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Earn total guaranteed minimum interest of 9.50%* with UOB Structured Deposits
Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2022 – Series (1)*. Get started with a minimum investment of S$5,000*.
- Total Guaranteed Minimum Interest of 9.50%* of the Principal Amount over 5 years (equivalent to an effective interest rate of 1.8989% a year)
- 100% Principal Amount guaranteed when held to maturity
- Maturity Variable Interest of up to 2.00%* linked to 4 Singapore Company Shares*
Offer ends 31 May 2022 ^.
How it works
Assuming a Principal Amount of S$10,000, held until maturity:
Best Case Scenario (Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)
| End of Year | Guaranteed Fixed Interest Rate on Principal Amount | Maturity Variable Interest Rate on Principal Amount | Total Interest Payable |
| 1 | 1.90% | - | 1.90% |
| 2 | 1.90% | - | 1.90% |
| 3 | 1.90% | - | 1.90% |
| 4 | 1.90% | - | 1.90% |
| At maturity | 1.90% | 2.00% | 3.90% |
| Total interest payout | 9.50% | 2.00% | 11.50% |
| Principal + Interest payout | S$10,000 + S$950 + S$200 = S$11,150 | ||
Worst Case Scenario (Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)
| End of Year | Guaranteed Fixed Interest Rate on Principal Amount | Maturity Variable Interest Rate on Principal Amount | Total Interest Payable |
| 1 | 1.90% | - | 1.90% |
| 2 | 1.90% | - | 1.90% |
| 3 | 1.90% | - | 1.90% |
| 4 | 1.90% | - | 1.90% |
| At maturity | 1.90% | 0% | 1.90% |
| Total interest payout | 9.50% | 0% | 9.50% |
| Principal + Interest payout | S$10,000 + S$950 + S$0 = S$10,950 | ||
At a glance
| Investment Currency | Singapore Dollars (S$) | ||||||||||||
| Tenor | 5 Years | ||||||||||||
| Offer Period | 09 May 2022 to 31 May 2022, or such earlier date as decided by the Bank.^ | ||||||||||||
| Guaranteed Fixed Interest | Payable at the end of:
Total Guaranteed Fixed Interest = 9.50% |
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| Maturity Variable Interest | If Payment Condition is met, Maturity Variable Interest Rate = 2.00%; Otherwise, Maturity Variable Interest Rate = 0% Payment Condition shall be deemed to have been met if the Closing Prices of all Shares are at or above 100.00% of their respective Initial Prices on the Final Observation Date. |
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| Total Guaranteed Minimum Interest | 9.50%* of the Principal Amount (Being Total Guaranteed Fixed Interest of 9.50% plus minimum Maturity Variable Interest of 0%) | ||||||||||||
| Shares in Underlying Basket | Payable at the end of:
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| Key Product Risks For The Investor |
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^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.
Important Notes
Important – Please note: The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2022 – Series (1) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2022 – Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2022 – Series (1) is suitable for you.
Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2022 – Series (1) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
United Overseas Bank Limited Co. Reg. No. 193500026Z
May 2022