Cash-free convenience anytime, anywhere

No more worrying if your Cashcard has enough stored value, or looking for a NETS Top Up Machine – just get a vCashCard!

With one of these, you won’t need a CashCard for your IU anymore. But if you have one, the system deducts the value from your vCashCard when your CashCard runs out. You can even link up to three separate vCashCards (if you have more than one vehicle) to one UOB credit/debit card!

After you register online with your details, NETS will send you SMS and email notifications within 3 working days to advise on your application status and the effective start date of your vCashCard.

Plus, top-up fees have been waived for UOB cardmembers till further notice – because convenience doesn’t always have to come at a price.

Sign up for yours today at!


InsureDrive is a car insurance plan that gives you the flexibility to decide on the coverage you need as well as complimentary 24-hour emergency on-site assistance in the unfortunate event of an accident.


Flexible plans that suit your needs and budget

Flexible plans that suit your needs and budget

Choose a plan that is right for you, and enhance your coverage with optional add-ons

Policy Excess from as low as S$500

Policy Excess from as low as S$500

Customise your preferred excess to suit your needs and budget

UOB Car Loan Relief Cover

UOB Car Loan Relief Cover

A lump sum settlement will be paid out to cover the outstanding car loan amount in the unfortunate event of a death due to a car accident

Complimentary No Claim Discount (NCD) Protector

Complimentary No Claim Discount (NCD) Protector

Enjoy free No Claim Discount Protector if you have 50% NCD

Electric Vehicles

Electric Vehicles

Let us support your sustainability efforts with comprehensive coverage for your electric vehicle

24-hour emergency assistance

You may call UOI’s emergency hotline for 24/7 roadside assistance


Benefits Comprehensive Third Party Fire & Theft Only Third Party Only
Preferred Essential
Choice of workshop
Preferred workshops
UOI’s Authorised Workshops
Own Damage – the Motor Vehicle
Loss or damage to the insured vehicle from accidental causes (Up to market value at the time of loss or damage)
Loss or damage by fire or theft (Up to market value at the time of loss or damage)
Damage to vehicle due to riot, strike & civil commotion
Damage to vehicle due to flood, typhoon, hurricane, tornado, volcanic eruption, earthquake or other convulsion of nature
Damage to Windscreen (Excess Apply)
Third Party Liability
Damage to third party property (Up to $5,000,000 for any one accident)
Death or injury to third party (Unlimited)
Other Benefits
Personal Accident cover for Insured (Up to $25,000)
Medical Expenses for Insured/ Authorised Driver and Passengers (Up to $500)
Named Driver(s) - Up to 2
Towing Service within the Geographical Area in the event of an accident
(Due to fire only)
24-Hour Emergency Mobile Accident Response Service
No Claim Discount (NCD) Protector for policyholder with 50% NCD
Car Loan Relief Cover (Exclusive to UOB Car Loan customer)
Excess for Authorised Driver(s)
Named Driver Refer to Policy Excess Refer to Policy Excess
Unnamed Driver $1,500 $1,500
Driver under the age of 25 years old and/or with less than 3 years valid driving license $3,000 $3,000
Add-On Benefits (with additional premium)
Medical Expenses for Insured/ Authorised Driver and Passengers (Up to $3,000)
Loss of Use ($50 per day, up to 5 days in any one period)
No Claim Discount (NCD) Protector (For policyholder with 40% NCD)

Get a quote or apply instantly here

Prefer to speak to someone? Simply submit your details here, and our team will contact you within 2 business days.

1An excess is the first amount payable by the insured in the event of a loss. 2Not applicable for 0% Instalment Payment Plan. 3Geographical Area of coverage: West Malaysia, the Republic of Singapore and that part of Thailand within 50 miles of the border between Thailand and West Malaysia. 4By submitting this SMS, you consent to United Overseas Bank Group ("UOB") Sales Consultants contacting you by telephone about InsureDrive.

The above is provided for general information only and is not a contract of insurance. Full details of the terms, conditions and exclusions of this insurance are provided in the policy contract and will be sent to you upon acceptance of your application by United Overseas Insurance Limited (UOI). You may wish to seek advice from a qualified adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a qualified adviser, you should consider carefully whether this product is suitable for you. UOB does not hold itself out to be an insurer or insurance broker. The insurance products and services stated herein are provided by UOI.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your insurance is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA or SDIC websites ( or

United Overseas Bank Limited Co. Reg. No.193500026Z
United Overseas Insurance Limited Co. Reg. No. 197100152R