We See You For The Lady You Are.

We See You For The Lady You Are.

Awards

In celebration of every woman's individuality, the UOB Lady's Card is the only credit card that now gives you the freedom of choice to define your rewards; from Fashion, Dining, Beauty & Wellness and Family, to Transport, Entertainment and Travel. You also have the flexibility to change your categories every quarter, to suit your ever-changing lifestyle and interests.

10X UNI$1
(or 20 miles)
per S$5 spent when you choose from 7 categories
Up to S$380 Grab Vouchers and cash credit2
when you apply!
Apply Now

Enrol your categories here^ (For Existing cardmembers)

We are strong women, hear us roar

This International Women’s Day, join us as we celebrate strong women.
Women who embody strength, grace, compassion and resilience.
Women who own their voice and empower others to do the same.

Win a Samsung Galaxy S22+ 5G and a Bynd Artisan leather crossbody phone holder personalised by Tiffany Lovage worth up to S$1,888
From 8 March to 31 May 2022, simply spend on your UOB Lady’s Card and stand to be 1 of our 20 lucky ladies to win.

How it works:

Complimentary yearly health check

SMS "LADYSS22 ‹space› Last 4 digits of your Lady’s Card" to 77862 to register. Example: LADYSS22 1234

T&Cs apply.

Products

Define your own rewards and earn 10X UNI$

Be it shopping online or in stores, locally or overseas – Earn 10X UNI$ (or 20 miles) per S$5 spent on your preferred category(ies) with no minimum spend required.
What's more, have the freedom to change your category every quarter.

How To Select Your Category(ies):

Step 1

Step 1

Login to uob.com.sg/ladys-enrol

Step 2

Step 2

Fill in your details and choose your preferred categories

Step 3

Step 3

Start earning 10X UNI$ on your chosen category(ies)!

Click here for FAQ

You do not need to choose your Bonus UNI$ category(ies) every quarter if you have already registered your selection before. However, if no selection is made, the previous quarter's selection will remain.
For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

Privileges

LuxePay

Buy now and pay later for your new luxury item at 0% p.a.

Rewards

Shop and earn UNI$ to redeem air miles and vouchers

Birthday Treats

Treat yourself on your special day with exciting birthday deals

Eshop Benefits

Get coverage for online purchases and enjoy faster online checkout

LADY'S SAVINGS ACCOUNT

Enjoy coverage for female cancer benefit based on how you save

Designed To Suit Your Lifestyle

Featuring the UOB Lady's Cards, designed by homegrown fashion designer, Priscilla Shunmugam.
Lady's Debit Card

UOB Lady's Debit Card

UOB$ Programme (previously known as UOB SMART$ Rebate Programme)
Earn up to 10% instant cashback all year round for every UOB Cards transaction made in-stores at participating merchants.

e-Commerce protection on online purchases

Enhanced Security Zero liability on unauthorised charges when you notify the Bank of lost or stolen card3 and get notified with SMS alerts4 when transactions are made.

Lady's Platinum Card

UOB Lady's Card

10X UNI$ on one category (or 20 miles) per S$5 spent

1X UNI$ (or 2 miles) on other purchases

0% LuxePay Interest Free Payment Plan over 6 or 12 months

e-Commerce Protection on online purchases

Lady's Solitaire Card

UOB Lady's Solitaire Card

10X UNI$ on two categories (or 20 miles) per S$5 spent

1X UNI$ (or 2 miles) on other purchases

0% LuxePay Interest Free Payment Plan over 6 or 12 months

e-Commerce Protection on online purchases

Terms and conditions of UOB Lady's Card apply.
Click here for FAQ
UOB Limited Edition Lady's Solitaire Metal Crystal Card
First contactless World Elite Mastercard Metal Card in Southeast Asia
10X UNI$
or 20 miles on your 2 preferred reward categories
Complimentary
Airport Limousine Rides & Lounge Access

The Limited Edition UOB Lady's Solitaire Metal Card, featuring a coveted blue rose.

Designed by homegrown fashion designer Priscilla Shunmugam.

Card design for illustration purposes only. Terms and conditions apply.

What's Hot

Discover exclusive partners and deals, tailored to suit your refined lifestyle preferences.

UOB Lady's Card

UOB Lady's Card
Principal Card S$192.60* Yearly First year card fee waiver

Annual Fee Waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady's Card.

Supplementary card
FREE First Card
S$96.30* Subsequent Card

Requirements (Female only)
For Singapore Citizens and Permanent Residents:
Minimum annual income of S$30,000 is required OR Fixed Deposit collateral of at least S$10,000#.

For Foreigners:
Minimum annual income of S$80,000 is required OR Fixed Deposit collateral of at least S$10,000#.

Documents Required: Click here


*Inclusive of Singapore's prevailing Goods and Services Tax (GST).
#Terms and conditions apply. Please visit UOB Branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.
View full UOB Lady's Card Terms and conditions here.

Note:
By applying for a UOB Lady's Card, your existing Lady's Solitaire Card, if any, will be automatically downgraded upon approval of your application. T&Cs apply.

UOB Lady's Solitaire Card
UOB Lady's Solitaire Card
Principal Card S$406.60* Yearly First year card fee waiver

Annual fee waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady's Solitaire Card.

Supplementary card
FREE For life

Requirements (Female only)
For Singapore Citizens, Permanent Residents and Foreigners:
Minimum annual income of S$120,000 is required OR Fixed Deposit collateral of at least S$30,000#.

Documents Required: Click here


*Inclusive of Singapore's prevailing Goods and Services Tax (GST).
#Terms and conditions apply. Please visit UOB Branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.
View full UOB Lady's Card Terms and conditions here.

