We See You For The Lady You Are.

We See You For The Lady You Are.

In celebration of every woman’s individuality, the UOB Lady’s Card is the only credit card that now gives you the freedom of choice to define your rewards; from Travel, Dining, Beauty & Wellness, Family, Fashion, Transport and Entertainment. You also have the flexibility to change your categories every quarter, to suit your ever-changing lifestyle and interests.

10X UNI$1
when you choose from 7 categories
3.88%
p.a. interest with UOB ONE Account2
UP TO S$1803
in cash credits

The new UOB Lady's Card, designed by homegrown fashion designer, Priscilla Shunmugam.

Apply Now

Enrol your categories here (For Existing cardmembers)
Ladys

Celebrate the Start of the New Decade with BONUS UNI$

When You Spend at Your Favourite Online Marketplaces

From now to 31 Mar 2020, earn 12X UNI$* (or 24 miles) with every S$5 spend at Lazada, Qoo10 and Taobao with no minimum spend required. Only for UOB Lady's Credit Cardmembers who have selected^ "Fashion" as one of their preferred category(ies) for current quarter (Jan - Mar'20)

Lazada Qoo10 Taobao

Click here to select^ your category(ies) now if you have yet to do so!

Ladys

Define your own rewards and earn 10X UNI$

Be it shopping online or in stores, locally or overseas – Earn 10X UNI$ (or 20 miles) per S$5 spent on your preferred category(ies) with no minimum spend required.
What’s more, have the freedom to change your category every quarter.

How To Select Your Category(ies):

Step 1

Step 1

Login to uob.com.sg/ladys-enrol

Step 2

Step 2

Fill in your details and choose your preferred categories

Step 3

Step 3

Start earning 10X UNI$ on your chosen category(ies)!

Click here for FAQ

You do not need to choose your Bonus UNI$ category(ies) every quarter if you have already registered your selection before. However, if no selection is made, the previous quarter’s selection will remain.
For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

Privileges

LuxePay

Buy now and pay later for your new luxury item at 0% p.a.

Learn More

Rewards

Shop and earn UNI$ to redeem air miles and vouchers

Learn More

Experiences

Access priceless perks and enjoy endless possibilities

Learn More

Eshop Benefits

Get coverage for online purchases and enjoy faster online checkout

Learn More

Designed To Suit Your Lifestyle

Featuring the new UOB Lady’s Cards, designed by homegrown fashion designer, Priscilla Shunmugam.
Lady's Debit Card

UOB Lady’s Debit Card

Up to 10% SMART$ rebate across 300 outlets such as Cold Storage, Giant, Guardian, BreadTalk, Cathay Cineplexes and more

e-Commerce protection on online purchases

Lady's Platinum Card

UOB Lady’s Card

10X UNI$ on one category (or 20 miles) per S$5 spent

1X UNI$ (or 2 miles) on other purchases

0% LuxePay Interest Free Payment Plan over 6 or 12 months

e-Commerce Protection on online purchases

Lady's Solitaire Card

UOB Lady’s Solitaire Card

10X UNI$ on two categories (or 20 miles) per S$5 spent

1X UNI$ (or 2 miles) on other purchases

0% LuxePay Interest Free Payment Plan over 6 or 12 months

e-Commerce Protection on online purchases

Terms and conditions of UOB Lady’s Card apply.
Click here for FAQ
UOB Limited Edition Lady’s Solitaire Metal Crystal Card
First contactless World Elite Mastercard Metal Card in Southeast Asia
10X UNI$
or 20 miles on your 2 preferred reward categories
Complimentary
Spa Experience | Airport Limousine Rides & Lounge Access

Be the first to own this card. Spend S$45,000# on your existing UOB Lady’s Card from 8 March to 30 June 2019 to qualify. To accept the invitation, SMS yesosmetal<space>your NRIC number to 77862 to register now.

Find Out More

The Limited Edition UOB Lady’s Solitaire Metal Card, featuring a coveted blue rose.

Designed by homegrown fashion designer Priscilla Shunmugam.
Find Out More

Card design for illustration purposes only. Terms and conditions apply.

What's Hot

Discover exclusive partners and deals, tailored to suit your refined lifestyle preferences.
Featured
Beauty & Wellness
Dining & Entertainment
Fashion & Shopping
Lifestyle
Travel

UOB Lady’s Card

UOB Lady’s Card
Apply Now

UOB Lady’s Card

Principal Card S$192.60* Yearly First year card fee waiver

Annual Fee Waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady’s Card

Supplementary card
FREE First Card
S$96.30* Subsequent Card
Apply Now

Requirements
For Singapore Citizens and Permanent Residents:
Female and a minimum annual income of S$30,000 is required OR Fixed Deposit collateral of at least S$10,000.

For Foreigners:
Female and a minimum annual income of S$40,000 is required.


*Inclusive of Singapore’s prevailing Goods and Services Tax (GST).
View full UOB Lady’s Card Terms and conditions here.

