOB payment, fund transfer is near real-time.