Structured Deposits

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Click on a structured deposit below to find out more:

Please note that the application for the UOB 5Star Deposit (Corporate) (SGD) closed on 12 July 2007. A snapshot of the account is appended below.

Features of UOB 5Star (Corporate) Deposit*

  • 100% of principal guaranteed at maturity or Early Redemption by UOB, whichever is earlier
  • Guaranteed interest of 1.75% of principal in first Quarter (equivalent to 7% p.a.)^ if the deposit is held till the first Interest Payment Date
  • Potential Variable Interest of 1.75% of principal every Quarter (equivalent to 7% p.a.) starting from the end of the 2nd Quarter^. Starting from the end of the 2nd Quarter, if all shares in the Underlying Basket close at or above its Barrier Level (92% of the Initial Price), a Variable Interest will be paid
  • Possibility of Trigger Event occurring every Quarter, starting from the end of 1st Quarter. A Trigger Event is deemed to have occurred if, at the end of any Quarter, starting from the end of the 1st Quarter, all shares in the Underlying Basket close at or above its Autocall Level (103% of the Initial Price)
  • Tenor: Minimum 3 months, maximum 5 years, depending on whether a Trigger Event has occurred

Note: For corporate accounts only and with a minimum placement amount of SGD 200,000.

*Product terms and conditions apply. Please refer to the respective term sheets for more details. All undefined capitalised terms are defined in the term sheets.
^If no Variable Interest is paid for the whole tenor, the minimum effective interest rate is 0.353% p.a.

Monitor the performance of your structured deposit at: 5Star (Corporate) Deposit Tracker

Please note that applications for Structured Deposit – Asian Best closed on 28 Feb 2006. Below is a snapshot of the Account.

Features of UOB Structured Deposit
– Asian Best

  • Tenor of 3 years
  • 100% of your principal is guaranteed upon maturity#
  • Guaranteed interest of 3% flat at the end of the 1st year and 2% flat at the end of the 2nd year (equivalent to a minimum effective interest rate of 1.6833% p.a. assuming no other interest is paid until maturity)*
  • Bonus interest at maturity is linked to the performance of 3 Asian equity markets: Hong Kong, Japan and Korea. Every year, only the positive return of the best performing market (since Deposit Start Date) is locked in and then dropped from the basket. There is no cap on the bonus interest
  • Participation Rate is fixed at 33%

Note
* Terms and conditions apply, please refer to UOB Structured Deposit - Asian Best term sheet.
# The 100% principal guarantee is applicable only upon maturity of the structured deposit in its denominated currency. If your structured deposit is withdrawn before the maturity date, you may receive less than the principal amount.

Monitor the performance of your structured deposit at:Asian Best Deposit Tracker

Please note that applications for UOB Structured Deposit - Asia Dragon closed on 5 June 2006. Below is a snapshot of the Account.

Features of UOB Structured Deposit - Asia Dragon*:

  • Tenor of 3 years
  • 100% of your principal is guaranteed upon maturity#
  • Guaranteed interest payment at the end of Year 1 and Year 2 at 3.5% and 3.0% of the Deposit Amount respectively (equivalent to a minimum effective interest rate of 2.19% p.a. assuming no maturity bonus is paid on maturity)^
  • Participate in the performance of China’s equity market. Maturity bonus is calculated using the monthly percentage change (from the Deposit Start Date) of the China equity market multiplied by the Participation Rate and less the total guaranteed interest
  • Participation Rate is fixed at 26%

Note: For corporate accounts only and minimum placement amount of SGD200,000.

* Terms and conditions apply. Please refer to UOB Structured Deposit - Asia Dragon term sheet for details.
# The 100% principal guarantee is applicable only upon maturity of the structured deposit in its denominated currency. If your structured deposit is withdrawn before the maturity date or early redemption date, you may receive less than the principal amount.
^ Interest payments will be made provided that the structured deposit has been held to the relevant interest payment dates.

Monitor the performance of your structured deposit at:Asia Dragon Deposit Tracker

Please note that the application for the UOB DoubleProsperity (Corporate) Deposit (SGD) has closed on 15 September 2007. A snapshot of the account is appended below.

Features of UOB DoubleProsperity (Corporate) Deposit*

  • 100% of principal guaranteed* by UOB if the structured deposit is held until maturity or Early Redemption by the Bank
  • Guaranteed interest of 2.5% of the principal at the end of the 1st Quarter (equivalent to 10% p.a.)^, if the deposit is held till the first Interest Payment Date
  • Potential interest of up to 2.5% of the principal at every Quarter (equivalent to 10% p.a.)^, starting from the end of the 2nd Quarter
  • Possibility of Trigger Event occurring every Quarter starting from the end of 1st Quarter
  • Tenor: Minimum 3 months, maximum 5 years, depending on whether a Trigger Event has occured

Note: For corporate accounts only and minimum placement amount of SGD 200,000.

