UOB eBusiness Account
Manage your business finances with UOB eBusiness account. With zero account fees* for the first 12 months, plus a debit card that comes with 3-year annual fee waiver to help you save on day-to-day business costs.
Find out moreGUIDES & INSIGHTS
UOB Business Property Loan
Apply for a UOB Business Property Loan and receive S$300* shopping vouchers.
*T&Cs apply.
Trade
Enjoy rewards up to S$600* when you submit trade bills to UOB Business Banking.
*T&Cs apply.
RESOURCES
Simplify your business protection needs
For a limited time only, get 10% off* on the premium when you sign up for BizCare.
*T&Cs apply
FOREIGN EXCHANGE
Foreign Exchange
Book at least S$300,000 FX contracts and 3 contracts online to enjoy cash rewards*.
*T&Cs apply.
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UOB Business/ Commercial Property Loan
Apply for a UOB Business Property Loan and receive S$300* shopping vouchers today
Less waiting and more savings
More financing options
Choose between fixed or SORA-pegged packages that best suit your business needs.
More savings with low fees and low charges
Save even more with legal and value fee subsidies.
Enjoy higher loan amounts
When you get a mortgage, refinance or cash-out with us.
1-day approval rate
Hear back from us within 1 business day¹ on your loan status.
At a glance
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Option
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Details
| Option | Details |
| Refinance your loan | Get up to 100% of your business property value that can be used to cash out as an extended loan. |
| New property purchase | Get up to 90% of your property value or purchase price for your mortgage when you purchase a new industrial or commercial property. |
| Option |
| Refinance your loan |
| New property purchase |
About SORA
SORA is a transparent, robust and reliable interest rate benchmark that is published daily by the Monetary Authority of Singapore.
SORA is based on actual transactions, unlike SIBOR which is constructed based on polling by major Banks in Singapore.
UOB offers 3-month compounded SORA-pegged business property loan. Find out how it works.
About SORA
SORA is a transparent, robust and reliable interest rate benchmark that is published daily by the Monetary Authority of Singapore.
SORA is based on actual transactions, unlike SIBOR which is constructed based on polling by major Banks in Singapore.
UOB offers 3-month compounded SORA-pegged business property loan. Find out how it works.
Buying is better than renting over 25 years.
You’ll be saving SGD 1,302,452 based on your input.
Calculation Breakdown
Calculation Assumptions
| Property Price Growth | |
| Rental Growth | |
| Opportunity Cost of investment |
| GST Payable | |
| Agent Fees | |
| Legal Fees |
| Agent Fee | 2 months rent |
| Security Deposit | 2 months rent |
|
Initial Fit-out
|
|
| Annual maintenance costs | |
| Monthly Facilities Fees |
What is the value of your property?
Frequently asked questions
How is interest calculated?
We offer attractive Fixed & Floating rate packages to suit your financing needs. To learn more, please leave your contact details here and our sales specialists will be in touch with you soon.
How much will my monthly instalments be?
You may use our Business Property Loan Affordability Calculator to find out the indicative monthly installment payment of your business and commercial property loan.
When will I get a response?
Apply online via Myinfo business and we'll get in touch within 1 business day1.
Who can apply?
The UOB Business Property & Equity Loan is available to the following companies:
- Sole Proprietor, Partnership, or Private Limited Company
- Registered and operating in Singapore
- Have been operating for a minimum of 3 years
Disclaimers
For enquiries that reach UOB within the Stipulated Timing, we will contact you by the next Business Day with an indicative loan amount that you may apply for. “Business Day” is defined as Mondays to Fridays (Singapore date and time, and excluding Singapore and bank public holidays). “Stipulated Timing” is defined as 8am to 8pm from Mondays to Saturdays (Singapore date and time, and excluding Singapore and bank public holidays). For enquiries that reach UOB at times other than the Stipulated Timing, we will contact you within two Business Days after UOB receives your enquiries, with an indicative loan amount that you may apply for.
Full product terms and conditions apply. The quote of the indicative loan amount is based on the information provided by the customer and does not constitute an offer, an invitation to offer, a solicitation or recommendation to enter into or conclude any transaction, and the quote of the indicative loan amount is not a contractual agreement by UOB to provide the UOB business loan or any other products/ services to the customer. Accordingly, the actual approval of the UOB business loan application is subject to the submission of the required full and complete documentation as UOB may so require at its discretion and UOB’s credit assessment. UOB has the absolute right and discretion to decide, for whatever reason and without prior notice and without being liable to any person, whether to approve the customer’s application for the UOB business loan and whether (i) to grant (or not to grant) the customer the amount of the UOB business loan requested for in the customer’s application form; or (ii) to grant the customer a lower amount from the amount of the indicative loan amount quoted or from the amount of the UOB business loan requested for in the customer’s application form.
1Terms and conditions governing the "Next Business Day Response" program apply.
Click here for full terms and conditions.
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