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Association, Educational Provider, Investment Holding Co

Association, Educational Provider, Investment Holding Co

Our suite of customised solutions are designed to support and address your business needs.

Essentials for your business

We've curated a suite of customised solutions to help business-owners like you go as far as your ambitions take you. Here’s how we can help.

Essentials for your business

We've curated a suite of customised solutions to help business-owners like you go as far as your ambitions take you. Here’s how we can help.

Browse our solutions

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  • Accounts & Transact
  • Invest & Insure
  • Finance
  • Digital
UOB BizTransact Account
uob_biztransact_account
Accounts & Transact

UOB BizTransact Account

Ideal for businesses with high transactional needs.

  • Free FAST and PayNow FAST transactions
  • Free Bulk GIRO Payroll transactions
  • Free GIRO payment & collection transactions
  • No annual fee
  • Free access to UOB Infinity
  • Low telegraphic transfer fees
UOB eBusiness Account
uob_ebusiness_account
Accounts & Transact

UOB eBusiness Account

Go digital and enjoy round-the-clock banking convenience with transaction fee savings.

  • Free FAST & PayNow FAST transactions
  • Free bulk GIRO payroll transactions
  • Free GIRO payment & collection transactions
  • Free access to UOB Infinity and UOB SME App
  • 12 months fall-below fee waiver
  • Low minimum average daily balance
Currency Hedging (FX)
currency_hedging_(fx)
Invest & Insure

Currency Hedging (FX)

Currency exchange for foreign currency needs.

  • Dedicated support
  • Enjoy competitive pricing
  • In-depth market insights
  • Avoid currency fluctuations
  • Online EFX booking
  • Cashflow and balance sheet management
structured_deposits
Invest & Insure

Structured Deposits

Secure your investment while enjoying potential higher returns.

  • Enjoy potentially higher returns
  • No upfront fees
  • Principal Protected
Dual Currency Investment (MaxiYield)
dual_currency_investment_(maxiyield)
Invest & Insure

Dual Currency Investment (MaxiYield)

Short-term investment linked to your choice of currency pair.

  • Earn enhanced yields
  • Pre-agreed exchange rates
  • Pick from 10 global currencies
  • Minimum tenure of 1 week
  • No upfront fees
Unit Trusts
unit_trusts
Invest & Insure

Unit Trusts

Gain access to a wide range of investments to meet your investment goals.

  • Meet your investment goals
  • Access more markets
  • Safe, secure, simple
Merchant Services
merchant_services
Accounts & Transact

Merchant Services

Manage your payment solutions efficiently and cost effectively.

  • Payment acceptance channels
  • Sales channels solutions
  • Single reconciliation report
  • Multi-currencies processing
  • Reach out to more customers
  • Improve customer experience
  • Local processing capabilities
PayNow Corporate
paynow_corporate
Accounts & Transact

PayNow Corporate

Pay your recipients with just their mobile number, NRIC/FIN, UEN or VPA with PayNow.

  • Easy and secure fund transfers
  • Greater convenience
  • Simple to use
  • Instant and 24x7 availabillity
Virtual Account
virtual_account
Accounts & Transact

Virtual Account

The smarter solution to manage your receivables.

  • Simplify your receivables management
  • Enhance working capital
  • Faster process, minimal effort
  • Improve relationship with your clients
UOB Business Loan
uob_business_loan
Finance

UOB Business Loan

Sustain and fund your business growth with extra working capital of up to S$800,000. No collaterals required. T&Cs apply.

  • Loan up to S$800,000
  • Applicable for startups
  • No collaterals required
  • 1-day response
  • Enjoy preferential rates
Commercial & Industrial Property Loan
commercial_&_industrial_property_loan
Finance

Commercial & Industrial Property Loan

Expand your business space with a UOB Commercial & Industrial Property Loan.

  • Attractive interest rates
  • Flexible repayment period
  • Flexible financing structure
  • High financing quantum
  • 1-day response time
Business Insurance
business_insurance
Invest & Insure

Business Insurance

Manage key risks around key personnel, credit obligations, and staff programmes.

  • Keyman Insurance
  • Credit Protection
  • Share Buy/Sell Arrangements
  • Employee Benefits (Individual Life)
UOB BizCare
uob_bizcare
Invest & Insure

UOB BizCare

Protect your important business with a comprehensive insurance plan that covers nine business risks such as public liability, cyber risks and accidental loss or damage of your goods and property.

  • Covers a wide range of risks
  • Get instant approval
  • Pay less for more coverage
Enterpryze
enterpryze
Digital

Enterpryze

Integrates with InvoiceNow and UOB SME app to give you a smooth financial management system.

  • Easy invoicing and accounting
  • Seamless bank connection
  • Start small, grow big
Xero
xero
Digital

Xero

A leading online accounting software to manage your accounts and tax reporting.

  • Easy bank reconciliation
  • Xero app ecosystem
  • Collaborate in real time
HReasily
hreasily
Digital

HReasily

A complete online solution that simplifies payroll, leave and attendance processes via both desktop and mobile app.

  • Seamless HR processes
  • Self-service platform on web and mobile
  • Multi-market coverage

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Ready to apply?

Ready to apply?

Additional information

Terms & Conditions apply. Visit our UOB BizSmart page for more information.

UOB Business Loan consists of UOB BizMoney, SME Working Capital Loan and Temporary Bridging Loan and you may apply for any of them. The respective terms and conditions governing BizMoney, SME Working Capital Loan and Temporary Bridging Loan apply and are contained in the application form and other offer documents, including the facility letter.

 

For enquiries that reach UOB within the Stipulated Timing, we will contact you by the next Business Day with an indicative loan amount that you may apply for. “Business Day” is defined as Mondays to Fridays (Singapore date and time, and excluding Singapore and bank public holidays). “Stipulated Timing” is defined as 8am to 8pm from Mondays to Saturdays (Singapore date and time, and excluding Singapore and bank public holidays). 

 

For enquiries that reach UOB at times other than the Stipulated Timing, we will contact you within two Business Days after UOB receives your enquiries, with an indicative loan amount that you may apply for. Full product terms and conditions apply. 

 

The quote of the indicative loan amount is based on the information provided by the customer and does not constitute an offer, an invitation to offer, a solicitation or recommendation to enter into or conclude any transaction, and the quote of the indicative loan amount is not a contractual agreement by UOB to provide the UOB Business Loan or any other products/ services to the customer. 

 

Accordingly, the actual approval of the UOB Business Loan application is subject to the submission of the required full and complete documentation as UOB may so require at its discretion and UOB's credit assessment. UOB has the absolute right and discretion to decide, for whatever reason and without prior notice and without being liable to any person, whether to approve the customer's application for the UOB Business Loan and whether (i) to grant (or not to grant) the customer the amount of the UOB Business Loan requested for in the customer's application form; or (ii) to grant the customer a lower amount from the amount of the indicative loan amount quoted or from the amount of the UOB Business Loan requested for in the customer's application form.

 

Visit our UOB Business Loan page for more information.

1Unlike traditional deposits, structured deposits have risk and investment elements, and returns may vary. Please refer to the Indicative Term Sheet for more details including the actual dates and pre-specified dates (including the Initial Observation Date, Final Observation Date and relevant Interest Payment Dates). All undefined capitalised terms shall have the meaning given to them in the Indicative Term Sheet. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

 

Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.


 

For more information on the Deposit Insurance Scheme, please click here.

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