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UOB Business/Commercial Property Loan

UOB Business/ Commercial Property Loan

Buy or refinance your business property with attractive loan package to grow your business.

Important Notice:

SOR (Singapore Swap Offer Rate) and SIBOR (Singapore Interbank Offered Rate) will soon be discontinued. They will no longer be available for use to compute interest on your property loans.

The Singapore Overnight Rate Average (SORA) will be the new interest rate benchmark that is published daily by the Monetary Authority of Singapore.

Click here to find out how SORA works.

Less waiting and more savings

More financing options

More financing options

Choose between fixed or SORA-pegged packages that best suit your business needs.

More savings with low fees and low charges

More savings with low fees and low charges

Save even more with legal and value fee subsidies.

Enjoy higher loan amounts

Enjoy higher loan amounts

When you get a mortgage, refinance or cash-out with us.

1-day approval rate

1-day approval rate

Hear back from us within 1 business day¹ on your loan status.

About SORA

/About SORA 1

SORA is a transparent, robust and reliable interest rate benchmark that is published daily by the Monetary Authority of Singapore.

/About SORA 2

SORA is based on actual transactions, unlike SIBOR which is constructed based on polling by major Banks in Singapore.

/About SORA 3

UOB offers 3-month compounded SORA-pegged business property loan. Find out how it works.

About SORA

Plan your commercial property loan
Tell us about your property.
If you rent
Monthly rent (SGD, up to 100mil) info
Expected rental tenure (0–99 years) info
If you buy
Purchase price (SGD, up to 100mil) info
Interest rate (1–5%) info
Loan tenure (0–30 years)

Buying is better than renting over 25 years.

You’ll be saving SGD 1,302,452 based on your input.

Calculation Breakdown
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Calculation Assumptions
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Market Forecast
Property Price Growth
Rental Growth
Opportunity Cost of investment
Purchase/Sale Fees
GST Payable
Agent Fees
Legal Fees
Other Rental Costs
Agent Fee 2 months rent
Security Deposit 2 months rent
Maintenance Fees
Initial Fit-out info
Annual maintenance costs
Monthly Facilities Fees
`

What is the value of your property?

Loan Amount (SGD)

Max. 90% of purchase price for operating companies

My business is an investment holding company.

Loan Tenure (5–30 years)

Ready to apply? Submit your form in less than 5 minutes.

Ready to apply?
Submit your form in less than 5 minutes.

  • Log in to Myinfo business
    1
    Log in to Myinfo business
  • Add your business details
    2
    Add your business details
  • Verify your submission
    3
    Verify your submission
  • We'll respond in 1 day
    4
    We'll respond in 1 day

Frequently asked questions

How is interest calculated?
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We offer attractive Fixed & Floating rate packages to suit your financing needs. To learn more, please leave your contact details here and our sales specialists will be in touch with you soon.

You may use our Business Property Loan Affordability Calculator to find out the indicative monthly installment payment of your business and commercial property loan.

Apply online via Myinfo business and we'll get in touch within 1 business day1.

The UOB Business Property & Equity Loan is available to the following companies:

  • Sole Proprietor, Partnership, or Private Limited Company
  • Registered and operating in Singapore
  • Have been operating for a minimum of 3 years

For enquiries that reach UOB within the Stipulated Timing, we will contact you by the next Business Day with an indicative loan amount that you may apply for. “Business Day” is defined as Mondays to Fridays (Singapore date and time, and excluding Singapore and bank public holidays). “Stipulated Timing” is defined as 8am to 8pm from Mondays to Saturdays (Singapore date and time, and excluding Singapore and bank public holidays). For enquiries that reach UOB at times other than the Stipulated Timing, we will contact you within two Business Days after UOB receives your enquiries, with an indicative loan amount that you may apply for.

Full product terms and conditions apply. The quote of the indicative loan amount is based on the information provided by the customer and does not constitute an offer, an invitation to offer, a solicitation or recommendation to enter into or conclude any transaction, and the quote of the indicative loan amount is not a contractual agreement by UOB to provide the UOB business loan or any other products/ services to the customer. Accordingly, the actual approval of the UOB business loan application is subject to the submission of the required full and complete documentation as UOB may so require at its discretion and UOB’s credit assessment. UOB has the absolute right and discretion to decide, for whatever reason and without prior notice and without being liable to any person, whether to approve the customer’s application for the UOB business loan and whether (i) to grant (or not to grant) the customer the amount of the UOB business loan requested for in the customer’s application form; or (ii) to grant the customer a lower amount from the amount of the indicative loan amount quoted or from the amount of the UOB business loan requested for in the customer’s application form.

1Terms and conditions governing the "Next Business Day Response" program apply.
Click here for full terms and conditions.

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