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Association, Educational Provider, or Investment Holding Company
Association, Educational Provider, or Investment Holding Company

Essentials for your business

 

We've curated a suite of customised solutions to help business-owners like you go as far as your ambitions take you. Here’s how we can help.

Looking for something specific?

  • All Solutions
  • Accounts
  • FX & Investment Solutions
  • Payments & Collections
  • Finance your business
  • Protect your business
  • Go Digital
uob_biztransact_account
Accounts

UOB BizTransact Account

Save more than S$2,500 yearly on FAST and GIRO transaction fees.

  • Best for established businesses
  • 300 free outgoing FAST/PayNow and 300 free GIRO Payment and collection transactions per month
  • No monthly or annual account fee
  • Minimum average daily balance of S$50,000
uob_ebusiness_account
Accounts

UOB eBusiness Account

Save more than S$500 yearly on FAST and GIRO transaction fees.

  • Best for start ups and young businesses
  • Open an account with S$1,000
  • 60 free outgoing FAST/PayNow and 60 free GIRO Payment and collection transactions per month
  • Minimum balance waived for first 12 months of account opening
foreign_exchange
FX & Investment Solutions

Foreign Exchange

Trade with confidence by leveraging our competitive rates and dedicated services.

  • Access FX specialists to manage risk
  • No remittance fees on selected currencies
  • Competitive FX rates
uob_merchant_services
Payments & Collections

UOB Merchant Services

Manage your daily collections efficiently and cost effectively.

  • Comprehensive payment acceptance channels through MasterCard, JCB, UnionPay and Visa
  • Comprehensive solutions across multiple sales channels
  • Single reconciliation report for multiple stores
paynow_corporate
Payments & Collections

PayNow Corporate

Receive digital payments instantly with PayNow and SGQR.

  • Safe and secure transactions
  • Receive money instantly in your account
  • Go cashless with just one SGQR code
uob_virtual_account
Payments & Collections

UOB Virtual Account

Streamline and automate your account receivables reconciliation.

  • Quickly identify your payers and inward payments
  • Supports multiple payment types
  • Supports multiple currencies
uob_business_loan
Finance your business

UOB Business Loan

Finance your business growth with government-assisted funding options. Applicable for startup. T&Cs apply.

  • Up to S$800,000
  • No collaterals required
  • Fixed monthly repayments
  • Loan tenure of up to 5 years

T&Cs apply.

business_property_&_equity_loan
Finance your business

Business Property & Equity Loan

Buy or refinance your business property with attractive loan package.
Get up to 90% of your property value or purchase price of your mortgage.

life_insurance
Protect your business

Life Insurance

Protect and ensure your business continuity by managing the key risks.

  • Potentially protects against the loss of a key person
  • Ensures that credit obligations are insured
  • Staff retention and benefits program
bizcare
Protect your business

BizCare

Get 10%* off when you sign up for BizCare. Protect your business against business interruption with an SME-tailored plan.

  • 9 business risk under 1 coverage
  • No underwriting required
  • Easy enrolment and renewal

Promotion till 31 Dec 2023. T&Cs apply.

structured_deposits
FX & Investment Solutions

Structured Deposits

Earn potentially higher returns by combining a conventional deposit with an investment product.

  • Underlying assets includes equities, bonds and currencies
  • No upfront costs
  • Receive pre-agreed principal amount by holding until maturity
dual_currency_investments
FX & Investment Solutions

Dual Currency Investments

Get potentially higher returns by combining a structured deposit linked to a currency option.

  • Available in 10 global currencies
  • Minimum tenure of 1 week
  • No upfront costs
unit_trusts
FX & Investment Solutions

Unit Trusts

Gain access to a wide range of investments to meet your investment goals.

  • Access diverse markets and assets
  • Simple to buy and redeem
  • Actively managed by a professional fund manager
enterpryze
Go Digital

Enterpryze

Get real-time insights on your business performance and easily track profitability.  

  • Create and send e-invoices with PayNow QR easily
  • Link to business account for seamless bank reconciliation
  • Upgrade easily to full ERP solution as your business grows
xero
Go Digital

Xero

Manage your accounts, invoicing and tax reporting easily to improve your business cash flow.

  • Link to your UOB account for easy bank reconciliation
  • Select up to 1,000 business tools that can be integrated with Xero
  • Collaborate on reports with your advisor in real-time
hreasily
Go Digital

HReasily

Automate your HR and payroll processes to free up time and minimise human errors.

  • Automate payroll, claims and attendance processes
  • Allow employer and employees' access via mobile app
  • Integrate seamlessly to company's software and hardware 

Fulfill your business potential

Our strong presence in Singapore and around the region assists you to achieve business growth.
Start banking with us

Start banking with us

Grow regionally with us

Grow regionally with us

Terms & Conditions

Singapore Dollar deposits of non-bank depositors and monies and deposits denominated in Singapore Dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. 

Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme. 

For more information on the Deposit Insurance Scheme, please click here.

Terms & conditions apply. Visit our UOB BizSmart page for more information.

UOB Business Loan consists of UOB BizMoney, SME Working Capital Loan and Temporary Bridging Loan and you may apply for any of them. The respective terms and conditions governing BizMoney, SME Working Capital Loan and Temporary Bridging Loan apply and are contained in the application form and other offer documents, including the facility letter.

For enquiries that reach UOB within the Stipulated Timing, we will contact you by the next Business Day with an indicative loan amount that you may apply for. “Business Day” is defined as Mondays to Fridays (Singapore date and time, and excluding Singapore and bank public holidays). “Stipulated Timing” is defined as 8am to 8pm from Mondays to Saturdays (Singapore date and time, and excluding Singapore and bank public holidays). 

For enquiries that reach UOB at times other than the Stipulated Timing, we will contact you within two Business Days after UOB receives your enquiries, with an indicative loan amount that you may apply for. Full product terms and conditions apply. 

The quote of the indicative loan amount is based on the information provided by the customer and does not constitute an offer, an invitation to offer, a solicitation or recommendation to enter into or conclude any transaction, and the quote of the indicative loan amount is not a contractual agreement by UOB to provide the UOB Business Loan or any other products/ services to the customer. 

Accordingly, the actual approval of the UOB Business Loan application is subject to the submission of the required full and complete documentation as UOB may so require at its discretion and UOB's credit assessment. UOB has the absolute right and discretion to decide, for whatever reason and without prior notice and without being liable to any person, whether to approve the customer's application for the UOB Business Loan and whether (i) to grant (or not to grant) the customer the amount of the UOB Business Loan requested for in the customer's application form; or (ii) to grant the customer a lower amount from the amount of the indicative loan amount quoted or from the amount of the UOB Business Loan requested for in the customer's application form.

Visit our UOB Business Loan page for more information.

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