Note:
By applying for a Lady's Solitaire Card, your existing UOB Lady's Card, if any, will be automatically upgraded upon approval of your application. T&Cs apply.

UOB Lady's
Debit Card

UOB Lady's
Debit Card
Principal Card S$18* Yearly First 3 years card fee waiver

Thereafter, annual fee waiver with at least 12 Mastercard transactions per calendar year.

Annual Fee Waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady's Debit Card.

Requirements:
For both locals & foreigners: Female and be at least 16 years old. Hold a UOB Savings or Current account. No minimum income requirement.

For existing UOB Lady's Debit Cardmembers, you can adjust your Debit Card Mastercard spending limit. If you wish to adjust, click here to find out more.

*Inclusive of Singapore's prevailing Goods and Services Tax (GST).

For more details regarding fees and charges, please click here. View full Terms and Conditions here.

View full UOB Lady's Debit Card Terms and conditions here.

View UOB Lady’s Debit Card Terms and Conditions for Debit Cards 5% Rebate Contactless Promotion here.

Wef 1 Mar 2022, please be informed that transactions with transaction description "AMAZE*TRANSIT" will be excluded from the awarding of UNI$ on the UOB Lady’s Card.

1No minimum spend required. UNI$1 is awarded for every S$5 spend. Register via uob.com.sg/ladys-enrol and select category(ies) for which you will earn Bonus 9X UNI$. The maximum amount of Bonus 10X UNI$ you can earn in a calendar month is (a) 1800 UNI$ which is equivalent to S$1,000 spent, if you are a UOB Lady’s Classic Card or UOB Lady’s Platinum Card Cardmember; or (b) 5400 UNI$ which is equivalent to S$3,000 spent if you are a UOB Lady’s Solitaire Card or UOB Lady’s Solitaire Metal Card Cardmember. Cardmembers can choose to convert their UNI$ into air miles at the conversion rate of UNI$1 = 2 miles. Terms and conditions apply, click here for details.

^If you have already enrolled for your category(ies), do note for subsequent entries it will take effect the next quarter (Apr – Jun) onwards and the bank will take the last entry of category(ies) for the new quarter Bonus UNI$ awarding. If you have not enrolled for your category(ies), it will take effect as of date of enrolment.

2Up to S$380 comprises 1) S$250 Grab Vouchers and EITHER 2a) S$80 cash credit OR 2b) S$60 cash credit OR 2c) S$30 cash credit and 3) S$50 cash credit

1) S$250 Grab Vouchers (UOB Credit Card Acquisition May and June 2022 Promotion): Only applicable for Grab rides. For the first 200 new-to-UOB Credit Card customers who successfully apply for a UOB personal credit card per month of May and June 2022 and spend a min. of S$1,500 within 30 days from card approval date. Click here for full terms and conditions.

AND

2a) S$80 cash credit is only for the first 200 New to UOB customers per calendar month who:
successfully open a new Eligible UOB Account* online from 1 May 2022 to 31 July 2022, and
deposits at least S$5,000 into their new UOB account within the account opening month and hold it till the end of the following calendar month.

OR

2b) S$60 cash credit is only for the first 200 New to UOB Deposit customers per calendar month who:
successfully open a new Eligible UOB Account* online from 1 May 2022 to 31 July 2022, and
deposits at least S$5,000 into their new UOB account within the account opening month and hold it till the end of the following calendar month.

OR

2c) S$30 Cash Credit is only for the first 200 existing UOB Deposit customers per calendar month who:
successfully open a new Eligible UOB Account* online from 1 May 2022 to 31 July 2022;
deposit at least S$5,000 of fresh funds into their new UOB Account within the account opening month and hold it till the end of the following calendar month; and
fresh funds deposited into the new UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 30 April 2022.

Eligible UOB Account: UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account and/or UOB One Account. Click here for full terms and conditions.

AND

3) S$50 cash credit is available under the UOB Salary Credit Campaign (1 March 2022 to 31 December 2022) for customers who have:
successfully submitted an online participation form here; and
successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO within two calendar months from the date of submission of the participation form.

Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 March 2022 to 31 December 2022).

UOB Lady's International Women’s Day Lucky Draw Promotion ("Promotion") is valid between 8 March 2022 and 31 May 2022 ("Promotion Period"), and is open to a principal holder of a UOB Lady's Card who: (i) successfully registers to participate in the Promotion via SMS by keying in "LADYSS22‹space›Last 4 digits of UOB Lady’s Card" to 77862 within the Promotion Period from her registered mobile number with UOB; AND (ii) has successfully charged at least S$150 worth of Eligible Transactions to her UOB Lady's Card during the Promotion Period. Lucky draw chances are awarded on the following basis: (i) (for existing UOB Lady's Card cardmembers) one (1) chance for every S$150 worth of Eligible Transactions successfully charged to her UOB Lady's Card; and (ii) (for new UOB Lady's Card cardmembers whose card application is successfully approved by UOB within the Promotion Period) two (2) chances for every S$150 worth of Eligible Transactions successfully charged to her UOB Lady's Card. Twenty (20) winners will be drawn for the purposes of the lucky draw for this Promotion, with each winner being entitled to receive one (1) Samsung Galaxy S22+ 5G and one (1) Bynd Artisan leather crossbody phone holder personalised by Tiffany Lovage ("Gift"). Terms and conditions apply – please click here for details.

Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval. For more details, visit here.

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

3The Cardmember who notifies the Bank that her Card has been lost, stolen or PIN disclosed, shall not be liable for any Card transactions effected after the Bank has received notification of such loss, theft or disclosure, provided that such loss, theft or disclosure is not due to negligence, fraudulent act, or default on the part of the Cardmember. Please refer to the UOB Debit Cardmember Agreement for more details.

4Please ensure that your mobile number is registered and updated with UOB. Click here for details.