UOB ONE ACCOUNT
With interest earned on your savings
of up to S$1,216* yearly,
of up to S$1,216* yearly,
you can treat yourself to something special every month.
OVERVIEW
Up to
2% p.a.
Interest
2% p.a.
Interest
When you spend S$500 monthly on your UOB Lady's Card+.
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Up to
3.33% p.a.
Interest
3.33% p.a.
Interest
When you spend S$500 monthly on your UOB Lady's Card+
AND
Credit your salary via GIRO (min. S$2,000) or Pay 3 bills monthly via GIRO.
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Detailed Interest Rate Table
| Account balance in your UOB One Account |
Interest Rates |
| First S$10,000 |
1% p.a. |
| Next S$20,000 |
1% p.a. |
| Next S$20,000 |
1% p.a. |
| Above S$50,000 |
0.05% p.a. |
| Account balance in your UOB One Account |
Interest Rates |
| First S$10,000 |
1.5% p.a. |
| Next S$20,000 |
2% p.a. |
| Next S$20,000 |
3.33% p.a. |
| Above S$50,000 |
0.05% p.a. |
| Account balance in your UOB One Account |
First S$ 10,000 |
Next S$ 20,000 |
Next S$ 20,000 |
Above S$ 50,000 |
|
|---|---|---|---|---|---|
Spend S$500 on your UOB Lady's Card+ |
1% p.a. |
1.5% p.a. |
2% p.a. |
0.05% p.a. |
|
|
|
|
|
|
||
|
Spend S$500
on your UOB Lady's Card+
+
Credit your salary or perform 3 GIRO transactions
|
1.5% p.a. |
2% p.a. |
3.33% p.a. |
||
Total interest is equivalent to Base Interest Plus Bonus Interest. Base interest if 0.05% p.a.. Bonus interest if paid on first S$50,000 balance in your One Account.
^S$25 Cash Credit for UOB One Account: Limited to the first 2,000 Successful Accountholders. To qualify as a "Successful Accountholder", the applicable individual must (i) successfully open a new UOB One Account online and have an account number for that new UOB One Account issued to her by 30 June 2017; (ii) deposit a minimum sum of S$5,000 in Fresh Funds into that new UOB One Account by 15 July 2017 through selected approved channels and maintain that minimum amount from the date of deposit up to 15 August 2017. Other terms and conditions of the UOB One Account Online Promotion (1 May 2017 to 30 June 2017) ("Promotion") apply. Save where otherwise defined herein, capitalized terms used herein has the same meaning as the same capitalized terms used in the full Promotion terms. ◊ Cash Credit for UOB Lady’s Card: Valid till 30 June 2017. S$80 Cash Promotion: Limited to the first 800 qualifying new UOB Principal Credit Cardmembers. New Cardmembers must spend a minimum of S$600 within the first 30 days of card approval. S$20 Cash Promotion: Limited to the first 800 qualifying existing UOB Principal Credit Cardmembers. Cardmembers must spend a minimum of S$300 within the first 30 days of card approval on the new card. Other terms and conditions apply. Visit uob.com.sg/creditcards for full details.
1Maximum effective interest rate (EIR) on the One Account is 1.60% p.a. for deposits of S$50,000, provided customers meet the criteria of S$500 Card Spend. Maximum effective interest rate (EIR) on the One Account is 2.43% p.a. for deposits of S$50,000, provided customers meet both criteria of S$500 Card Spend and S$2,000 salary credit or 3 GIRO debits per month.
*Total interest of S$1,216 earned in a year, is calculated based on a customer maintaining a Monthly Average Balance of S$50,000 in his UOB One Account, spending S$500 monthly on his card and crediting his salary of minimum S$2,000 monthly, for one year, and at an Effective Interest Rate (EIR) of 2.43%. This example is for illustration purpose only and is not indicative of the total interest which a customer may earn on his savings in his UOB One Account. Monthly Average Balance is the summation of each day end balance for each month divided by the number of calendar days for that month
#Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.
+UOB Lady’s Card refers to any UOB Lady’s / Lady’s Platinum / Lady’s Solitaire credit and/or Lady’s debit cards issued by UOB.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Minimum Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member.
Convenience of
an eStatement
only account
an eStatement
only account
Low initial deposit
and minimum
balance of S$500
and minimum
balance of S$500
Easy access through 1,200
ATMs^ Islandwide via your
linked
UOB Lady's Card+
ATMs^ Islandwide via your
linked
UOB Lady's Card+
Comes with UOB
Personal Internet Banking
and UOB Mighty
Personal Internet Banking
and UOB Mighty
^Includes OCBC ATMs under the Shared ATM Network.
Lady's Card and
One Account
For Singaporeans and Permanent Residents only.
For online application, you will need to submit:
For online application, you will need to submit:
- Images of your NRIC (front and back)
- Image of your signature
- CPF Statement via SingPass Login
Requirement
For Singaporeans and Permanent Residents: Female and above 21 years old, and a minimum annual income of S$30,000 is required.
For Foreigners:
Female and above 21 years old, and a minimum annual income of S$40,000 is required.
Fees
- Fall below fee of S$2 per month (below S$500 balance)
- S$30 early account closure fee
- S$10 per additional 50 leaves cheque book
GET UP TO S$105 CASH CREDIT ^◊ WHEN YOU APPLY ONLINE.
APPLY NOW