Singapore Dollar Time/Fixed Deposit

  • Singapore Dollar Time/Fixed DepositSingapore Dollar Time/Fixed Deposit

    Enjoy a promotional interest rate of 3.55% p.a. interest on a Singapore Dollar Time/Fixed Deposit

    Work your money harder with exclusive promotional rates – available for 6-month and 10-month tenors.


    T&Cs apply
    Insured up to S$75k by SDIC.

  • Foreign Currency Time/Fixed DepositForeign Currency Time/Fixed Deposit

    Earn higher interest rates*
    with our Foreign Currency Time/Fixed Deposit

     *T&Cs apply.


Watch your spare cash grow with minimal risk and enjoy a promotional interest rate of 3.55% p.a.


Tenor Deposit Amount (Fresh Funds) Promotional Interest rate (p.a.)
S$10,000 and above 3.55%


This promotion is available from 1 April 2023 to 30 April 2023, both dates inclusive.

Simply login to UOB Personal Internet Banking to make a fresh fund placement now. Click here to find out more.


The Promotional Interest Rate(s) quoted are as at 1 April 2023. This promotion is applicable to individual customers only and is not valid with any other privileges or promotions unless otherwise stated. The fixed deposit must be made with fresh funds and not funds transferred from existing UOB savings/current/fixed deposit account(s) or UOB cheques, cashier's orders and demand drafts. The promotional interest rate will only apply if the fixed deposit is held to maturity. If the fixed deposit is withdrawn before its maturity, no interest will be payable unless UOB decides otherwise (in which case, the amount of interest payable will be determined by UOB). UOB may change the terms and conditions of this promotion (including the promotion period, promotional interest rate, fixed deposit tenor, or terminate this promotion) at any time without having to provide any reason or prior notice. It is important to read and accept the full terms and conditions that apply to the 6-month Promotional Interest Rate, 10-month Promotional Interest Rate. This promotion is available from 1 April 2023 to 30 April 2023.


Wide choice of tenors

ranging from 1 to 36 months

Interest paid annually

for 24 and 36-month tenors


Read more

Low minimum

placement of S$5,000

Automatic renewal

of time / fixed deposit

Enjoy the privileges

of a UOB Credit Card when you pledge your fixed deposit

Fees & Requirements

Apply Now

  To place a new fixed deposit To amend maturity instructions
For customers with Fixed Deposits account Step 1: Transfer the minimum required fresh funds to your existing savings/current account

Via UOB Personal Internet Banking

Step 2: Login to UOB Personal Internet Banking > Click “Investment” > Select “Fixed Deposit”

Step 3: Fill in the requested details and click confirm to proceed.


Step 2: Login to UOB TMRW App > Select “Services” > Select “Fixed deposit placement”

Step 3: Fill in the requested details and swipe confirm to proceed.

Once your transaction is successful, your new placement will be shown when you click into the account.
Step 1: Login to UOB Personal Internet Banking

Step 2: Click “Investment” > Select “Fixed Deposit”

Step 3: Click “Amend”

Step 4: Amend your maturity instruction and click “Save”

Step 5: Click confirm to proceed after you have verified the information.

Your new maturity instructions will be shown when you click into ‘Fixed Deposit Account’.

Open your Fixed Deposits account today

For UOB customers with savings/current account You can now open a UOB Fixed Deposit account online and get instant approval.

Step 1 : Apply online here

Step 2 : Fill in requested details and click confirm to proceed.

You can get approval within minutes and start making a placement via UOB TMRW app or Personal Internet Banking.
For new Customers Step 1 : Apply for a savings/current account of your choice at and get up to S$140 cash credit*.

Step 2 : Once your savings/current account has been opened, apply for a fixed deposit account.


Visit one of our branches to open your account.

*Full terms and conditions for the UOB Account Online Promotion apply and is available at

Don’t have access to UOB Personal Internet Banking?
Apply Here

For other enquires, please click here and we will assist you.

More Information

Important information on the use of UOB Accounts and Services

More information

Deposit Insurance Scheme

Providing limited compensation to selected eligible deposits

Find out more

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.