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UOB Business Loan

UOB Business Loan

Sustain and fund your business growth with extra working capital of up to S$300,000. No collaterals required.

Secure a higher loan amount simpler and faster

Loan up to S$350,000 under BizMoney

Loan up to S$350,000 under BizMoney

With up to 5 years for repayment.
^Aggregated across all participating Financial Institutions

Enjoy preferential rates

Enjoy preferential rates

With government-assisted funding options.

No collaterals required

No collaterals required

You don't have to pledge any property or deposit to apply.

1-day response

1-day response

Hear back from us within 1 business day1.

Plan your business loan

First, tell us about your business.

Industry

Annual Sales Turnover (SGD)

Does your business have any existing loans?

Almost there. Fill in your contact details to retrieve your eligible loan amount.

We'll follow up with you within 1 business day.

Company Name

Name of Contact

Email

Mobile Number

+65

Thank you, Hubert Blaine Wolfeschlegelsteinhausendorff. Based on your declared information:

Your monthly instalment amount is based on an indicative interest rate of 2.5% p.a. over 5 years. This is not the final approval from UOB and is subject to UOB's full credit assessment.

By proceeding, you confirm that you have obtained and agree to be bound by the Bank's Privacy Notice (Corporate). You consent to the Bank collecting, using and disclosing the given contact details and personal details for Basic Banking Purposes, Co-branding Purpose, Research Purpose and Marketing Purpose as described in the Bank's Privacy Notice (Corporate).

What is your desired loan amount?

Choose your loan tenure

1 year

Indicative interest rate

Your calculated monthly instalment

Ready to apply? Submit your form in less than 5 minutes.

Ready to apply?
Submit your form in less than 5 minutes.

  • Log in to Myinfo business
    1
    Log in to Myinfo business
  • Add your business details
    2
    Add your business details
  • Verify your submission
    3
    Verify your submission
  • We'll respond in 1 day
    4
    We'll respond in 1 day

Frequently asked questions

What is UOB Business Loan?
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This is a bundled loan which combines Enterprises Singapore (ESG) and SME working Capital Loan together with UOB BizMoney.

The SME Working Capital Loan, offered under ESG's Enterprise Financing Scheme, provides an unsecured loan of up to SGD 300,000. The default risk share is at 50%, while younger companies (incorporated within the last 5 years) enjoy a higher risk share of 70%.

UOB BizMoney is the Bank’s unsecured working capital loan where we offer financing to SMEs of up to S$350,000.

The UOB Business Loan helps SMEs looking to expand, automate, or upgrade by providing working capital to sustain their daily operations.

Collaterals refer to assets such as property or cash deposits that is pledged by the lender as a form of repayment security.

UOB Business Loan is an unsecured loan, so you do not have to pledge any collaterals to apply. Please note that a personal guarantee may be required.

The various loan options are available to the following companies:

  • Sole Proprietor, Partnership, or Private Limited Company
  • Registered and operating in Singapore for a minimum of 3 years
  • At least 30% local shareholding
  • Company's group annual sales of not more than S$100 million OR company's group employment size of not more than 200^*

*Annual sales turnover and employment size will be computed on a group basis (i.e. All levels up for corporate shareholders holding > 50% of total shareholding of the applicant company and any subsequent corporate parents, and subsidiaries all levels down).

Apply online via Myinfo business and we'll get in touch within 1 business day1.

1For enquiries that reach UOB within the Stipulated Timing, we will contact you by the next Business Day with an indicative loan amount that you may apply for. “Business Day” is defined as Mondays to Fridays (Singapore date and time, and excluding Singapore and bank public holidays). “Stipulated Timing” is defined as 8am to 8pm from Mondays to Saturdays (Singapore date and time, and excluding Singapore and bank public holidays). For enquiries that reach UOB at times other than the Stipulated Timing, we will contact you within two Business Days after UOB receives your enquiries, with an indicative loan amount that you may apply for. 

2Annual sales turnover and employment size will be computed on a group basis (i.e. All levels up for corporate shareholders holding > 50% of total shareholding of the applicant company and any subsequent corporate parents, and subsidiaries all levels down).

UOB business loan consists of UOB BizMoney and SME Working Capital Loan and you may apply for any of them. The respective terms and conditions governing BizMoney and SME Working Capital Loan are contained in the application form and other offer documents, including the facility letter.

~Information is accurate as of 08 May 2017

#Personal guarantees may be required.

^For enquiries that reach UOB within the Stipulated Timing, we will contact you by the next Business Day with an indicative loan amount that you may apply for. “Business Day” is defined as Mondays to Fridays (Singapore date and time, and excluding Singapore and bank public holidays). “Stipulated Timing” is defined as 8am to 8pm from Mondays to Saturdays (Singapore date and time, and excluding Singapore and bank public holidays). For enquiries that reach UOB at times other than the Stipulated Timing, we will contact you within two Business Days after UOB receives your enquiries, with an indicative loan amount that you may apply for. Full product terms and conditions apply. The quote of the indicative loan amount is based on the information provided by the customer and does not constitute an offer, an invitation to offer, a solicitation or recommendation to enter into or conclude any transaction, and the quote of the indicative loan amount is not a contractual agreement by UOB to provide the UOB business loan or any other products/ services to the customer. Accordingly, the actual approval of the UOB business loan application is subject to the submission of the required full and complete documentation as UOB may so require at its discretion and UOB's credit assessment. UOB has the absolute right and discretion to decide, for whatever reason and without prior notice and without being liable to any person, whether to approve the customer's application for the UOB business loan and whether (i) to grant (or not to grant) the customer the amount of the UOB business loan requested for in the customer's application form; or (ii) to grant the customer a lower amount from the amount of the indicative loan amount quoted or from the amount of the UOB business loan requested for in the customer's application form. Visit uob.com.sg/businessloan for more information.

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