Types of
Car Loans





Whether you’re in the market for a new or used car, this car loan offers attractive and competitive interest rates that’ll put you in the driver’s seat comfortably.

BENEFITS

BENEFITS

Attractive interest rates

Fast processing and approval with a wide network of dealers

Loan quantum of up to 70% of the purchase price or the Bank’s valuation, whichever is lower

Easy repayment: A maximum repayment period of 7 years and a fixed monthly instalment sum throughout the repayment period

RATES AND REQUIREMENTS

RATES

New & Used Car (10 Years and Under)
Load Period Interest Rate p.a. Effective Rate

The rates shown here are indicative only and are subject to change without prior notice. They are not to be taken as an offer to contract. United Overseas Bank Group shall not be responsible for any loss or damage arising directly or indirectly from the use of or reliance on the information provided herein.

REQUIREMENTS

  • You must be a Singapore Citizen or Singapore Permanent Resident and at least 21 years old

  • A local guarantor is required if a non-resident individual wishes to apply for a loan

  • Apply online using MyInfo through your Car Dealer to skip the need to provide income documents. Your confidential information is sent directly to UOB

  • Documents required if you fill the form yourself:

    • A copy of your Identity Card / Passport and Work Permit (applicable to foreigners only)
    • Income Documents (Latest Income Tax Notice of Assessment, last 6 months’ CPF contribution statement, Computerised Payslip)
    • Vehicle Sales Agreement (if applicable)

For further enquiries, please call 1800-388-2121 or contact us here.

For further enquiries,
please call 1800-388-2121

or contact us here.


The only car financing plan that lets you halve your monthly instalments so you can enjoy greater financial mobility.

BENEFITS

BENEFITS

Get up to 50% off your monthly car instalments for 59 months, and at the end of the loan tenure (60th month), you can choose to:

Redeem your vehicle by paying the final instalment

Trade in your current car at the prevailing market price for your next dream car at your dealership

Enter into a sell and lease back scheme with your dealer*

HOW IT WORKS

Car Price: S$200,000 Loan quantum of up to 70% of the purchase price or the Bank’s valuation, whichever is lower
Principal loan amount: S$100,000 Loan tenure: 5 years (60 months)
UOB HP50 Car Loan UOB Car Loan
Interest Rate (Flat Rate) 3.88% 3.88%
Total Principal + Interest S$119,400 S$119,400
Instalment Amount S$1,012/month for 59 months S$1,990
(1st to 60th month)
Instalment Amount for Last Month S$59,692 for the 60th month

For illustration purposes only.

RATES AND REQUIREMENTS

RATES

HP50 New Car
Load Period Interest Rate p.a. Effective Rate

The rates shown here are indicative only and are subject to change without prior notice. They are not to be taken as an offer to contract. United Overseas Bank Group shall not be responsible for any loss or damage arising directly or indirectly from the use of or reliance on the information provided herein.

REQUIREMENTS

  • Applicable to finance the purchase of new cars only

  • You must be a Singapore Citizen or Singapore Permanent Resident and at least 21 years old

  • Apply online using MyInfo through your Car Dealer to skip the need to provide income documents. Your confidential information is sent directly to UOB

  • Documents required if you fill the form yourself:

    • A copy of your Identity Card / Passport and Work Permit (applicable to foreigners only)
    • Income Documents (Latest Income Tax Notice of Assessment, last 6 months’ CPF contribution statement, Computerised Payslip)
    • Vehicle Sales Agreement (if applicable)

For further enquiries, please call 1800-388-2121.

For further enquiries,
please call 1800-388-2121.

*UOB HP50 Car Loan: Terms and conditions apply. Limited to New Passenger Vehicles only. Minimum loan size is S$50,000 and maximum loan size is capped at S$400,000. Full product terms and conditions apply and subject to regulatory requirements. The terms and conditions applicable to this product are contained in the application form and other offer documents. Final terms may differ and loan approval is subject to the Bank’s final credit assessment.


Love your car? If you are ready to commit another 5 or 10 years, we’ll help you go the distance.

BENEFITS

BENEFITS

Enjoy up to 7 years’ financing* at competitive rates.

