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Express Banker's Guarantee

Express Banker's Guarantee

Secure your deals faster with UOB Express Banker’s Guarantee. Enjoy S$100 fee waiver when you apply online.

A simple and convenient way to provide payment assurance.

3-day issuance

3-day issuance

Capitalise on your trade opportunities when they arise.

5-minute application

5-minute application

Enjoy a S$100 fee waiver and free document delivery.

Leverage UOB's network and credit rating

Leverage UOB's network and credit rating

Enhance your business proposition and secure deals with confidence.

Save time and avoid delays from Singapore Customs

Save time and avoid delays from Singapore Customs

Enjoy prioritised processing with the Electronic Banker's Guarantee Programme.

Manage trade transactions anytime

Manage trade transactions anytime

Submit and manage trade bills digitally with UOB SME online and sign up for UOB eAlerts to be notified on your transaction status.

Submit trade bills on UOB SME with 3 simple steps

/Step 1

Step 1

Log in via UOB SME online

/Step 2

Step 2

Select Trade Services (BIBPlus)

/Step 3

Step 3

Select trade product, complete the respective online form and press submit

Submit trade bills on UOB SME with 3 simple steps

Apply in just 5 minutes

Apply in just 5 minutes

  • Complete the online form
    Complete the online form
  • Download and sign form
    Download and sign form
  • Email it
    Email it to OnlineBG@UOBgroup.com
  • Get your Banker's Guarantee
    Get your Banker's Guarantee

Frequently asked questions

What is Express Banker’s Guarantee (BG)?

Express BG is an online platform for customers to apply for BGs on an ad hoc basis against cash margin without the need for UOB internet banking subscription (ie. UOB SME app online) or BG facilities. Customers must, however, have a UOB current account to facilitate the debit of the margin amount.

Express BG is available to Business Banking customers who are seeking for a transactional BG application. Customers must maintain a business account with UOB.

There is no limit on either, but both are subject to the Bank’s approval.

As soon as 3 working days¹ after you submit the necessary documents via email, provided your application is in order.

Yes. Typically, BGs are issued for beneficiaries such as Ministry of Manpower, The Comptroller of Goods and Services Tax, Director General of Customs, Inland Revenue Authority of Singapore, Housing and Development Board, etc.

No. The BG will be issued against 100% cash margin, debited from your chosen UOB Business Banking account.


You may collect trade documents or submit application forms at any of the following Trade Counters:

Albert Street
60 Albert Street #09-01
OG Albert Complex Singapore 189969

Cecil Street
156 Cecil Street,
Level 5 Far Eastern Bank Building, Singapore 069544

1 Tampines Central 1
#02-01 UOB Tampines Centre Singapore 529539

Tai Seng
30 Tai Seng Street
#01-01 BreadTalk IHQ Singapore 534013

251/253 Upper Thomson Road
#02-00 Singapore 574375

6 Woodlands Square
#08-02 Woods Square Tower 2 Singapore 737737

West Hub
8 Jurong Town Hall Road
The JTC Summit #26-01
Singapore 609434

1 For enquiries that reach UOB within the Stipulated Timing. “Business Day” is defined as Mondays to Fridays (Singapore date and time, and excluding Singapore and bank public holidays). “Stipulated Timing” is defined as 8am to 8pm from Mondays to Saturdays (Singapore date and time, and excluding Singapore and bank public holidays). For enquiries that reach UOB at times other than the Stipulated Timing, we will contact you within four Business Days after UOB receives your enquiries.

If you have any existing credit facilities with us, please contact your Relationship Manager, or apply for BG online via UOB SME online.

Terms and conditions apply.

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