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UOB eBusiness Account
Manage your business finances with UOB eBusiness account. With zero account fees* for the first 12 months, plus a debit card that comes with 3-year annual fee waiver to help you save on day-to-day business costs.
Learn MoreGUIDES & INSIGHTS
UOB BizMoney
Boost your business cash flow with our preferential interest rate of 7.88% p.a.* available for a limited period only.
Find out more
UOB Trade Services
Stack up your trade financial savings when you submit new trade bills to enjoy up to S$350 vouchers*.
Learn moreRESOURCES
UOB Business Insurance
Protect your key business assets and resources with our suite of business insurance solutions.
Find out moreFOREIGN EXCHANGE
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Essentials for your business
We've curated a suite of customised solutions to help business-owners like you go as far as your ambitions take you. Here’s how we can help.
Accounts & Transact
UOB BizTransact Account
Save more than S$2,500 yearly on FAST and GIRO transaction fees.
- Best for established businesses
- 300 free outgoing FAST/PayNow and 300 free GIRO Payment and collection transactions per month
- No monthly or annual account fee
- Minimum average daily balance of S$50,000
Invest & FX
Foreign Exchange
Trade with confidence by leveraging our competitive rates and dedicated services.
- Access FX specialists to manage risk
- No remittance fees on selected currencies
- Competitive FX rates
- Book FX online and enjoy preferential rates
Insure
BizCare
Get 10%* off when you sign up for BizCare. Protect your business against business interruption with an SME-tailored plan.
Promotion till 30 June 2023. T&Cs apply.
- 9 business risk under 1 coverage
- No underwriting required
- Easy enrolment and renewal
Collection Solutions
PayNow Corporate
Receive digital payments instantly with PayNow and SGQR.
- Safe and secure transactions
- Receive money instantly in your account
- Go cashless with just one SGQR code
Invest & FX
Structured Deposits
Earn potentially higher returns by combining a conventional deposit with an investment product.
- Underlying assets includes equities, bonds and currencies
- No upfront costs
- Receive pre-agreed principal amount by holding until maturity
Insure
Life Insurance
Protect and ensure your business continuity by managing the key risks
- Potentially protects against the loss of a key person
- Ensures that credit obligations are insured
- Staff retention and benefits program
Collection Solutions
UOB Virtual Account
Streamline and automate your account receivables reconciliation.
- Quickly identify your payers and inward payments
- Supports multiple payment types
- Supports multiple currencies
Accounts & Transact
UOB BizTransact Account
Save more than S$2,500 yearly on FAST and GIRO transaction fees.
- Best for established businesses
- 300 free outgoing FAST/PayNow and 300 free GIRO Payment and collection transactions per month
- No monthly or annual account fee
- Minimum average daily balance of S$50,000
Invest & FX
Foreign Exchange
Trade with confidence by leveraging our competitive rates and dedicated services.
- Access FX specialists to manage risk
- No remittance fees on selected currencies
- Competitive FX rates
- Book FX online and enjoy preferential rates
Insure
BizCare
Get 10%* off when you sign up for BizCare. Protect your business against business interruption with an SME-tailored plan.
Promotion till 30 June 2023. T&Cs apply.
- 9 business risk under 1 coverage
- No underwriting required
- Easy enrolment and renewal
Collection Solutions
PayNow Corporate
Receive digital payments instantly with PayNow and SGQR.
- Safe and secure transactions
- Receive money instantly in your account
- Go cashless with just one SGQR code
Invest & FX
Structured Deposits
Earn potentially higher returns by combining a conventional deposit with an investment product.
- Underlying assets includes equities, bonds and currencies
- No upfront costs
- Receive pre-agreed principal amount by holding until maturity
Insure
Life Insurance
Protect and ensure your business continuity by managing the key risks
- Potentially protects against the loss of a key person
- Ensures that credit obligations are insured
- Staff retention and benefits program
Collection Solutions
UOB Virtual Account
Streamline and automate your account receivables reconciliation.
- Quickly identify your payers and inward payments
- Supports multiple payment types
- Supports multiple currencies
Looking for something specific?
uob_biztransact_account
Accounts
UOB BizTransact Account
Save more than S$2,500 yearly on FAST and GIRO transaction fees.
- Best for established businesses
- 300 free outgoing FAST/PayNow and 300 free GIRO Payment and collection transactions per month
- No monthly or annual account fee
- Minimum average daily balance of S$50,000
uob_ebusiness_account
Accounts
UOB eBusiness Account
Save more than S$500 yearly on FAST and GIRO transaction fees.
- Best for start ups and young businesses
- Open an account with S$1,000
- 60 free outgoing FAST/PayNow and 60 free GIRO Payment and collection transactions per month
- Minimum balance waived for first 12 months of account opening
foreign_exchange
FX & Investment Solutions
Foreign Exchange
Trade with confidence by leveraging our competitive rates and dedicated services.
- Access FX specialists to manage risk
- No remittance fees on selected currencies
- Competitive FX rates
uob_merchant_services
Payments & Collections
UOB Merchant Services
Manage your daily collections efficiently and cost effectively.
- Comprehensive payment acceptance channels through MasterCard, JCB, UnionPay and Visa
- Comprehensive solutions across multiple sales channels
- Single reconciliation report for multiple stores
paynow_corporate
Payments & Collections
PayNow Corporate
Receive digital payments instantly with PayNow and SGQR.
