



The Account that looks after you
Save with the UOB Lady’s Savings Account and let your savings earn you both:
- Free female cancer coverage of up to S$200,000 based on your balance saved
- Interest of 0.05% p.a. on all balances
With no medical assessment required, coverage is guaranteed from the day you open a UOB Lady’s Savings Account, subjected to a 90-day waiting period from date of account opening.
Get up to S$510 in Grab vouchers & lululemon Gift Card
+
A silk twilly scarf designed by Tiffany Lovage^
when you sign up for UOB Lady’s Card and UOB Lady’s Savings Account.
Introducing the UOB Lady's Savings Account
The first-in-market women’s savings account in Singapore that gives you free female cancer coverage based on your savings, and enjoy a suite of medical, dental and wellness benefits.

Save and Protect
- Save in the UOB Lady’s Savings Account to get free cancer coverage of up to S$200,000
- Increased entry age of up to 55 years oldNEW
- Earn 0.05% p.a on all balances
- Use the account like any regular savings account

Medical
- S$13 medical consultation at 500 clinics islandwide that extends to 4 dependents
- Free annual health screening

Dental
- Teeth whitening package at a preferred rate of S$1,288, which includes in-clinic treatment for instant results and a take-home whitening kit for maintenanceNEW
- Dental services for UOB Lady Savings Account holders that includes Consultation, Scaling & Polishing, Fluoride Treatment and Full mouth X-ray for S$95 (nett)

Wellness
- Build up your strength and mobility with in-studio Pilates classes at a newly-discounted rate of S$97NEW

Savings & more
- Exclusive deals and privileges with UOB Lady’s Card
Savings that provides cancer coverage for women
Simply save in the UOB Lady’s Savings Account to get cancer coverage of up to $200,000 for 6 types of female cancer:
Breast | Cervix Uteri | Uterus | Fallopian Tube | Vagina/Vulva | Ovary
This means that based on table below, if you hold S$60,000 monthly average balance in the UOB Lady’s Savings Account over last 3 months, you will receive up to S$75,000 female cancer coverage. The more you save, the higher the coverage!
Monthly Average Balance (rolling average of the past three months) |
Protection |
---|---|
Female Cancer2 Benefit Sum Assured3 | |
S$1 – S$10,000 | S$1,000 |
S$10,001 – S$25,000 | S$10,000 |
S$25,001 – S$50,000 | S$25,000 |
S$50,001 – S$75,000 | S$75,000 |
S$75,001 – S$100,000 | S$100,000 |
More than S$100,000 | S$200,000 |
3UOB Lady's Savings Account Group Cancer Plan is provided by Prudential Assurance Company Singapore.
- Female
- Minimum 16 years old
- Singapore Citizen/Permanent
- Resident/Foreigner
- Initial deposit of S$1,000 to open account
- Entry Age – Minimum 16 years old (Age last birthday), maximum 55 years old (Age last birthday)
- Female cancer benefit will cease at 64 years old (Age last birthday)
- Fall-below fee of S$2 per month4 (below S$1,000 balance)
- Early account closure fee of S$30 (within 6 months from opening)
Learn more about account fees and charges.
For Foreigners and U.S. Persons: Please proceed to any UOB branch to apply

The Account that lets you save as you shop
Like pairing One Account with your Lady’s Card. Now what you spend can earn you up to 7.8%5 p.a. interest on your savings.
Get up to S$560 in Grab vouchers, lululemon Gift Card and cash credit
+
A silk twilly scarf designed by Tiffany Lovage#
when you sign up for UOB Lady’s Card and UOB One Account.
How It Works
Earn 0.65% p.a.5 Interest
When you spend S$500 monthly on your UOB Lady's Card6.
How to earn
0.65% p.a.5 interest?
Spend at least S$500 on your UOB Lady's Card6 monthly.
What constitutes as spend?
All MasterCard transactions successfully posted in the calendar month which also
includes:
All MasterCard retail spend on your card
Recurring payments which covers your insurance premiums charged to your card
Installment Payment Plan (IPP) – Not applicable for UOB Lady's Debit Card.
Up to 4.00% p.a.5 Interest
When you spend S$500 monthly on your UOB Lady's Card6
And
Pay 3 bills monthly via GIRO.
How to earn
4.00% p.a.5 interest?
You need to perform Action 1 AND 2.
Action 1: Spend at least S$500 on your UOB Lady's Card6 monthly.
What constitutes as spend?
All MasterCard transactions successfully posted in the calendar month which also
includes:
All MasterCard retail spend on your card
Recurring payments which covers your insurance premiums charged to your card
Installment Payment Plan (IPP) - Not applicable for UOB Lady's Debit Card.
Action 2: Make 3 GIRO debit transactions monthly from your UOB One
Account
What constitutes as GIRO debit transactions?
You need to make 3 GIRO debit transactions payable to any participating billing
organisation with the bank, within the calendar month.
You can use the GIRO form to facilitate your GIRO instructions. Download it. Download it here.
Up to 7.80% p.a.5 Interest
When you spend S$500 monthly on your UOB Lady's Card6
And
Credit your salary via GIRO (min. S$1,600).
How to earn
7.80% p.a.5 interest?
You need to perform Action 1 AND 2.
Action 1: Spend at least S$500 on your UOB Lady's Card6 monthly.
What constitutes as spend?
All MasterCard transactions successfully posted in the calendar month which also
includes:
All MasterCard retail spend on your card
Recurring payments which covers your insurance premiums charged to your card
Installment Payment Plan (IPP) - Not applicable for UOB Lady's Debit Card.
Action 2: Crediting your salary (min S$1,600) monthly to your UOB
One Account
What constitutes as Salary Credit?
Only valid for salary credited through GIRO with the transaction reference "SALA".
To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.
Detailed Interest Rate Table
Account balance in your UOB One Account | First S$ 30,000 |
Next S$ 30,000 |
Next S$ 15,000 |
Next S$ 25,000 |
Above S$ 100,000 |
---|---|---|---|---|---|
Spend S$500 on your UOB Lady's Card6 | 0.65% | 0.65% | 0.65% | 0.05% | 0.05% |
Spend S$500 on your UOB Lady's Card6 + Perform 3 GIRO transactions | 2.50% | 3.00% | 4.00% | 0.05% | |
Spend S$500 on your UOB Lady's Card6 + Credit your salary | 3.85% | 3.90% | 4.85% | 7.80% |