Transforming house hunters into home owners

Singapore’s first digital home solution that’s built on the largest real estate ecosystem, enabling Singaporeans to secure their dream homes with confidence


Determine the loan amount
you can afford with our
Affordability CalculatorRead more


Get a credible instant online
property valuation1 that you can
get a home loan for2Read more


Get your online home loan approval instantly3

Switch and save easily with our instant home loan approval3!

Enjoy potential savings when you refinance your home loan with us, as well as:
Competitive rates
Legal fee subsidy#
Full financing for remaining loan balance2

Application is now made simple with MyInfo, where forms are pre-filled.

Apply now

For Singaporeans and PRs:
Click on "APPLY NOW" to apply for a new UOB Home Loan with forms pre-filled by retrieving your personal information with MyInfo. Applications submitted between 8.30am and 9pm daily will be processed instantly. Applications received outside these hours will be processed the next working day.

For Foreigners and U.S. Persons:
Please leave us your details so we can contact and assist you.
*Terms and Conditions apply.


UOB Property Loans Online Exclusive

Apply for a UOB Property Loan online and obtain instant approval1 within minutes.

Work and play at home in comfort with up to S$3,400 worth of cash and gifts* (inclusive of S$2,200 in cash for refinancing), available exclusively when you apply online. In addition, enjoy attractive rates, a free conversion after lock-in and flexibility in redeeming your home loan when selling your property.

Choose from our wide range of loan packages to suit your financing needs.
Enjoy flexible options to pay down your loan partially or customise your loan to ensure you get the most out of it.

  • 3-Month compounded SORA Home Loan package
  • UOB Property Loans Online Exclusive*
    – Promotion ends 7 December 2021
  • Fixed-rate
  • Floating-rate
  • Combination of fixed-rate and floating-rate


UOB may change these terms or suspend/terminate the Promotion without giving notice. Terms and Conditions apply.

UOB HDB Home Loan Online Exclusive

Settle into your home comfortably with our attractive home loan package. Enjoy interest savings through a promotional interest rate, cash rebate of up to S$2,000 when you refinance, and the flexibility to partially pay down your loan at any time. On top of that, enjoy a free package conversion after the loan lock-in period.

Plus, here's a little sweetener - apply online now and receive an exclusive gift* from us upon your home loan acceptance. For a very limited time only, so get yours today.

Loan amount granted to Eligible Applicant(s)
as reflected on Letter of Offer
Your Gift
S$250,000 and above 1 unit of SHARP FP-J30E Air Purifier (worth S$349)


Ends 31 December 2021. While stocks last. UOB may vary, suspend, or terminate this Promotion without notice. Terms and conditions apply.

1The indicative value is based on real-time proprietary data of CKS Property Consultants Pte Ltd, publicly available information and other third-party sources. We do not warrant the accuracy or completeness of the information and valuations by UOB. This is subject to the applicable terms and conditions, including the necessary documentation verification and completion.

2Subject to all applicable terms and conditions for a UOB Property Loan, and internal credit policies.

3Instant approval refers to a conditional approval for a UOB Property Loan, and is granted based on the information provided by the applicant. It is processed and approved by UOB, and is subject to the applicable terms and conditions, including the necessary documentation verification and completion.

*Terms and Conditions:
  • This Promotion is only valid from 21 October 2021 to 7 December 2021 (“Promo Period”).
  • Promotion is only valid for Private Residential Property, for new purchase or refinancing from another bank and selected loan packages only.
  • Application must be submitted online during the Promo Period by clicking the “Apply Now” button above. Letter of Offer issued by UOB in connection with the application submitted for the property loan must be accepted by 14 December 2021.
  • An application submitted online and subsequently amended to revise the applicant names will not be eligible for the Sign up gift.
  • Submission of your details thru our Contact Us form does not constitute an application and the Sign up gift will not be applicable.
  • For the purposes of this Promotion, “Private Residential Property” means a private residential property situated or located in Singapore.
  • Limited to one gift per Letter of Offer accepted in accordance with these Terms and Conditions.
  • All property loan applications are subject to approval and acceptance by UOB. UOB shall not be required to give any reason or prior notice for any rejection of property loan application and shall not be liable or responsible to any party for any rejection of any property loan application. No payment or compensation whether in cash, credit, or kind will be made for any rejection of any property loan application.
  • The Letter of Offer shall contain such terms and conditions as UOB may require in relation to each property loan and $2,200 Cash applicable for refinancing.
  • This Promotion is applicable to selected packages only and not valid with agent referrals, Introduce A Friend, welcome back and/or third party referral payment, and shall not be applicable to individuals who have received other benefits, cash rebate, gifting, rewards and/or administrative concessions from UOB on his/her existing or new property loan(s) (including, but not limited, to a waiver or reduction of any fee payable or penalty incurred by applicant(s)).
  • For new purchase, the property loan amount will be computed based on, amongst others, the purchase price of the completed private residential property less the value of the gift awarded to you.
  • This promotion is not applicable to any of the following property loans:-
    • property loans involving the restructuring or re-pricing of existing property loans already taken out with UOB;
    • property loans involving application for additional facility(ies) which shall be secured against property(ies) that is/are already mortgaged to UOB;
    • where the property loan is a bridging loan.
  • The Bank may, at its discretion, reclaim the reward or charge to and debit an amount equivalent to the value of the reward, if already awarded from the Borrower’s account, if the property loan approved under this Promotion is subsequently cancelled.
  • UOB shall have absolute discretion on all matters regarding the Promotion, including determining the applicable reward to be awarded to eligible participants under this Promotion.
  • UOB shall have the absolute discretion and right to determine and vary any offers and/or benefits under this Promotion from time to time without notice and without liability to any person.
  • The gift is not exchangeable for cash, credit or kind, in full or in part, and is not replaceable if lost, damaged or stolen. No reservation, refund or exchange of the gift is allowed. Gifts are on a first-come-first-served basis, whilst stocks last and subject to availability. UOB shall not be required to notify and/or update on the stock availability of the gift.
  • Gifts must be redeemed within the stipulated redemption period. UOB will not extend the redemption period for any reason whatsoever.
  • Gifts are on a first-come-first-served basis, whilst stocks last and subject to availability. UOB shall not be required to notify and/or update on the stock availability.
  • By participating in this Promotion and in addition to any other consent you have already provided to UOB and any right of UOB under applicable laws, you consent to UOB and the necessary third parties collecting, using and disclosing your personal data for the purposes of this Promotion and to contact you, including by voice call or text message.
  • UOB may change these terms or suspend/terminate the Promotion without giving notice.
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