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Trader or Wholesaler
Trader or Wholesaler

Essentials for Traders and Wholesalers


We've curated a suite of customised solutions to help business-owners like you go as far as your ambitions take you. Here’s how we can help.

Looking for something specific?

  • All Solutions
  • Accounts
  • Payments & Collections
  • Finance your business
  • Trade Solutions
  • Protect your business
  • Go Digital

UOB BizTransact Account

Save more than S$2,500 yearly on FAST and GIRO transaction fees.

  • Best for established businesses
  • 300 free outgoing FAST/PayNow and 300 free GIRO Payment and collection transactions per month
  • No monthly or annual account fee
  • Minimum average daily balance of S$50,000

UOB BizGlobal Account

Save more with US$38 outward telegraphic transfer fees and low trade financing fees.

  • Best for businesses with cross border trade
  • Earn 0.18% p.a. on your USD deposits from the first dollar
  • US$38 flat fee, including cable charges, for each Outward Telegraphic Transfer transaction via UOB SME app or online
  • Preferential rates for trade finance transactions

Foreign Exchange

Trade with confidence by leveraging our competitive rates and dedicated services.

  • Access FX specialists to manage risk
  • No remittance fees on selected currencies
  • Competitive FX rates
Payments & Collections

PayNow Corporate

Receive digital payments instantly with PayNow and SGQR.

  • Safe and secure transactions
  • Receive money instantly in your account
  • Go cashless with just one SGQR code
Finance your business

UOB Business Loan

Finance your business growth with government-assisted funding options. Applicable for startup. T&Cs apply.

  • Up to S$800,000
  • No collaterals required
  • Fixed monthly repayments
  • Loan tenure of up to 5 years

T&Cs apply.

Payments & Collections

UOB Business Plus Card

Enjoy extended payment terms on top of low interest rates.

  • Low interest rate of 1.15% per month
  • Up to 60 days of interest-free credit
Finance your business

Business Property & Equity Loan

Buy or refinance your business property with attractive loan package.
Get up to 90% of your property value or purchase price of your mortgage.

Trade Solutions

Import Services

Get trade finance solutions to help you smoothen import deliveries.

  • Extend your connections
  • Gain in-country expert advice
  • Secure business deals
Trade Solutions

Export Services

Access new markets with UOB's comprehensive export solutions to grow your business.

  • Extend your connections
  • Improve cash flow efficiency
  • Manage trade transactions effectively
Protect your business

Trade Credit Insurance

Protect your credit exposure and benefit from credit management tools to optimise business growth.

  • Insure against unpaid commercial debt
  • Stay competitive by offering open credit terms
  • Make informed decisions with credit management tools and debtors alerts
Protect your business


Get 10%* off when you sign up for BizCare. Protect your business against business interruption with an SME-tailored plan.

  • 9 business risk under 1 coverage
  • No underwriting required
  • Easy enrolment and renewal

Promotion till 30 June 2024. T&Cs apply.

Protect your business

Life Insurance

Protect and ensure your business continuity by managing the key risks.

  • Potentially protects against the loss of a key person
  • Ensures that credit obligations are insured
  • Staff retention and benefits program
Go Digital


Get real-time insights on your business performance and easily track profitability.  

  • Create and send e-invoices with PayNow QR easily
  • Link to business account for seamless bank reconciliation
  • Upgrade easily to full ERP solution as your business grows
Go Digital


Manage your accounts, invoicing and tax reporting easily to improve your business cash flow.

  • Link to your UOB account for easy bank reconciliation
  • Select up to 1,000 business tools that can be integrated with Xero
  • Collaborate on reports with your advisor in real-time
Go Digital


Automate your HR and payroll processes to free up time and minimise human errors.

  • Automate payroll, claims and attendance processes
  • Allow employer and employees' access via mobile app
  • Integrate seamlessly to company's software and hardware 

Supporting your decarbonisation journey

UOB U-Drive Programme

UOB U-Drive Programme

Simplify your switch to electric vehicles (EVs) with a comprehensive EV financing solution for the entire ecosystem, from automotive component suppliers, brand owners, dealers, charging point operators to end-users.

  • Expedited approval process for the purchase of electric vehicles (EVs)
  • Exclusive promotions and charging benefits from U-Drive dealers
  • Recognised as an environmentally responsible business
UOB U-Solar Programme

UOB U-Solar Programme

ASEAN’s award-winning one-stop solar ecosystem financing platform. Simplify your building’s switch to solar energy.

  • Save up to 25% on your electricity bill
  • Cut your carbon footprint
  • Access flexible financing plans
  • Trusted partners using quality equipment, handling assessment, installation and maintenance
UOB U-Energy Programme

UOB U-Energy Programme

Asia’s first integrated financing platform for your energy efficiency projects. Simplify the retrofit of your commercial or industrial building.

  • Save an average of 20%* on your electricity bill
  • Raise the capital value of your building
  • Access flexible financing plans with minimal upfront costs
  • Trusted partners using quality equipment
  • *Indicative and dependent on scope of work and verification with U-Energy partner

Fulfill your business potential

Our strong presence in Singapore and around the region assists you to achieve business growth.
Start banking with us

Start banking with us

Grow regionally with us

Grow regionally with us


Join our SME community for the latest insights, events and deals. 

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.

For more information on the Deposit Insurance Scheme, please click here.

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