*Product terms and conditions apply. Please refer to the term sheet for more details. All undefined capitalised terms are defined in the term sheets.
^If no Variable Interest is paid for the whole tenor, the minimum effective interest rate is 0.51% p.a.

Monitor the performance of your structured deposit at: DoubleProsperity (Corporate) Tracker

Please note that the application for Structured Deposit - Golden8 Deposit closed on 4 September 2006. Below is a snapshot of the Account.

Features of Golden8 Deposit*:

  • 100% principal guaranteed at maturity
  • Guaranteed interest payment of 3.6% at the end of the first year and 3.2% at the end of the second year
  • Maturity bonus (if any) is linked to the performance of eight financial stocks
  • No cap on the maturity bonus

*Product terms and conditions apply. Please refer to the term sheets for more details. All undefined capitalised terms are defined in the term sheets.

Note: For corporate accounts only and with a minimum placement amount of SGD200,000.

Monitor the performance of your structured deposit at: Golden8 Deposit Tracker

Please note that the application for the UOB Performance I (Corporate) Deposit (SGD) has closed on 10 August 2007. A snapshot of the account is appended below.

Features of UOB Performance I (Corporate) Deposit*

  • 100% of principal guaranteed* by UOB if the structured deposit is held until maturity or early redemption by the Bank
  • Guaranteed interest of 2% of the principal^, at the end of the 1st Quarter of the Tenor
  • Advantage of diversification, in 3 different Asset Classes
  • Participate in 2 Investment Style Portfolios with different asset allocations
  • Possibility of Trigger Event occurring and Trigger Bonus Interest, starting from the end of the 2nd Quarter of the Tenor
  • Maturity Bonus Interest, starting from the end of the 2nd Quarter of the Tenor
  • No Cap on the Maturity Bonus Interest
  • No currency risk on the performance of the assets

Note: For corporate accounts only and minimum placement amount of SGD 200,000.

*Product terms and conditions apply. Please refer to the term sheet for more details.
^Guaranteed interest is payable only if the structured deposit is held till the respective payout dates.

Monitor the performance of your structured deposit at: Performance I (Corporate) Tracker

Please note that the application for the UOB Phoenix Deposit closed on 26 March 2007. A snapshot of the Account is appended below.

Features of Phoenix Deposit*:

  • 100% principal guaranteed at maturity
  • Guaranteed annual interest payment of 2.5% of the deposit amount over the tenor of five years
  • Maturity Bonus (if any) is linked to performance of the China market
  • No cap on the maturity bonus

Note: For corporate accounts only and minimum placement amount of SGD 200,000.

*Product terms and conditions apply. Please refer to the term sheets for more details. All undefined capitalised terms are defined in the term sheets.

Monitor the performance of your structured deposit at: Phoenix Deposit Tracker

Please note that the application for the UOB Red Chips Deposit (SGD) has closed on 8 August 2007. A snapshot of the account is appended below.

Features of UOB Red Chips Deposit*:

  • 100% of principal guaranteed* by UOB if the structured deposit is held until maturity
  • Guaranteed interest of 2% of the principal^ at the end of the first year and second year
  • Participation in the rapid growth of the China market
  • Maturity Bonus linked to the performance of the China market
  • No Cap on the Maturity Bonus

Note: For corporate accounts only and with a minimum placement amount of SGD 200,000.

*Product terms and conditions apply. Please refer to the term sheet for more details.
^Guaranteed interest is payable only if the structured deposit is held till the respective payout dates.

Monitor the performance of your structured deposit at: Red Chips Tracker

Please note that applications for UOB Structured Deposit - Red Dragon closed on 3 July 2006. Below is a snapshot of the Account.

Features of UOB Structured Deposit - Red Dragon*:

  • Tenor of 3 years
  • 100% of your principal is guaranteed upon maturity#
  • Guaranteed interest payment at the end of Year 1 and Year 2 at 3.5% and 3.25% of the Deposit Amount respectively (equivalent to a minimum effective interest rate of 2.276% p.a. assuming no maturity bonus is paid on maturity)^
  • Participate in the performance of China's equity market. Maturity bonus is calculated using the monthly percentage change (from the Deposit Start Date) of the China equity market multiplied by the Participation Rate and less the total guaranteed interest
  • Participation Rate is fixed at 28%

Note: For corporate accounts only and with a minimum placement amount of SGD200,000.

