UOB Business Property And Equity Loan

  • UOB Commercial Property And Equity Loan CNY CampaignUOB Commercial Property And Equity Loan CNY Campaign

    Get up to $1888* cash back on your UOB Business Property Loan

    *Terms and conditions apply.

    Find out more


UOB BPL Cashback Promotion

S$1,888* Cashback Promotion

Online Exclusive Promotion!

Show moreShow less

Buy or refinance

Show moreShow less

Use your equity

Show moreShow less
  • Up to S$1,888* cashback on your business property loans
  • Applicable to both new purchase and refinancing loans

Apply here and receive a call back on competitive rates 

Promotion period from 1st February 2018 to 30th April 2018. *Terms & conditions apply.

  • Available for various types of business premises
  • Finance up to 90% of valuation or purchase price
  • Up to 30 years loan tenor
  • Choose from floating or market-pegged rates
  • Competitive interest rates
  • Loan package customised to your business needs
  • Secure an extended loan against the pledge of your property as collateral
  • Pledged property can be either commercial or residential
  • Subsidies for legal and valuation fees are available

Buy vs Rent Calculator

Calculate to find out which option provides you more savings for your property

Rental information
Monthly rent 

Includes the sum paid as rent or hire for the use of furniture where premises are let furnished or where premises are let and the furniture therein is hired by the landlord to the tenant.

(100 - 999,999,999)
Please enter a valid value.
Intended period of stay 

The period in which you intend to use or hold the property for your business or investment needs.

(1 year to 30 years)
Please enter a valid value.
Property loan information
Purchase price 

The purchase price should less off any discounts, rebates, or other benefits offered by the developer or any other party.

(1,000 - 999,999,999)
Please enter a valid value.
Mortgage rate 

The interest rate that the bank charges on the property loan.

(0.01 - 99.99)
Please enter a valid value.
Mortgage tenure 

The tenure of the property loan, capped at 30 years.

(1 year to 30 years)
Please enter a valid value.
Market forecast 
Purchase/Sale fees 
Other rental costs 
Maintenance fees 
Savings summary

Please enter your Rental and Property Loan information to continue.

Renting is the better option

Buying is the better option

There would be savings of9,628,859over 15 years if you RENT a Property

Find out how a business loan can help finance your property rental needs.

To find out how you can finance your property, request for a callback from us now.

Request callback
There would be no difference in cost between buying and renting a property for X years. Nevertheless, talk to us today to find out how to finance your ownership of the property that would be worth Y.
Cost after 15 yearsRentBuy
Set up costs8,000102,053
Agent fees4,000261
Legal fees 2,500
Mortgage duty 500
Buyer stamp duty 1,743
GST 12,198
Initial renovation 50,000
Running Costs4,000371,958
Rent Payments965,813.73 
Mortgage Payments-789,064
Property Tax 90,000
Maintenance Costs 12,000
Facilities Fees 54,000
Opportunity Costs4,0005,701
Set Up1512,174
Running Costs3,4475,926.69
Net Proceeds 164,024
Proceeds from sale412,14810,000
Seller Stamp Duty  
Agent Fees 1,393
Legal Fees 2,500
Total Cost16,000315,687

To help you make your decision if you should buy or rent a property, click here to find out more.

Mortgage Loan Calculator

Property value (100,000 - 999,999,999)
Please enter a valid value.
Loan amount (80,000 - 99,999,999)
Please enter a valid value.
Loan tenure (5-30 years)
Please enter a valid value.
Interest rate (1-5)
Please enter a valid value.
Repayment summary

Please enter the mortgage information to continue.

The estimated repayment amount would be:


To assist you with your planning, we are pleased to provide you with a loan repayment schedule based on your selected loan package. For more details, request a callback from us.

The computation above is for indicative purposes only. The Bank accepts no liability for errors or omissions, nor for any loss arising from use of or reliance on the calculation herein.

How to Apply

Request for Callback

Visit a UOB Branch

*Terms and conditions governing the "UOB Business Banking CNY Cashback" business property loan promotion apply.
Click here for full terms and conditions.