Transforming house hunters into home owners

Singapore’s first digital home solution that’s built on the largest real estate ecosystem, enabling Singaporeans to secure their dream homes with confidence

Calculate

Determine the loan amount
you can afford with our
Affordability CalculatorRead more

Valuate

Get a credible instant online
property valuation1 that you can
get a home loan for2Read more

Approve

Get your online home loan approval instantly3

Switch and save easily with our instant home loan approval3!

Enjoy potential savings when you refinance your home loan with us, as well as:
Competitive rates
Legal fee subsidy#
Full financing for remaining loan balance2

Application is now made simple with MyInfo, where forms are pre-filled.

Apply now

For Singaporeans and PRs:
Click on "APPLY NOW" to apply for a new UOB Home Loan with forms pre-filled by retrieving your personal information with MyInfo. Applications submitted between 8.30am and 9pm daily will be processed instantly. Applications received outside these hours will be processed the next working day.

For Foreigners and U.S. Persons:
Please leave us your details so we can contact and assist you.
*Terms and Conditions apply.

Promotions

UOB Property Loans Online Exclusive

Apply for a UOB Property Loan online and obtain instant approval3 within minutes.

Bring home the celebrations as the nation turns 55. Simply apply online and you can secure a preferential home loan rate of 1.40% p.a. and delight in the stability of a two year fixed home loan rate. In addition to the savings you may enjoy with a fixed interest rate, enjoy a legal subsidy of up to S$1,800 when you refinance your home loan with us, and flexibility in redeeming your home loan when selling your property. Terms and conditions apply.

Apply online today and be surprised with an exclusive offer specially for you.

For purchase/refinance of private residential property

Year 1 Year 2 Year 3 to 5 Thereafter
1.40% p.a. fixed 1.40% p.a. fixed ML + 0.65% p.a. ML + 0.95% p.a.

2 year lock-in period. Minimum loan amount of S$100,000 applies. ML refers to the Bank's Mortgage Rate (UOB MLC Rate_PTE) which is currently at 0.85% per annum.

This package comes with additional features:

  • 1x Free Conversion after 12 months from 1st disbursement
  • Flexibility to prepay loan during lock-in period
  • Flexibility to sell property during lock-in period

Speak with our mortgage specialists to find out more about the above features & our special 2-in-1 combo with SIBOR package.

What’s more, apply online for an exclusive offer!

For a limited time only. Terms and Conditions apply.

FIND OUT MORE

Apply online by 21 August 2020. Letter of Offer issued by UOB in connection with the property loan has to be accepted by 28 August 2020.
UOB may change these terms or suspend/terminate the Promotion without giving notice. Terms and Conditions apply.

UOB HDB Home Loan Online Exclusive

Settle into your home comfortably with our attractive home loan package. Enjoy interest savings through a promotional interest rate, cash rebate of up to S$1,650 when you refinance, and the flexibility to partially pay down your loan at any time. On top of that, enjoy a free package conversion after the loan lock-in period.

Plus, here's a little sweetener - apply online now and receive an exclusive gift* from us upon your home loan acceptance. For a very limited time only, so get yours today.

Loan amount granted to Eligible Applicant(s)
as reflected on Letter of Offer
Your Gift
S$250,000 and above 1 unit of Ecovacs Robotic Vacuum Cleaner Deebot Ozmo Slim11 (worth S$499)

FIND OUT MORE

Ends 31 August 2020. While stocks last. UOB may vary, suspend, or terminate this Promotion without notice. Terms and conditions apply.

1The indicative value is based on real-time proprietary data of CKS Property Consultants Pte Ltd, publicly available information and other third-party sources. We do not warrant the accuracy or completeness of the information and valuations by UOB. This is subject to the applicable terms and conditions, including the necessary documentation verification and completion.

2Subject to all applicable terms and conditions for a UOB Property Loan, and internal credit policies.

3Instant approval refers to a conditional approval for a UOB Property Loan, and is granted based on the information provided by the applicant. It is processed and approved by UOB, and is subject to the applicable terms and conditions, including the necessary documentation verification and completion.

Terms and Conditions:
  • Home loan rates stated above are valid for completed private residential properties in Singapore, for new purchase or refinancing from another bank. Apply online by 21 August 2020. Letter of Offer issued by UOB in connection with the property loan has to be accepted by 28 August 2020.
  • All property loan applications are subject to approval and acceptance by UOB. UOB shall not be required to give any reason or prior notice for any rejection of property loan application and shall not be liable or responsible to any party for any rejection of any property loan application. No payment or compensation whether in cash, credit, or kind will be made for any rejection of any property loan application.
  • The Letter of Offer shall contain such terms and conditions as UOB may require in relation to each Property Loan.
  • Home loan rates stated above are valid for applications with a minimum loan amount of S$100,000.
  • This Promotion is only valid for direct online applications without third party referrals.
  • UOB shall have absolute discretion on all matters regarding the Promotion.
  • UOB shall have the absolute discretion and right to determine and vary any offers and/or benefits under this Promotion from time to time without notice and without liability to any person.
  • UOB may change these terms or suspend/terminate the Promotion without giving notice.
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