Note:
By applying for a Lady’s Card, your existing Lady’s Solitaire Card, if any, will be automatically downgraded upon approval of your application. T&Cs apply.

UOB Lady’s Solitaire Card

UOB Lady’s Solitaire Card
Apply Now

UOB Lady’s Solitaire Card

Principal Card S$406.60* Yearly First year card fee waiver

Annual fee waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady's solitaire card.

Supplementary card
FREE First two cards
S$192.60* Subsequent Card
Apply Now

Requirements (Female only)
For Singapore Citizens and Permanent Residents:
Female and a minimum annual income of S$120,000 is required.

*Inclusive of Singapore’s prevailing Goods and Services Tax (GST).
View full UOB Lady’s Card Terms and conditions here.

Note:
By applying for a Lady’s Solitaire Card, your existing Lady’s Card, if any, will be automatically upgraded upon approval of your application. T&Cs apply.

UOB Lady’s
Debit Card

UOB Lady’s Debit Card
Form Download

UOB Lady’s
Debit Card

Principal Card S$18* Yearly First 3 years card fee waiver

Thereafter, annual fee waiver with at least 12 Mastercard transactions per calendar year.

Annual Fee Waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady’s Debit Card.

Form Download

Requirements:
For both locals & foreigners: Female and be at least 16 years old. Hold a UOB Savings or Current account. No minimum income requirement.

*Inclusive of Singapore’s prevailing Goods and Services Tax (GST).

The new UOB Lady's Debit Card, designed by Priscilla Shunmugam will be available from April 2019.

For more details regarding fees and charges, please click here. View full Terms and Conditions here.
View full UOB Lady’s Debit Card Terms and conditions here.

*12X Bonus UNI$ comprises of (i) 10X UNI$ under the Terms and Conditions for the UOB Lady’s Cards and (ii) additional bonus 2X UNI$ under the Terms and Conditions for UOB Lady’s Card Marketplace Promotion: (i) 1No minimum spend required. UNI$1 is awarded for every S$5 spend. Register via uob.com.sg/ladys-enrol and select category(ies) for which you will earn Bonus 9X UNI$. The maximum amount of Bonus UNI$ you can earn in a calendar month is (a) 1,800 UNI$ which is equivalent to S$1,000 spent, if you are a UOB Lady’s Classic Card or UOB Lady’s Platinum Card Cardmember; or (b) 5,400 UNI$ which is equivalent to S$3,000 spent if you are a UOB Lady’s Solitaire Card or UOB Lady’s Solitaire Metal Card Cardmember. Cardmembers can choose to convert their UNI$ into air miles at the conversion rate of UNI$1 = 2 miles. Terms and conditions apply, click here for details. (ii) Valid from 15 Jan – 31 Mar 2020, open to all UOB Lady’s Credit Cardmembers who have selected "Fashion" as one of their preferred category(ies). Terms and conditions apply, click here for details.

^If you have already enrolled for your category(ies), do note for subsequent entries it will take effect the next quarter (Apr – Jun) onwards and the bank will take the last entry of category(ies) for the new quarter Bonus UNI$ awarding. If you have not enrolled for your category(ies), it will take effect as of date of enrolment.

Wef 30 November 2019, please be informed that any payment made to Member Financial Institution – Merchandise and Services, Securities – Brokers and Dealers, Stored Value Card Purchase/Load, Betting/Track/Casino/Lotto and Political Organizations will be excluded from the awarding of UNI$ and cash rebates. For details, click here for UOB Lady's Card's full terms and conditions.

Wef 10 February 2020, the administrative fee levied for the processing of voluntary Card account closure, termination or early repayment of the Lady’s LuxePay Plan installment amount will be revised to S$150 in addition to making full and final settlement of the Instalment Purchase Price or the balance thereof.

2Maximum effective interest rate (EIR) on the One Account is 1.50% p.a. for deposits of S$75,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.44% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 Card Spend AND (a) a min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debit transactions in each calendar month. Visit uob.com.sg/oneaccount for the full set of Terms and Conditions.

3Up to S$180 comprises of i) S$100 Cash Credit when you apply for a new Credit Card ii) S$80 Cash Credit when you open a UOB One Account. i) S$100 cash credit when you apply online for a new Credit Card from 1 – 31 Jan 2020: Minimum S$1,000 spend within 30 days from the approval date of the Credit Card. Gift is limited to the first 200 eligible applicants who meet the minimum spend. Full terms and conditions apply, click here for more information. ii) S$80 Cash Credit for UOB One Account: Limited to the first 200 new to UOB Deposits customers who successfully apply for their new UOB account online, deposits at least S$5,000 in fresh funds into their new UOB account and maintains such fresh funds in their new UOB account for 6 consecutive months. Terms and conditions of the UOB Online Promotion (1 to 31 January 2020) apply.

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member.

Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm.