Employee Benefits

  • employee benefitsemployee benefits

    Protect your business’ most important asset – your people

    Group Term and Healthcare benefits designed for SMEs.

    Apply now


At the heart of every successful business is its most important asset – your people.

When your employees know that they are protected, they are at ease knowing that they are working for a company that looks after their welfare and has their best interests at heart. With better morale and job satisfaction, productivity would be maximised.

Exclusively through UOB, you can obtain a good health and wellness protection plan that provides you with customised benefits for your employees and their loved ones.


Hassle-free instant activation upon purchase of policy* with no medical checkups required

*Medical is required if coverage is above S$200,000

Start your policy coverage with a low minimum eligibility requirement of just 2-3 full-time employees

Customise your policy to fit your needs and budget

Extension of cover available for your employees’ spouse and children.

Submit claims easily online.

24-hours worldwide coverage. Anytime, anywhere.

Manage HR or administrative costs efficiently with easy tracking of company coverage and balance entitlement.

Complimentary annual health screening and flu vaccination benefits

Protect what matters in business

You have put your heart and soul into building your business so it is crucial to protect it. From guarding against unforeseen accidents or losses, to protecting your most important asset, your people.

See how one SME customer, Ms. Hazel Hok of Megumi Japanese Restaurant, came to realise the importance of safeguarding the business during the course of its growth journey.

Main Coverage Types

Group Term Life (GTL) - Covers Death and Total & Permanent Disability (TPD) due to causes such as illnesses or accidents.

Group Hospital & Surgical (GHS) - Covers medical expenses incurred as a result of hospitalisation or surgery due to illness or accident.

Group Personal Accident - Covers Death, TPD and Dismemberment resulting from accidental injuries only.

You can also add up to seven different supplementary riders to provide a more comprehensive customised solution for your business.

How to apply?

Buy Online

Choose from 3 basic plans that provide Group Term Life and Group Hospital & Surgical coverage for your employees.

Find out more

Request for Callback

Speak to our employee benefits specialists to select a comprehensive insurance plan that is suitable for your business.

Click here

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The above is provided for general information only and is not a contract of insurance nor is it intended as an offer or recommendation with respect to the purchase or sale of the above product[s].

Full details of the terms, conditions and exclusions of these insurance products are provided in the policy contract and will be sent to you upon acceptance of your application by Prudential Assurance Company Singapore (Pte) Limited ("Prudential") and Aviva Limited ("Aviva"). You may wish to seek advice from a qualified adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a qualified adviser, you should consider carefully whether these products are suitable for you. United Overseas Bank Limited ("UOB") does not hold itself out to be an insurer, insurance broker or insurance agent.

The insurance products and services stated herein are provided by Prudential and Aviva. While all information provided herein is believed to be correct and reliable at the time of publishing or posting online or, where applicable, printing, UOB, Prudential and Aviva makes no representation or warranty whether express or implied, and accepts no responsibility or reliability for its completeness and accuracy.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Policy Owners' Proctection Scheme

These policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for these policies are automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)

United Overseas Bank Limited Co .Reg. No. 193500026Z
Prudential Assurance Company Singapore (Pte) Limited Reg. No. 199002477Z
Aviva Ltd. | Company Reg No: 196900499K