* Terms and conditions apply. Please refer to UOB Structured Deposit - Red Dragon term sheet for details.
# The 100% principal guarantee is applicable only upon maturity of the structured deposit in its denominated currency. If your structured deposit is withdrawn before the maturity date or early redemption date, you may receive less than the principal amount.
^ Interest payments will be made provided that the structured deposit has been held to the relevant interest payment dates.

Monitor the performance of your structured deposit at:Red Dragon Deposit Tracker

Please note that the application for the UOB Structured Deposit – Triple Peak has closed on 20 October 2006. A snapshot of the account is appended below.

Features of UOB Structured Deposit – Triple Peak*

  • 100% of principal guaranteed* by UOB if the structured deposit is held until maturity
  • Guaranteed interest of 3.5% and 3.1% of the principal ^ at the end of the 1st and 2nd year respectively
  • Participate in the performance of 3 Asset Classes
  • 3 annual calculation periods for locking in the best performing asset class
  • No Cap on the Maturity Bonus Interest

Note: For corporate accounts only and minimum placement amount of SGD 200,000.

*Product terms and conditions apply. Please refer to the term sheet for more details.
^Guaranteed interest is payable only if the structured deposit is held till the respective payout dates.

Monitor the performance of your structured deposit at: Triple Peak Deposit Tracker

Please note that the application for the UOB Emerald Deposit – Series (1) closed on 9 April 2009. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (1)*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (1) is held until maturity.
  • Guaranteed interest of 0.5% of principal at the end of each year ^ if the deposit is held until the respective Interest Payment Dates.
  • Potential Maturity Bonus Interest linked to the performance of the Underlying Basket of 5 Singapore Shares:
    • If Trigger Event has not occurred, Average Return of the Underlying Basket of Shares is used to calculate the Maturity Bonus Interest.
    • If Trigger Event has occurred, Maturity Bonus Interest will be 4% of the Principal Amount
  • Tenor: 3 years

Note: For corporate accounts only and with a minimum placement amount of SGD 50,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.
^If no other Interest is paid until maturity, the minimum effective interest rate is 0.49954% p.a.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Structured Deposit: Emerald Deposit - Series (1) (“UOB Emerald Deposit - Series (1)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (1) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 3 years. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (1) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act (Chapter 77A).

In addition, structured deposits are not covered under the Singapore Government’s guarantee on all Singapore Dollar and foreign currency deposits of individual and non-bank customers in banks, finance companies and merchant banks licensed by the MAS (which is in effect until 31 December 2010).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker

Please note that the application for the UOB Emerald Deposit – Series (2) closed on 15 August 2009. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (2)*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (2) is held until maturity.
  • Guaranteed interest of 2.8% of principal at the end of Year 1 and guaranteed interest of 2.0% of principal at the end of each of Year 2 to Year 4 ^ if the structured deposit is held until the respective Interest Payment Dates.
  • Potential Maturity Bonus Interest linked to the performance of the Underlying Basket of 2 Singapore blue chip Shares:
    • If the Final Level of the Underlying Basket equals to or exceeds 130% of its Initial Level, the Maturity Bonus Interest Rate will be 4%.
    • If the Final Level of the Underlying Basket equals to or exceeds 115% of its Initial Level but is below 130% of its Initial Level, the Maturity Bonus Interest Rate will be 2.5%.
    • If the Final Level of the Underlying Basket is below 115% of its Initial Level, the Maturity Bonus Interest rate will be 0.38%^.
  • Tenor: 4 years 11 months

Note: For corporate accounts only and with a minimum placement amount of SGD 50,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^The minimum interest of 9.18% (being total Guaranteed Interests of 8.8% plus the minimum Bonus Interest of 0.38%) of the Principal Amount is equivalent to an effective interest rate of 1.8084% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Structured Deposit: Emerald Deposit - Series (2) (“UOB Emerald Deposit - Series (2)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (2) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 4 years 11 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (2). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (2) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act (Chapter 77A).

