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Financial Highlights

Selected Income Statement Items (S$ million) 1Q22 4Q21 3Q21 2Q21 1Q21
Operating profit 1,301 1,339 1,381 1,360 1,397
Net profit after tax1 906 1,017 1,046 1,003 1,008
Selected Balance Sheet Items (S$ billion) 1Q22 4Q21 3Q21 2Q21 1Q21
Gross customer loans 320 311 306 299 293
Customer deposits 362 353 355 339 332
Total assets 476 459 458 447 441
Shareholders' equity1 43 43 42 42 42
Financial Indicators (%) 1Q22 4Q21 3Q21 2Q21 1Q21
Cost/Income ratio 44.8 45.0 43.7 43.7 43.8
Non-performing loan ratio 1.6 1.6 1.5 1.5 1.5
Return on average ordinary shareholders' equity 8.8 10.0 10.4 10.1 10.2
Return on average total assets 0.77 0.89 0.93 0.91 0.93
Return on average risk-weighted assets 1.36 1.59 1.71 1.68 1.76
Capital adequacy ratios
Common Equity Tier 1 13.1 13.5 13.5 14.2 14.3
Tier 1 14.0 14.4 14.4 15.2 15.4
Total 15.8 16.6 16.8 18.1 17.9
Per ordinary share
Basic earnings (S$) 2.13 2.39 2.46 2.35 2.36
Net asset value (S$) 24.23 24.08 23.56 23.65 23.42
Net dividend (cents) - 60 - 60 -

 

Note:

  1. Relate to amount attributable to equity holders of the Bank.
Selected Income Statement Items (S$ million) 2021 2020 2019 2018 2017
Operating profit 5,476 4,992 5,558 5,113 4,824
Net profit after tax1 4,075 2,915 4,343 4,008 3,390
Selected Balance Sheet Items (S$ billion) 2021 2020 2019 2018 2017
Gross customer loans 311 281 269 262 236
Customer deposits 353 325 311 293 273
Total assets 459 432 404 388 359
Shareholders' equity1 43 41 40 38 37
Financial Indicators (%) 2021 2020 2019 2018 2017
Cost/Income ratio 44.1 45.6 44.6 43.9 43.7
Non-performing loan ratio 1.6 1.6 1.5 1.5 1.8
Return on average ordinary shareholders' equity 10.2 7.4 11.6 11.3 10.2
Return on average total assets 0.92 0.69 1.08 1.07 0.98
Return on average risk-weighted assets 1.68 1.27 1.90 1.93 1.63
Capital adequacy ratios
Common Equity Tier 1 13.5 14.7 14.3 13.9 15.1
Tier 1 14.4 15.8 15.4 14.9 16.2
Total 16.6 18.4 17.4 17.0 18.7
Per ordinary share
Basic earnings (S$) 2.39 1.69 2.55 2.34 1.99
Net asset value (S$) 24.08 23.03 22.33 21.31 20.37
Net dividend (cents)2 120 78 130 120 100
Dividend cover (times)2 2.03 2.24 2.00 2.00 2.04

 

Note:

  1. Relate to amount attributable to equity holders of the Bank.
  2. Included a special dividend of 20 cents in 2017, 2018 and 2019 respectively.