Working Capital Solutions

  • sme-working-capital-loansme-working-capital-loan

    Unlock your business potential with UOB Working Capital Solutions

Overview

To help your business meet the dynamic challenges in the marketplace, UOB offers you working capital solutions that will sharpen your competitive edge and take your business to greater heights. Get in touch with our dedicated Relationship Managers to customize the working capital solutions that caters to you needs.

At UOB Commercial Banking, we understand that SMEs value access to liquidity. As a leading player in the Small and Medium Enterprises (SMEs) market, our core strength lies in our ability to combine our knowledge and experience in the SME market with innovative financial solutions to meet our customers’ changing needs. As you strive to accelerate your business growth, we can provide the working capital support you need to complement your business cash flow.

Features

ebusiness
calendar

Short Term Revolving Facility

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  • Quick access to stand-by funds
  • Control your cost- only pay interest on amount you use
  • Flexible repayment options with no minimum repayment amount

Eligibility
All businesses incorporated in Singapore are eligible to apply

  • Access to revolving credit to boost your business cash flow
  • Flexibility in fund usage received where repaid loan may re-borrowed
  • Customized repayment terms

Eligibility
All businesses incorporated in Singapore are eligible to apply.

  • Enhance your cash flow and improve your day-to-day business operations
  • Plan your finances effectively with fixed, regular repayment schedule
  • Committed loan by the Bank – provides certainty on your access to extra funds

Eligibility
All businesses incorporated in Singapore are eligible to apply.

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Block Discounting

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micro-loan

SME Micro Loan

(Government assistance scheme
administered by SPRING Singapore)

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SME Working Capital Loan

(Government assistance scheme
administered
by SPRING Singapore)

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  • Generate immediate liquidity for auto dealers who offer hire purchase/ financing services to their customers
  • Revolving credit facility that unlocks cash for business growth
  • Controls your cost- only pay interest on amount you use

Eligibility
All businesses incorporated in Singapore are eligible to apply.

  • Improves loan accessibility for young companies
  • Funding of up to S$100k
  • Loan tenure of up to 4 years

Eligibility

  • Company registered & operating in Singapore
  • At least 30% local shareholding
  • Company has 10 or less employees OR has annual sales not exceeding S$1 million
  • Company’s Group^ Annual Sales of not more than S$100million OR company’s Group^ employment size of not more than 200

^ Group is defined as all levels up for corporate shareholders holding > 50% of total shareholding of the applicant company and any subsequent corporate parents, and subsidiaries all levels down

  • Financing to tide companies through period of slow economic growth
  • Funding of up to S$300k
  • Loan tenure of up to 5 years

Eligibility

  • Company registered & operating in Singapore
  • At least 30% local shareholding
  • Company’s Group^ Annual Sales of not more than S$100million OR company’s Group^ employment size of not more than 200

^ Group is defined as all levels up for corporate shareholders holding > 50% of total shareholding of the applicant company and any subsequent corporate parents, and subsidiaries all
levels down

hand-cash

SME Venture Loan


(Government assistance scheme administered by SPRING Singapore)

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intelluctual-property

Intellectual Property (IP) Financing

(Government assistance scheme administered by Intellectual Property Office of Singapore)

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  • Financing to propel fast growing companies before their next equity raising round
  • Funding of up to $5million
  • Loan tenure of up to 6 years

 Eligibility

  • Company demonstrates clear high growth* plan
  • Company registered & operating in Singapore
  • At least 30% local shareholding
  • Group^ annual sales of ≤ S$100m or group^ employment ≤ 200

* Companies that demonstrate innovative business model and aggressive scaling of business.

^ Group is defined as all levels up for corporate shareholders holding > 50% of total shareholding of the applicant company and any subsequent corporate parents, and subsidiaries all levels down.

Alternative access to funding for intellectual property (IP)-rich but asset light companies

  • Funding of up to S$5million
  • Loan tenure of up to 6 years

Eligibility
Company registered & operating in Singapore
Patent/ trademark/ copyright` must form part of collateral

` Terms and conditions will apply.

Contact Us

If you would like to apply for above financing, please visit any UOB Commercial Banking Hub:

Boon Lay Hub
325 Boon Lay Place #03-00, Singapore 649886
Tel: (65) 6263 0532

Jalan Sultan Hub
100 Jalan Sultan #01-29 Sultan Plaza,
Singapore 199001
Tel: (65) 6296 7452

 

Tai Seng Hub
30 Tai Seng Street #02-07 BreadTalk,
Singapore 534013
Tel: (65) 6282 2480

Tampines Hub
1 Tampines Central 1, #08-01 UOB Tampines,
Singapore 529539
Tel: (65) 6850 8857

 

Thomson Hub
251A-253A Upper Thomson Road, Singapore 574376
Tel: (65) 6456 2183

Alternative you may wise to visit any UOB Group Branch.

 

More Information

For Queries or Comments
Please Call our Commercial Banking Hotline 1800 22 66 121

or email us at CommercialBanking@uobgroup.com