In addition, structured deposits are not covered under the Singapore Government’s guarantee on all Singapore Dollar and foreign currency deposits of individual and non-bank customers in banks, finance companies and merchant banks licensed by the MAS (which is in effect until 31 December 2010).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (2)

Please note that the application for the UOB Emerald Deposit – Series (3) closed on 18 February 2011. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (3)*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (3) is held until maturity.
  • Guaranteed interest of 1% of principal at the end of each year^ from Year 1 to Year 3 if the structured deposit is held until maturity.
  • Maturity Variable Interest linked to the 10-year and 2-year SGD swap rates:
    • In the best case scenario, the Maturity Variable Interest will be 2% of the Principal Amount.
    • In the worst case scenario, the Maturity Variable Interest will be 0.25%^ of the Principal Amount.
  • Tenor: 3 years 6 months

Note: For corporate accounts only and with a minimum placement amount of SGD 50,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^The minimum interest of 3.25% (being total Guaranteed Interests of 3% plus the minimum Maturity Bonus Interest of 0.25%) of the Principal Amount is equivalent to an effective interest rate of 0.9301% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Structured Deposit: Emerald Deposit - Series (3) (“UOB Emerald Deposit - Series (3)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (3) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 3 years 6 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (3). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (3) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act (Chapter 77A).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (3)

Please note that the application for the UOB Emerald Deposit – Series (5) closed on 02 April 2011. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (5)*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (5) is held until maturity.
  • Guaranteed interest of 1% of principal at the end of each year^ from Year 1 to Year 3 if the structured deposit is held until maturity.
  • Maturity Variable Interest linked to the 10-year and 2-year SGD swap rates:
    • In the best case scenario, the Maturity Variable Interest will be 2% of the Principal Amount.
    • In the worst case scenario, the Maturity Variable Interest will be 0.25%^ of the Principal Amount.
  • Tenor: 3 years 6 months

Note: For corporate accounts only and with a minimum placement amount of SGD 50,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^The minimum interest of 3.25% (being total Guaranteed Interests of 3% plus the minimum Maturity Bonus Interest of 0.25%) of the Principal Amount is equivalent to an effective interest rate of 0.92934% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Structured Deposit: Emerald Deposit - Series (5) (“UOB Emerald Deposit - Series (5)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (5) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 3 years 6 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (5). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (5) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act (Chapter 77A).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (5)

Please note that the application for the UOB Emerald Deposit – Series (6) closed on 30 April 2011. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (6)*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (6) is held until maturity.
  • Guaranteed interest of 1% of principal at the end of each year^ from Year 1 to Year 3 if the structured deposit is held until maturity.
  • Maturity Variable Interest linked to the 10-year and 2-year SGD swap rates:
    • In the best case scenario, the Maturity Variable Interest will be 2% of the Principal Amount.
    • In the worst case scenario, the Maturity Variable Interest will be 0.25%^ of the Principal Amount.
  • Tenor: 3 years 6 months

Note: For corporate accounts only and with a minimum placement amount of SGD 50,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^The minimum interest of 3.25% (being total Guaranteed Interests of 3.0% plus the minimum Bonus Interest of 0.25%) of the Principal Amount is equivalent to an effective interest rate of 0.92791% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Structured Deposit: Emerald Deposit - Series (6) (“UOB Emerald Deposit - Series (6)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (6) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 3 years 6 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (6). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (6) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act (Chapter 77A).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (6)

Please note that the application for the UOB Emerald Deposit – Series (11) closed on 18 June 2011. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (11)*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (11) is held until maturity.
  • Guaranteed interest of 1.6% of principal at the end of each year^ from Year 1 to Year 5 if the structured deposit is held until maturity.
  • Maturity Variable Interest linked to the 10-year and 1-year USD swap rates:
      In the best case scenario, the Maturity Variable Interest will be 6% of the Principal Amount.
      In the worst case scenario, the Maturity Variable Interest will be 1%^ of the Principal Amount.
  • Tenor: 5 years 11 months

Note: For corporate accounts only and with a minimum placement amount of USD 50,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^ The total minimum interest of 9% (being Total Guaranteed Fixed Interest of 8% plus a minimum Maturity Variable Interest of 1%) of the Principal Amount payable over the Tenor is equivalent to an effective interest rate of 1.5238% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Structured Deposit: Emerald Deposit - Series (11) (“UOB Emerald Deposit - Series (11)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (11) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 5 years 11 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (11). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (11) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act (Chapter 77A).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (11)

Features of UOB Emerald Deposit – Series (12)*

100% of principal guaranteed if UOB Emerald Deposit – Series (12) is held until maturity.

Total Guaranteed interest of 4.7% of principal if the structured deposit is held until maturity.

Maturity Variable Interest linked to basket of 5 Singapore Shares:

  • In the best case scenario, the Maturity Variable Interest will be 8% of the Principal Amount.
  • In the worst case scenario, the Maturity Variable Interest will be 0%^ of the Principal Amount.

