The Account that looks after you

The Account that looks after you

With most critical illness protection plans averaging S$60,0001 sum assured and protection needs at S$316,0001, the UOB Lady's Savings Account serves to fill this protection gap by giving you up to S$200,000 coverage.

It also supplements your existing critical illness coverage without you having to pay any premium so you can save on premium costs.

Make yourself a priority today – because the best way to care for the ones you love is to care for yourself first.

12017 Protection Gap Study – Singapore, Life Insurance Association Singapore

UP TO 10X UNI$# ON FASHION OR FAMILY CATEGORY SPEND ON YOUR UOB LADY’S CARD + UP TO S$230 CASH CREDIT*

when you sign up for UOB Lady’s Savings Account and UOB Lady's Card.
Apply now
For UOB Lady’s Card + UOB Lady’s Savings Account
Apply now
For UOB Lady's Savings Account
To participate, SMS 77862 in this format:

LADYSBONUS<space>Fresh Funds Amount (10000, 50000 or 100000 only)^<space>10-digit Lady’s Savings Account number<space>Fashion or Family<space>Last 4 digits of UOB Lady’s Card number

^The amount of Fresh Funds indicated in your SMS registration for this promotion and deposited into your UOB Lady’s Savings Account will be earmarked for approximately 6 months. Each Account Holder can only participate in one tier in this promotion.

Introducing the new
UOB Lady's Savings Account

The first-in-market savings account in Singapore for ladies that protects you with female cancer coverage as you save.

Step 1

COVERS 6 FEMALE CANCERS2

Step 2

HIGH FEMALE
CANCER coverage

of up to S$200,000 sum assured

Step 3

PREFERRED MEDICAL CONSULTATION RATE

across 500 clinics island-wide for you and up to 4 dependents (available from 15 March 2020)

The more you save,
the more you're protected

Monthly Average Balance
(rolling average of the past three months)
Savings Protection Wellness
Base Interest Female Cancer2 Benefit Sum Assured3 Health Check
S$10,000 and below 0.05% p.a. S$1,000
Medical
  1. $13 flat-fee for standard GP consult (excludes GST, surcharges, medication and procedures)
  2. Add up to 4 dependents (dependents need not be related to account holder)
  3. View medical visit/transaction records via MyMHC app
Health Check (Once a year)
  1. Obesity/BP
  2. Cholesterol
  3. Diabetes
  4. 3 strain flu vaccination
  5. Ovarian Cancer Marker (CA 125)
S$10,001 – S$25,000 S$10,000
S$25,001 – S$50,000 S$25,000
S$50,001 – S$75,000 S$75,000
S$75,001 – S$100,000 S$100,000
More than S$100,000 S$200,000
26 female cancer covers: Breast, Cervix Uteri, Uterus, Fallopian Tube, Vagina/Vulva, Ovary
3UOB Lady's Savings Account Group Cancer Plan is provided by Prudential Assurance Company Singapore.

Health & Wellness Benefits

As a UOB Lady's Savings Account holder, you will enjoy the following benefits that come with your
UOB Lady's Savings Account from MHC Asia Group, Singapore's leading health technology company.

Complimentary yearly health check

Complimentary
yearly health check

for obesity/blood pressure, cholesterol, diabetes and ovarian cancer marker (CA 125), as well as a 3-strain flu vaccination

S$13 flat-fee consultations

S$13 flat-fee
STANDARD GP CONSULTATIONS

(excludes GST, surcharges, medication and procedures) for you and up to four dependents

Consultations at 1,200 member clinics

Consultations at
over 500 general practitioners islandwide

Access to MyMHC app

Access to My MHC app for:

  • Viewing of medical visits and transaction records
  • Clinic locator
  • Health articles
  • Lifestyle marketplace and merchants
Account Eligibility
  • Female
  • Minimum 16 years old
  • Singapore Citizen/Permanent
  • Resident/Foreigner
  • Initial deposit of S$1,000 to open account
Female Cancer
  • Entry Age – Minimum 16 years old (Age last birthday), maximum 50 years old (Age last birthday)
  • Female cancer benefit will cease at 64 years old (Age last birthday)
Account Fees
  • Fall-below fee of S$2 per month4 (below S$1,000 balance)
  • Early account closure fee of S$30 (within 6 months from opening)
4Waived for first 6 months.
Learn more about account fees and charges.
For Singaporeans and PRs: Apply for a new UOB account 24/7 by retrieving your personal information with MyInfo with no submission of documents required. Applications submitted between 8.30am to 9pm (for new UOB customers) will be opened instantly. Applications received outside these times will be processed the next working day.

For Foreigners and U.S. Persons: Please proceed to any UOB branch to apply

UP TO 10X UNI$# ON FASHION OR FAMILY CATEGORY SPEND ON YOUR UOB LADY’S CARD + UP TO S$230 CASH CREDIT*

when you sign up now.
Apply now
For UOB Lady’s Card + UOB Lady’s Savings Account
Apply now
For UOB Lady's Savings Account
To participate, SMS 77862 in this format:

LADYSBONUS<space>Fresh Funds Amount (10000, 50000 or 100000 only)^<space>10-digit Lady’s Savings Account number<space>Fashion or Family<space>Last 4 digits of UOB Lady’s Card number

^The amount of Fresh Funds indicated in your SMS registration for this promotion and deposited into your UOB Lady’s Savings Account will be earmarked for approximately 6 months. Each Account Holder can only participate in one tier in this promotion.

The Account that lets you save as you shop

The Account that lets you save as you shop

Like pairing One Account with your Lady’s Card. Now what you spend can earn you up to 2.50%5 p.a. interest on your savings. Get S$80^ cash credit when you apply online.

How It Works

Earn 0.25% p.a.5 Interest

When you spend S$500 monthly on your UOB Lady's Card6.

How to earn
1.50% p.a.7 interest? Spend at least S$500 on your UOB Lady's Card+ monthly.

What constitutes as spend?
All MasterCard transactions successfully posted in the calendar month which also includes:

All MasterCard retail spend on your card
Recurring payments which covers your insurance premiums charged to your card Installment Payment Plan (IPP) – Not applicable for UOB Lady's Debit Card.

Up to 2.50% p.a.5 Interest

When you spend S$500 monthly on your UOB Lady's Card6

And

Credit your salary via GIRO (min. S$2,000) or Pay 3 bills monthly via GIRO.

How to earn
1.50% p.a.4 interest? You need to perform Action 1 AND 2 or 3.

Action 1: Spend at least S$500 on your UOB Lady's Card+ monthly.

What constitutes as spend?
All MasterCard transactions successfully posted in the calendar month which also includes:

All MasterCard retail spend on your card
Recurring payments which covers your insurance premiums charged to your card
Installment Payment Plan (IPP) – Not applicable for UOB Lady's Debit Card.
Action 2: Crediting your salary (min S$2,000) monthly to your UOB One Account

What constitutes as Salary Credit?
Only valid for salary credited through GIRO with the transaction reference "SALA".

To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.

Bonus interest is paid on the Monthly Average Balance# at month end. Action 3: Make 3 GIRO debit transactions monthly from your UOB One Account

What constitutes as GIRO debit transactions?
You need to make 3 GIRO debit transactions payable to any participating billing organisation with the bank, within the calendar month.

You can use the GIRO form to facilitate your GIRO instructions. Download it here.

Bonus interest is paid on the Monthly Average Balance# at month end.

Detailed Interest Rate Table

Account balance in your UOB One Account First
S$ 15,000
Next
S$ 15,000
Next
S$ 15,000
Next
S$ 15,000
Next
S$ 15,000
Above
S$ 75,000
Spend S$500 on your UOB Lady's Card6 0.25% 0.25% 0.25% 0.25% 0.25% 0.05%
Spend S$500 on your UOB Lady's Card6 + Credit your salary or perform 3 GIRO transactions 0.75% 0.85% 0.90% 1.00% 2.50%

Full Terms and Conditions of the UOB Lady’s Savings Account apply. Visit uob.com.sg/ladysaccount for details.

