UOB ONE ACCOUNT
With interest earned on your savings
of up to S$1,827* yearly,
of up to S$1,827* yearly,
you can treat yourself to something special every month.
OVERVIEW
Earn
1.50% p.a.1
Interest
1.50% p.a.1
Interest
When you spend S$500 monthly on your UOB Lady's Card+.
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Up to
3.88% p.a.1
Interest
3.88% p.a.1
Interest
When you spend S$500 monthly on your UOB Lady's Card+
AND
Credit your salary via GIRO (min. S$2,000) or Pay 3 bills monthly via GIRO.
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Detailed Interest Rate Table
| Account
balance in your UOB One Account |
Interest Rates |
| First
S$15,000 |
1.50%
p.a. |
| Next
S$15,000 |
1.50%
p.a. |
| Next
S$15,000 |
1.50%
p.a. |
| Next
S$15,000 |
1.50%
p.a. |
| Next
S$15,000 |
1.50%
p.a. |
| Above
S$75,000 |
0.05%
p.a. |
| Account
balance in your UOB One Account |
Interest Rates |
| First
S$15,000 |
1.85%
p.a. |
| Next
S$15,000 |
2.00%
p.a. |
| Next
S$15,000 |
2.15%
p.a. |
| Next
S$15,000 |
2.30%
p.a. |
| Next
S$15,000 |
3.88%
p.a. |
| Above
S$75,000 |
0.05%
p.a. |
| Account balance in your
UOB One Account |
First
S$ 15,000 |
Next
S$ 15,000 |
Next
S$ 15,000 |
Next
S$ 15,000 |
Next
S$ 15,000 |
Above
S$ 75,000 |
|---|---|---|---|---|---|---|
|
Spend S$500 on your UOB Lady's Card+ |
1.50% p.a. |
1.50% p.a. |
1.50% p.a. |
1.50% p.a. |
1.50% p.a. |
0.05% p.a. |
|
|
|
|
|
|
|
|
|
Spend S$500
on your UOB Lady's Card+
+
Credit your salary or perform 3 GIRO transactions
|
1.85%
p.a. |
2.00%
p.a. |
2.15%
p.a. |
2.30%
p.a. |
3.88%
p.a. |
|
Total interest is equivalent to Base Interest Plus Bonus Interest. Base interest if 0.05% p.a.. Bonus interest if paid on first S$75,000 balance in your One Account.
With effect from 1st August 2018, we will be revising the interest rate on your UOB One Account. For more information, click here.
With effect from 1st August 2018, we will be revising the interest rate on your UOB One Account. For more information, click here.
1Maximum effective interest rate (EIR) on the One Account is 1.50% p.a. for deposits of S$75,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.44% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 Card Spend AND (a) a min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debit transactions in each calendar month.
*Total interest of S$1,827 earned in a year, is calculated based on a customer maintaining a Monthly Average Balance of S$75,000 in her UOB One Account, spending S$500 monthly on his card and crediting her salary of minimum S$2,000 monthly, for one year, and at an Effective Interest Rate (EIR) of 2.44%.
#Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.
+UOB Lady’s Card refers to any UOB Lady’s / Lady’s Platinum / Lady’s Solitaire credit and/or Lady’s debit cards issued by UOB.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member.
Convenience of
an eStatement
only account
an eStatement
only account
Low initial deposit
and minimum
balance of S$1,000
and minimum
balance of S$1,000
Easy access through 1,200
ATMs^ Islandwide via your
linked
UOB Lady's Card+
ATMs^ Islandwide via your
linked
UOB Lady's Card+
Comes with UOB
Personal Internet Banking
and UOB Mighty
Personal Internet Banking
and UOB Mighty
^Includes OCBC ATMs under the Shared ATM Network.
Lady's Card and
One Account
For Singaporeans and Permanent Residents only.
For online application, you will need to submit:
For online application, you will need to submit:
- Images of your NRIC (front and back)
- Image of your signature
- CPF Statement via SingPass Login
Requirement
For Singaporeans and Permanent Residents:
Female and above 21 years old, and a minimum annual income of S$30,000 is required.
For Foreigners:
Female and above 21 years old, and a minimum annual income of S$40,000 is required.
Fees
- Fall below fee of S$5 per month (below S$1,000 balance)
- S$30 early account closure fee
- S$10 per additional 50 leaves cheque book
GET UP TO S$105 CASH CREDIT ^◊ WHEN YOU APPLY ONLINE.
APPLY NOW