Tenor: 5 years 9 months

 

Note: For corporate accounts only and with a minimum placement amount of SGD 5,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^The total minimum interest of 4.7% (being Total Guaranteed Fixed Interest of 4.7%) of the Principal Amount payable over the Tenor is equivalent to an effective interest rate of 0.8187% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Structured Deposit: Emerald Deposit - Series (12) (“UOB Emerald Deposit - Series (12)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (12) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 5 years 9 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (12). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (12) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act (Chapter 77A).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (12)

Features of UOB Emerald Deposit – Series (13)*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (13) is held until maturity.
  • Total guaranteed interest of 4.7% of principal if the structured deposit is held until maturity.
  • Maturity Variable Interest linked to basket of 5 Singapore Shares:
    • In the best case scenario, the Maturity Variable Interest will be 8% of the Principal Amount.
    • In the worst case scenario, the Maturity Variable Interest will be 0%^ of the Principal Amount.
  • Tenor: 5 years 9 months

Note: For corporate accounts only and with a minimum placement amount of SGD 5,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^The total minimum interest of 4.7% (being Total Guaranteed Fixed Interest of 4.7%) of the Principal Amount payable over the Tenor is equivalent to an effective interest rate of 0.8191% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Structured Deposit: Emerald Deposit - Series (13) (“UOB Emerald Deposit - Series (13)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (13) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 5 years 9 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (13). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (13) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act (Chapter 77A).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (13)

Please note that the application for the UOB Emerald Deposit – Series (14) closed on 7 February 2013. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (14)
*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (14) is held until maturity.
  • Total guaranteed interest of 4% of principal if the structured deposit is held until maturity.
  • Bonus Interest linked to the performance of the underlying basket of 5 Singapore Shares:
    • In the best case scenario, the total Bonus Interest will be 10% of the Principal Amount.
    • In the worst case scenario, the total Bonus Interest will be 0%^ of the Principal Amount.
  • Tenor: 5 years 3 months

Note: For corporate accounts only and with a minimum placement amount of SGD 5,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^The total minimum interest of 4% (being Total Guaranteed Fixed Interest of 4%) of the Principal Amount payable over the tenor is equivalent to an effective interest rate of 0.7617% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Emerald Deposit - Series (14) (“UOB Emerald Deposit - Series (14)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (14) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 5 years 3 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (14). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (14) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011 of Singapore.

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (14)

Please note that the application for the UOB Emerald Deposit – Series (15) closed on 7 February 2013. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (15)
*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (15) is held until maturity.
  • Maturity Bonus Interest linked to the returns of the yearly locked-in best performing share in a basket of 5 Singapore Shares:
    • On each yearly Observation Date, the returns of the Shares in the Underlying Basket are calculated. The return of the best performing Share is recorded and such Share is dropped from the Underlying Basket for subsequent observations. At maturity, 5 returns (one for each share) would have been locked in and each return represents the return of the best performing Share for the relevant year. The Maturity Bonus Interest Rate is based on the average of these 5 locked-in returns, multiplied by the Participation Rate of 50%.
    • In the worst case scenario, the Maturity Bonus Interest will be 0%^ of the Principal Amount.
  • Tenor: 5 years 3 months

Note: For corporate accounts only and with a minimum placement amount of SGD 5,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^The total minimum interest of 0% of the Principal Amount payable over the Tenor is equivalent to an effective interest rate of 0% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Emerald Deposit - Series (15) (“UOB Emerald Deposit - Series (15)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (15) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 5 years 3 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (15). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (15) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011 of Singapore.

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (15)

Please note that the application for the UOB Emerald Deposit – Series (16) closed on 9 August 2013. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (16)
*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (16) is held until maturity.
  • Total guaranteed interest of 2.4% of principal if the structured deposit is held until maturity.
  • Maturity Variable Interest linked to the performance of the underlying basket of 5 Singapore Shares:
    • In the best case scenario, the total Maturity Variable Interest will be 2% of the Principal Amount.
    • In the worst case scenario, the Maturity Variable Interest will be 0%^ of the Principal Amount.
  • Tenor: 3 years 6 months

Note: For corporate accounts only and with a minimum placement amount of SGD 200,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^The total minimum interest of 2.4% (being Total Guaranteed Fixed Interest of 2.4%) of the Principal Amount payable over the tenor is equivalent to an effective interest rate of 0.6855% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Emerald Deposit - Series (16) (“UOB Emerald Deposit - Series (16)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (16) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 3 years 6 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (16). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (16) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011 of Singapore.