- Safe and secure transactions
- Receive money instantly in your account
- Go cashless with just one SGQR code
uob_virtual_account
Payments & Collections
UOB Virtual Account
Streamline and automate your account receivables reconciliation.
- Quickly identify your payers and inward payments
- Supports multiple payment types
- Supports multiple currencies
uob_business_loan
Finance your business
UOB Business Loan
Finance your business growth with government-assisted funding options. Applicable for startup. T&Cs apply.
- Up to S$800,000
- No collaterals required
- Fixed monthly repayments
- Loan tenure of up to 5 years
T&Cs apply.
business_property_&_equity_loan
Finance your business
Business Property & Equity Loan
Buy or refinance your business property with attractive loan package.
Get up to 90% of your property value or purchase price of your mortgage.
life_insurance
Protect your business
Life Insurance
Protect and ensure your business continuity by managing the key risks.
- Potentially protects against the loss of a key person
- Ensures that credit obligations are insured
- Staff retention and benefits program
bizcare
Protect your business
BizCare
Get 10%* off when you sign up for BizCare. Protect your business against business interruption with an SME-tailored plan.
- 9 business risk under 1 coverage
- No underwriting required
- Easy enrolment and renewal
Promotion till 30 June 2023. T&Cs apply.
structured_deposits
FX & Investment Solutions
Structured Deposits
Earn potentially higher returns by combining a conventional deposit with an investment product.
- Underlying assets includes equities, bonds and currencies
- No upfront costs
- Receive pre-agreed principal amount by holding until maturity
dual_currency_investments
FX & Investment Solutions
Dual Currency Investments
Get potentially higher returns by combining a structured deposit linked to a currency option.
- Available in 10 global currencies
- Minimum tenure of 1 week
- No upfront costs
unit_trusts
FX & Investment Solutions
Unit Trusts
Gain access to a wide range of investments to meet your investment goals.
- Access diverse markets and assets
- Simple to buy and redeem
- Actively managed by a professional fund manager
enterpryze
Go Digital
Enterpryze
Get real-time insights on your business performance and easily track profitability.
- Create and send e-invoices with PayNow QR easily
- Link to business account for seamless bank reconciliation
- Upgrade easily to full ERP solution as your business grows
xero
Go Digital
Xero
Manage your accounts, invoicing and tax reporting easily to improve your business cash flow.
- Link to your UOB account for easy bank reconciliation
- Select up to 1,000 business tools that can be integrated with Xero
- Collaborate on reports with your advisor in real-time
hreasily
Go Digital
HReasily
Automate your HR and payroll processes to free up time and minimise human errors.
- Automate payroll, claims and attendance processes
- Allow employer and employees' access via mobile app
- Integrate seamlessly to company's software and hardware
Fulfill your business potential
Our strong presence in Singapore and around the region assists you to achieve business growth.
Tips & insights
Enabling SMEs' expansion: real-time cash flow and operations management
19 Apr 2023 • 3 mins read
Post SG Budget Economic Update 2023: Elevated Inflation In An Uncertain Year
05 Apr 2023 • 35 mins watch time
Terms & Conditions
Applicable Terms & Conditions
Deposit Insurance Scheme
Singapore Dollar deposits of non-bank depositors and monies and deposits denominated in Singapore Dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.
For more information on the Deposit Insurance Scheme, please click here.
UOB BizSmart
Terms & conditions apply. Visit our UOB BizSmart page for more information.
UOB Business Loan Terms & Conditions
UOB Business Loan consists of UOB BizMoney, SME Working Capital Loan and Temporary Bridging Loan and you may apply for any of them. The respective terms and conditions governing BizMoney, SME Working Capital Loan and Temporary Bridging Loan apply and are contained in the application form and other offer documents, including the facility letter.
For enquiries that reach UOB within the Stipulated Timing, we will contact you by the next Business Day with an indicative loan amount that you may apply for. “Business Day” is defined as Mondays to Fridays (Singapore date and time, and excluding Singapore and bank public holidays). “Stipulated Timing” is defined as 8am to 8pm from Mondays to Saturdays (Singapore date and time, and excluding Singapore and bank public holidays).
For enquiries that reach UOB at times other than the Stipulated Timing, we will contact you within two Business Days after UOB receives your enquiries, with an indicative loan amount that you may apply for. Full product terms and conditions apply.
The quote of the indicative loan amount is based on the information provided by the customer and does not constitute an offer, an invitation to offer, a solicitation or recommendation to enter into or conclude any transaction, and the quote of the indicative loan amount is not a contractual agreement by UOB to provide the UOB Business Loan or any other products/ services to the customer.
Accordingly, the actual approval of the UOB Business Loan application is subject to the submission of the required full and complete documentation as UOB may so require at its discretion and UOB's credit assessment. UOB has the absolute right and discretion to decide, for whatever reason and without prior notice and without being liable to any person, whether to approve the customer's application for the UOB Business Loan and whether (i) to grant (or not to grant) the customer the amount of the UOB Business Loan requested for in the customer's application form; or (ii) to grant the customer a lower amount from the amount of the indicative loan amount quoted or from the amount of the UOB Business Loan requested for in the customer's application form.
Visit our UOB Business Loan page for more information.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.
For more information on the Deposit Insurance Scheme, please click here.
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