12017 Protection Gap Study – Singapore, Life Insurance Association Singapore

26 female cancer covers: Breast, Cervix Uteri, Uterus, Fallopian Tube, Vagina/Vulva and Ovary.

3UOB Lady's Savings Account Group Cancer Plan is provided by Prudential Assurance Company Singapore.

4Waived for first 6 months for online account opening only. Learn more about account fees and charges.

5Maximum effective interest rate (EIR) on the One Account is 0.25% p.a. for deposits of S$75,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 1.20% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 Card Spend AND (a) a min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debit transactions in each calendar month.

Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

6UOB Lady's Card refers to any UOB Lady's / Lady's Platinum / Lady's Solitaire credit and/or Lady's debit cards issued by UOB.

#Terms and Conditions of the UOB Lady’s Savings Account Bonus UNI$ Acquisition Promotion (7 Aug 2020 - 31 Oct 2020) applies and is available here.

*Up to S$230 comprises of A) S$150 cash credit and B) S$80 cash credit or A) S$150 cash credit and C) S$40 cash credit. A) S$150 cash credit: Limited to the first 200 new-to-UOB Cardmembers who successfully apply for a UOB Credit Card from 1 to 30 Sep 2020 and spend a minimum of S$1,500 within 30 days from the approval date of the Credit Card. Click here for full terms and conditions. B) S$80 cash credit (1 Aug to 30 Sep 2020): ^Limited to the first 200 new-to-UOB Deposits customers per calendar month (i) whose online account opening application for a new UOB Uniplus Account, UOB Stash Account, KrisFlyer UOB Account, UOB Lady’s Savings Account and/or UOB One Account is successfully approved by UOB during the Promotion Period, (ii) who deposits at least S$5,000 in fresh funds into their new UOB account+ during the Promotion Period and (iii) maintains such fresh funds in their new UOB account+ for a period of 6 consecutive months commencing from the last day of the relevant calendar month in which their fresh funds were deposited into the new UOB account+. Click here for full terms and conditions. C) S$40 cash credit (1 Aug to 30 Sep 2020): Limited to the first 200 existing UOB Deposits customers per calendar month i) whose online account opening application for a new UOB Uniplus Account, UOB Stash Account, KrisFlyer UOB Account, UOB Lady’s Savings Account and/or UOB One Account is successfully approved by UOB during the Promotion Period, (ii) who deposits at least S$5,000 in Fresh Funds into the new UOB account+ during the Promotion Period which results in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all your other UOB current accounts+ and/or savings accounts+ as at 31 July 2020; and (iii) maintains such fresh funds in the new UOB account+ a period of 6 consecutive months commencing from the last day of the relevant calendar month in which their fresh funds were deposited into the new UOB account+. Click here for full terms and conditions.

+Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member.

UOB Lady's Savings Account Group Cancer Plan ("Plan") is underwritten by Prudential Assurance Company Singapore (Pte) Ltd (Reg. No. 199002477Z.) ("Prudential") and United Overseas Bank Limited ("UOB") is the Master Policyholder of this Plan.

This information contained in this website is for general informational purposes only and is not a contract of insurance. It is not intended as an offer or recommendation with respect to the purchase or sale of the above product and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You are recommended to carefully read the terms and conditions contained in the Plan and UOB Lady’s Savings Account Terms and Conditions. If you are in doubt, you may wish to speak to a qualified financial adviser. In the event that you choose not to seek advice from a qualified financial adviser, you should consider carefully whether this product is suitable for you. As this Plan has no savings or investment feature, there is no cash value if the Plan ends or if the Plan is terminated prematurely.

The information in this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

This Plan is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Plan is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the LIA or SDIC web-sites (www.lia.org.sg or www.sdic.org.sg).

Information is accurate as at September 2020.