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (16)

Please note that the application for the UOB Emerald Deposit – Series (17) closed on 4 March 2014. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (17)
*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (17) is held until maturity.
  • Total guaranteed interest of 6.3% of principal if the structured deposit is held until maturity.
  • Maturity Variable Interest linked to the performance of the underlying basket of 5 Singapore Shares:
    • In the best case scenario, the Maturity Variable Interest will be 3% of the Principal Amount.
    • In the worst case scenario, the Maturity Variable Interest will be 0.3%^ of the Principal Amount.
  • Tenor: 5 years 3 months

Note: For corporate accounts only and with a minimum placement amount of SGD 200,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^The total minimum interest of 6.3% (being Total Guaranteed Fixed Interest of 6.0% plus a minimum Maturity Variable Interest of 0.3%) of the Principal Amount payable over the Tenor is equivalent to an effective interest rate of 1.1991% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Emerald Deposit - Series (17) (“UOB Emerald Deposit - Series (17)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (17) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 5 years 3 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (17). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (17) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011 of Singapore.

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (17)

Please note that the application for the UOB Emerald Deposit – Series (18) closed on 6 April 2014. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (18)
*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (18) is held until maturity.
  • Total guaranteed interest of 7.3% of principal if the structured deposit is held until maturity.
  • Maturity Variable Interest linked to the performance of the underlying basket of 5 Singapore Shares:
    • In the best case scenario, the Maturity Variable Interest will be 3% of the Principal Amount.
    • In the worst case scenario, the Maturity Variable Interest will be 0.3%^ of the Principal Amount.
  • Tenor: 5 years 3 months

Note: For corporate accounts only and with a minimum placement amount of SGD 200,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^The total minimum interest of 7.3% (being Total Guaranteed Fixed Interest of 7.0% plus a minimum Maturity Variable Interest of 0.3%) of the Principal Amount payable over the Tenor is equivalent to an effective interest rate of 1.3898% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Emerald Deposit - Series (18) (“UOB Emerald Deposit - Series (18)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (18) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 5 years 3 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (18). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (18) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011 of Singapore.

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.


Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (18)

Please note that the application for the UOB Emerald Deposit – Series (19) closed on 23 April 2014. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (19)
*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (19) is held until maturity.
  • Total guaranteed interest of 12.3% of principal if the structured deposit is held until maturity.
  • Maturity Variable Interest linked to the performance of the underlying basket of 5 Singapore Shares:
    • In the best case scenario, the Maturity Variable Interest will be 1.5% of the Principal Amount.
    • In the worst case scenario, the Maturity Variable Interest will be 0.3%^ of the Principal Amount.
  • Tenor: 4 years

Note: For corporate accounts only and with a minimum placement amount of AUD 200,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^The total minimum interest of 12.3% (being Total Guaranteed Fixed Interest of 12.0% plus a minimum Maturity Variable Interest of 0.3%) of the Principal Amount payable over the Tenor is equivalent to an effective interest rate of 3.0694% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Emerald Deposit - Series (19) (“UOB Emerald Deposit - Series (19)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (19) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 4 years. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (19). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (19) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011 of Singapore.

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (19)

Please note that the application for the UOB Emerald Deposit – Series (20) closed on 7 May 2014. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (20)
*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (20) is held until maturity.
  • Total guaranteed interest of 7.3% of principal if the structured deposit is held until maturity.
  • Maturity Variable Interest linked to the performance of the underlying basket of 5 Singapore Shares:
    • In the best case scenario, the Maturity Variable Interest will be 3% of the Principal Amount.
    • In the worst case scenario, the Maturity Variable Interest will be 0.3%^ of the Principal Amount.
  • Tenor: 5 years 3 months

Note: For corporate accounts only and with a minimum placement amount of SGD 200,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^The total minimum interest of 7.3% (being Total Guaranteed Fixed Interest of 7.0% plus a minimum Maturity Variable Interest of 0.3%) of the Principal Amount payable over the Tenor is equivalent to an effective interest rate of 1.3898% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Emerald Deposit - Series (20) (“UOB Emerald Deposit - Series (20)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (20) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 5 years 3 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (20). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (20) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011 of Singapore.

