Saving and shopping go together like statement heels and an LBD

Like pairing One Account with your Lady’s Card.
Now what you spend can earn you up to 3.33% p.a.1 on your savings.
APPLY NOW     FIND OUT MORE

Get up to S$140 cash credit^ when you apply online.

UOB ONE ACCOUNT

OVERVIEW

Account
balance in
your UOB
One Account

Interest
Rates

First
S$10,000
1%
p.a.

Next
S$20,000
1%
p.a.

Next
S$20,000
1%
p.a.

Above
S$50,000
0.05%
p.a.
Account
balance in
your UOB
One Account

Interest
Rates

First
S$10,000
1.5%
p.a.

Next
S$20,000
2%
p.a.

Next
S$20,000
3.33%
p.a.

Above
S$50,000
0.05%
p.a.
Total interest is equivalent to Base Interest Plus Bonus Interest. Base interest if 0.05% p.a.. Bonus interest if paid on first S$50,000 balance in your One Account.


1Maximum effective interest rate (EIR) on the One Account is 1.60% p.a. for deposits of S$50,000, provided customers meet the criteria of S$500 Card Spend. Maximum effective interest rate (EIR) on the One Account is 2.43% p.a. for deposits of S$50,000, provided customers meet both criteria of S$500 Card Spend and S$2,000 salary credit or 3 GIRO debits per month.

*Total interest of S$1,216 earned in a year, is calculated based on a customer maintaining a Monthly Average Balance of S$50,000 in his UOB One Account, spending S$500 monthly on his card and crediting his salary of minimum S$2,000 monthly, for one year, and at an Effective Interest Rate (EIR) of 2.43%. This example is for illustration purpose only and is not indicative of the total interest which a customer may earn on his savings in his UOB One Account. Monthly Average Balance is the summation of each day end balance for each month divided by the number of calendar days for that month

#Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

+UOB Lady’s Card refers to any UOB Lady’s / Lady’s Platinum / Lady’s Solitaire credit and/or Lady’s debit cards issued by UOB.

^S$100 Cash Credit for UOB Credit Cards: Limited to the first 900 qualifying new UOB Principal Credit Cardmembers. New Cardmembers must spend a minimum of S$600 within the first 30 days of card approval. Valid till 31 December 2017. Other terms and conditions apply. S$20 Cash Credit Online Promotion is open during the period commencing from 1 October 2017 to 31 December 2017 (“Promotion Period”). This Promotion applies to all individuals who have: (i) no existing principal UOB credit card(s) with UOB in the 6 months before 1 October 2017; (ii) applied during the Promotion Period, via uob.com.sg, for a principal credit card (“Card Application”); (iii) their Card Application approved by UOB (“Card Approval”); and (iv) their principal credit card pursuant to such Card Approval (“Card”) issued during the Promotion Period. The first 300 Applicants in each Promotion Month (1 October to 31 October 2017; 1 November to 30 November 2017; or 1 December to 31 December 2017) to activate his/her Card upon receiving the Card; and charge 1 online transaction via shopping websites and mobile in-app (“Transaction”) of at least S$10 on the Card at any participating merchants (“Merchant”) within 30 calendar days from the date of Card Approval, shall each be deemed a “Winner”. Each Winner shall receive a cash back of $10, on each of his / her next two Transactions (“Award”). The Award is limited to 900 Winners. Each Winner is only entitled to a maximum of two cash backs of $10 each. The Award expires in 30 calendar days from the date of Card Approval. Full terms and conditions governing the Promotion (“Terms”) apply. Visit uob.com.sg/120rebate for details.
S$20 Cash Credit for UOB One Account: Limited to the first 700 Participants of Aug, Sep and Oct 2017 respectively (each a “Month”) to fulfill the following conditions: (i) successfully open a new UOB One Account online in the Month and have an account number for that new UOB One Account issued to him/her by that respective Month; (ii) deposit a minimum sum of S$10,000 in Fresh Funds into that new UOB One Account by the respective Deposit Date (i.e. by 15 Sep 2017; 15 Oct 2017 or 15 Nov 2017) through selected approved channels and maintain that deposit up to the respective Retention Date (i.e. up to 15 Oct 2017; 15 Nov 2017 or 15 Dec 2017). Other terms and conditions of the UOB One Account Online Promotion (10 Aug to 31 Oct 2017) (“Promotion”) apply. Save where otherwise defined, capitalized terms used herein has the same meaning as the same capitalized terms used in the full Promotion terms. Full terms and conditions of the Promotion apply.

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member.
Convenience of
an eStatement
only account
Low initial deposit
and minimum
balance of S$500
Easy access through 1,200
ATMs^ Islandwide via your
linked
UOB Lady's Card+
Comes with UOB
Personal Internet Banking
and UOB Mighty
^Includes OCBC ATMs under the Shared ATM Network.

Lady's Card and
One Account

For Singaporeans and Permanent Residents only.
For online application, you will need to submit:
  • Images of your NRIC (front and back)
  • Image of your signature
  • CPF Statement via SingPass Login
For U.S. persons, kindly visit the branch to open your account.
Requirement
For Singaporeans and Permanent Residents:
Female and above 21 years old, and a minimum annual income of S$30,000 is required.

For Foreigners:
Female and above 21 years old, and a minimum annual income of S$40,000 is required.
 
Fees
  • Fall below fee of S$2 per month (below S$500 balance)
  • S$30 early account closure fee
  • S$10 per additional 50 leaves cheque book
GET UP TO S$105 CASH CREDIT ^ WHEN YOU APPLY ONLINE.
APPLY NOW

Copyright © 2017
United Overseas Bank Limited
Co. Reg. No. 193500026Z.
All Rights Reserved.