Attractive interest rates

Fast processing and approval with a wide network of dealers

Loan quantum of up to 70% of the purchase price or the Bank’s valuation, whichever is lower

Easy repayment: A maximum repayment period of 7 years and a fixed monthly instalment sum throughout the repayment period

HOW IT WORKS

Type of Car: Used COE Car Age of Car: More than 10 years old
(not exceeding 11 years old)
Margin of Financing: Up to 70% Tenure: *Up to 7 years for revalidated COEs

RATES AND REQUIREMENTS

RATES

COE Car
(>10 years to 11 years)
Load Period Interest Rate p.a. Effective Rate

The rates shown here are indicative only and are subject to change without prior notice. They are not to be taken as an offer to contract. United Overseas Bank Group shall not be responsible for any loss or damage arising directly or indirectly from the use of or reliance on the information provided herein.

REQUIREMENTS

  • You must be a Singapore Citizen or Singapore Permanent Resident and at least 21 years old

  • A local guarantor is required if a non-resident individual wishes to apply for a loan

  • Apply online using MyInfo through your Car Dealer to skip the need to provide income documents. Your confidential information is sent directly to UOB

  • Documents required if you fill the form yourself:

    • A copy of your Identity Card / Passport and Work Permit (applicable to foreigners only)
    • Income Documents (Latest Income Tax Notice of Assessment, last 6 months’ CPF contribution statement, Computerised Payslip)
    • Vehicle Sales Agreement (if applicable)

For further enquiries, please call 1800-388-2121 or contact us here.

For further enquiries,
please call 1800-388-2121

or contact us here.

*Maximum of 5 years tenure for revalidated COE of 5 years. Maximum of 7 years tenure for revalidated COE of 10 years. Tenure must not exceed maturity period of the COE. Other terms and conditions apply. For more information, please refer to the application form.


It’s time to drive the green initiative! Shrink your carbon footprint and show some love for the earth when you purchase an electric vehicle and power it with the UOB Go Green Car Loan.

BENEFITS

BENEFITS

Attractive interest rates

Fast processing and approval with a wide network of dealers

Loan quantum of up to 70% of the purchase price or the Bank’s valuation, whichever is lower

Easy repayment: A maximum repayment period of 7 years and a fixed monthly instalment sum throughout the repayment period

NEW EXCLUSIVE PROMOTIONS

Get on the green fast track with Tesla

Enjoy an exclusive promotional interest rate of 2.28% p.a.* (max EIR 4.95% p.a.) on your new Tesla and receive 3 Renewable Energy Certificates (RECs) when you apply for a UOB Go Green Car Loan. In addition, enjoy 3 months of free charging (capped at 500kWh)* at SP Mobility’s public charging points. Simply sign up via our contact form and we will be in touch with you by the next working day.

*Terms and Conditions apply.

Get closer to your green goals with every drive

Apply for a UOB Go Green Car Loan today and receive 3 Renewable Energy Certificates (RECs) upon loan disbursement. These RECs help to support the generation of clean energy and reduce your carbon footprint, bringing you one step closer to your green goals. T&Cs apply.

Speak with your preferred Car Dealer to submit your UOB Go Green Car Loan application online or submit your application request from the comfort of your home here.

What are Renewable Energy Certificates (RECs)?

Electricity is generated from many different sources, ranging from wind power and solar to natural gas and nuclear power and enters the power grid. Electricity produced from the different sources that flows through the grid are undifferentiated, so there is no way to know the origin of the energy you consume.

RECs represent the energy generated by renewable energy sources, such as solar or wind power facilities. When you purchase RECs, the “renewable” aspects of the renewable energy is transferred to you and you can claim that the electricity you used came from a renewable source with low or zero emissions. The adoption of RECs supports and encourages the development of renewable energy projects, thereby bringing about a positive impact to the environment.

RATES

New Electric Car
Load Period Interest Rate p.a. Effective Rate

The rates shown here are indicative only and are subject to change without prior notice. They are not to be taken as an offer to contract. United Overseas Bank Group shall not be responsible for any loss or damage arising directly or indirectly from the use of or reliance on the information provided herein.

REQUIREMENTS

  • Applicable to finance the purchase of fully electric cars only

  • You must be a Singapore Citizen or Singapore Permanent Resident and at least 21 years old

  • A local guarantor is required if a non-resident individual wishes to apply for a loan

  • Apply online using MyInfo through your Car Dealer to skip the need to provide income documents. Your confidential information is sent directly to UOB

  • Documents required if you fill the form yourself:

    • A copy of your Identity Card / Passport and Work Permit (applicable to foreigners only)
    • Income Documents (Latest Income Tax Notice of Assessment, last 6 months’ CPF contribution statement, Computerised Payslip)
    • Vehicle Sales Agreement (if applicable)

For further enquiries, please call 1800-388-2121 or contact us here.

For further enquiries,
please call 1800-388-2121

or contact us here.

CAR LOAN
INSTALMENT CALCULATOR