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (20)

Please note that the application for the UOB Emerald Deposit – Series (21) closed on 17 July 2014. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (21)
*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (21) is held until maturity.
  • Total guaranteed interest of 10.5% of principal if the structured deposit is held until maturity.
  • Maturity Variable Interest linked to the performance of the underlying basket of 5 Singapore Shares:
    • In the best case scenario, the Maturity Variable Interest will be 4% of the Principal Amount.
    • In the worst case scenario, the Maturity Variable Interest will be 1%^ of the Principal Amount.
  • Tenor: 5 years 11 months

Note: For corporate accounts only and with a minimum placement amount of SGD 200,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^The total minimum interest of 10.5% (being Total Guaranteed Fixed Interest of 9.5% plus minimum Maturity Variable Interest of 1%) of the Principal Amount payable over the Tenor is equivalent to an effective interest rate of 1.7782% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Emerald Deposit - Series (21) (“UOB Emerald Deposit - Series (21)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (21) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 5 years 11 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (21). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (21) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011 of Singapore.

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (21)

Please note that the application for the UOB Emerald Deposit – Series (22) closed on 13 August 2014. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (22)
*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (22) is held until maturity.
  • Total guaranteed interest of 11% of principal if the structured deposit is held until maturity.
  • Maturity Variable Interest linked to the performance of the underlying basket of 5 Singapore Shares:
    • In the best case scenario, the Maturity Variable Interest will be 4% of the Principal Amount.
    • In the worst case scenario, the Maturity Variable Interest will be 1%^ of the Principal Amount.
  • Tenor: 5 years 11 months

Note: For corporate accounts only and with a minimum placement amount of SGD 200,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^The total minimum interest of 11% (being Total Guaranteed Fixed Interest of 10.0% plus a minimum Maturity Variable Interest of 1.0%) of the Principal Amount payable over the Tenor is equivalent to an effective interest rate of 1.8644% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Emerald Deposit - Series (22) (“UOB Emerald Deposit - Series (22)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (22) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 5 years 11 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (22). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (22) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011 of Singapore

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (22)

Please note that the application for the UOB Emerald Deposit – Series (23) closed on 25 September 2014. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (23)
*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (23) is held until maturity.
  • Total guaranteed interest of 10.25% of principal if the structured deposit is held until maturity.
  • Maturity Variable Interest linked to the performance of the underlying basket of 5 Singapore Shares:
    • In the best case scenario, the Maturity Variable Interest will be 4% of the Principal Amount.
    • In the worst case scenario, the Maturity Variable Interest will be 1%^ of the Principal Amount.
  • Tenor: 5 years 11 months

Note: For corporate accounts only and with a minimum placement amount of SGD 200,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^The total minimum interest of 10.25% (being Total Guaranteed Fixed Interest of 9.25% plus minimum Maturity Variable Interest of 1%) of the Principal Amount payable over the Tenor is equivalent to an effective interest rate of 1.7363% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Emerald Deposit - Series (23) (“UOB Emerald Deposit - Series (23)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (23) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 5 years 11 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (23). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (23) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011 of Singapore.

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (23)

Please note that the application for the UOB Lite Deposit – Series (1) closed on 14 November 2009. A snapshot of the account is appended below.

Features of UOB Lite Deposit – Series (1)*

  • 100% of principal guaranteed if UOB Lite Deposit – Series (1) is held until maturity.
  • Guaranteed interest of 1.08% of the principal amount at each of the end of Year 1 and Year 2^ if the structured deposit is held until the respective Interest Payment Dates.
  • Potential Maturity Bonus Interest linked to the performance of the Underlying Basket of 5 Singapore blue chip Shares:
    • Minimum Maturity Bonus Interest Rate is 0.38%^ and maximum Maturity Bonus Interest Rate is 3.5%
  • Tenor: 2 years and 11 months

Note:
*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.
^The minimum interest of 2.54% (being total Guaranteed Interests of 2.16% plus the minimum Bonus Interest of 0.38%) of the Principal Amount is equivalent to an effective interest rate of 0.8724% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Structured Deposit: Lite Deposit - Series (1) (“UOB Lite Deposit - Series (1)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Lite Deposit - Series (1) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 2 years 11 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Lite Deposit - Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Lite Deposit - Series (1) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act (Chapter 77A).

In addition, structured deposits are not covered under the Singapore Government’s guarantee on all Singapore Dollar and foreign currency deposits of individual and non-bank customers in banks, finance companies and merchant banks licensed by the MAS (which is in effect until 31 December 2010).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Lite Deposit Tracker

Please note that the application for the UOB Emerald Deposit – Series (24) closed on 25 April 2015. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (24)
*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (24) is held until maturity
  • Total guaranteed interest of 11.4% of principal if the structured deposit is held until maturity.
  • Maturity Variable Interest linked to the performance of the underlying basket of 5 Singapore Shares:
    • In the best case scenario, the Maturity Variable Interest will be 3% of the Principal Amount.
    • In the worst case scenario, the Maturity Variable Interest will be 1%^ of the Principal Amount.
  • Tenor: 5 years 11 months

Note: For corporate accounts only and with a minimum placement amount of SGD 200,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^ The total minimum interest of 11.4% (being Total Guaranteed Fixed Interest of 10.4% plus minimum Maturity Variable Interest of 1%) of the Principal Amount payable over the Tenor is equivalent to an effective interest rate of 1.9311% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Emerald Deposit - Series (24) (“UOB Emerald Deposit - Series (24)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (24) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 5 years 11 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (24). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (24) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011 of Singapore.

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (24)

Please note that the application for the UOB Emerald Deposit – Series (25) closed on 21 November 2015. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (25)
*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (25) is held until maturity.
  • Total guaranteed interest of 4. 5% of principal if the structured deposit is held until maturity.
  • Maturity Variable Interest linked to the performance of the underlying basket of 5 Singapore Shares:
    • In the best case scenario, the Maturity Variable Interest will be 2% of the Principal Amount.
    • In the worst case scenario, the Maturity Variable Interest will be 0.5%^ of the Principal Amount.
  • Tenor: 3 years

Note: For corporate accounts only and with a minimum placement amount of SGD 200,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^ The total minimum interest of 4.5% (being Total Guaranteed Fixed Interest of 4% plus minimum Maturity Variable Interest of 0.5%) of the Principal Amount payable over the Tenor is equivalent to an effective interest rate of 1.5245% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Emerald Deposit - Series (25) (“UOB Emerald Deposit - Series (25)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (25) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 3 years. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (25). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (25) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011 of Singapore.

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (25)

Please note that the application for the UOB Emerald Deposit – Series (26) closed on 26 November 2015. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (26)
*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (26) is held until maturity.
  • Total guaranteed interest of 14% of principal if the structured deposit is held until maturity.
  • Maturity Variable Interest linked to the performance of the underlying basket of 5 Singapore Shares:
    • In the best case scenario, the Maturity Variable Interest will be 3% of the Principal Amount.
    • In the worst case scenario, the Maturity Variable Interest will be 1.5%^ of the Principal Amount.
  • Tenor: 5 years 11 months

Note: For corporate accounts only and with a minimum placement amount of SGD 200,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^ The total minimum interest of 14% (being Total Guaranteed Fixed Interest of 12.5% plus minimum Maturity Variable Interest of 1.5%) of the Principal Amount payable over the Tenor is equivalent to an effective interest rate of 2.37248% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Emerald Deposit - Series (26) (“UOB Emerald Deposit - Series (26)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (26) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 5 years 11 months. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (26). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (26) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011 of Singapore.

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (26)

Please note that the application for the UOB Emerald Deposit – Series (27) closed on 12 February 2016. A snapshot of the account is appended below.

Features of UOB Emerald Deposit – Series (27)
*

  • 100% of principal guaranteed if UOB Emerald Deposit – Series (27) is held until maturity.
  • Total guaranteed interest of 8.2% of principal if the structured deposit is held until maturity.
  • Maturity Variable Interest linked to the performance of the underlying basket of 5 Singapore Shares:
    • In the best case scenario, the Maturity Variable Interest will be 2% of the Principal Amount.
    • In the worst case scenario, the Maturity Variable Interest will be 0.7%^ of the Principal Amount.
  • Tenor: 4 years

Note: For corporate accounts only and with a minimum placement amount of SGD 200,000.

*Product terms and conditions apply. Please refer to the respective term sheet for more details. All undefined capitalized terms are defined in the term sheets.

^ The total minimum interest of 8.2% (being Total Guaranteed Fixed Interest of 7.5% plus minimum Maturity Variable Interest of 0.7%) of the Principal Amount payable over the Tenor is equivalent to an effective interest rate of 2.0621% per annum if this Structured Deposit is held until maturity.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Principal Guaranteed Emerald Deposit - Series (27) (“UOB Emerald Deposit - Series (27)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Principal Amount is held until the Maturity Date. The UOB Emerald Deposit - Series (27) may not be withdrawn before the Maturity Date without consent from UOB. The Tenor of this structured deposit is 4 years. In the event that UOB allows you to withdraw the structured deposit before the Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Principal Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Emerald Deposit - Series (27). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Emerald Deposit - Series (27) is suitable for you.

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011 of Singapore.

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

Monitor the performance of your structured deposit at: Emerald Deposit Tracker - Series (27)

More Information

Not a conventional deposit. The 100% principal guarantee is applicable only upon maturity of the structured deposit in its denominated currency. If the structured deposit is withdrawn before the maturity date, the redemption amount may be less than the principal amount.

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