Privilege Reserve
 
Wealth Solutions
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DEPOSITS
Preserve your wealth and enjoy preferential interest rates on your savings.
   
Privilege Account1,2 is an exclusive savings and chequeing account that rewards you with higher interest rates than the average account. Premium interest rates are based on the total value of deposits and investments2 with us.
Global Currency Premium Account provides you with the option of having a savings account in major foreign currencies, such as the United States Dollar, Australian Dollar, New Zealand Dollar, Euro, Great British Pound, Canadian Dollar, Japanese Yen and Chinese Renminbi (Offshore).
Singapore Dollar2 or Foreign Currency Fixed Deposits offer you higher interest rates as compared to regular savings accounts.

INVESTMENTS
Potentially capitalise on market opportunities and/or stabilise your portfolio through diversification.
   
FX Access – Comprehensive suite of foreign currency solutions for your education, property, trading and investment needs.
Structured solutions – Capitalise on the price movements of an underlying investment instrument (For eg. Equities, currencies, interest rates) to achieve potential higher returns for your investments. Some examples of structured solutions include Structured Deposits, Structured Notes and Equity-Linked Structured Notes.
Unit Trusts – Diversify your investment portfolio with collective investments managed by various third party fund houses, including UOB Asset Management. You can choose a fund that best suit your investment objectives, financial situation, particular needs and risk appetite.

INSURANCE
Preserve your wealth with comprehensive estate planning solutions suited for and protection for you and your family.
   
Legacy planning solutions – Preserve and transfer your wealth to the people and the causes that matter most to you.
Saving solutions – Secure your future needs such as to finance your child's overseas education, or to achieve your desired retirement lifestyle.

 

LOANS
Take advantage of a world of opportunities with our suite of loan financing solutions to enhance your property investment portfolio.
   
Property Financial Services – Whether it is a new or resale property, enjoy complimentary financing advice and customised financing packages suited to your needs.
International Property Loans – Diversifying your property investment portfolio in Singapore, Malaysia, Thailand, Tokyo, Australia or London is now easier. At UOB, you can be assured your financing needs will be taken care of within Singapore, at your absolute convenience.
Property Equity Financing – Capitalise on your existing property by unlocking its value. Mortgage it as collateral to enjoy extra credit facilities.
Insurance Financing – Tap on our Premium Financing to partially fund up to 70% of your insurance premiums of your Universal Life and other Life Policies. You can avoid the full premium outlay and maintain your cash liquidity for other investment needs.
Currency Deposit Leverage Facility – Enjoy an opportunity to potentially increase your yields from foreign exchange and interest rate movements. Take up a multi-currency revolving term loan which offers you the option to multiply your investment power by leveraging on your collateral deposit value and having greater flexibility to invest in foreign currency denominated products.
Bond Financing3 – With Bond Financing, you can obtain additional liquidity for your investments or personal needs without having to sell your existing bond securities. With a multi-currency revolving term loan, you can better manage your cost of carry while earning the regular income from your current holdings.
Unit Trust Leverage Facility3 – Maximise your Unit Trust investment returns by leveraging against a basket of approved4 Unit Trusts. With our Unit Trust Leverage Facility, you can pledge your marginable Unit Trusts to increase and diversify your portfolio.
Portfolio Financing3 – Portfolio Financing offers you the option to multiply your investment power by borrowing against your investment portfolio5. Enjoy the flexibility of establishing multiple revolving short term loans in various currencies to invest into a wide range of investment products with us
   

Terms and conditions:


1. Deposits and investments including savings, current and fixed deposit accounts, structured deposits, unit trusts, securities, bonds and notes (or such other deposits and investments as UOB may decide from time to time) but exclude shares trading accounts, linked to UOB Privilege Account.

2. Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

3. Standard Terms and Conditions governing Secured Investment Lending product applies.

4. Bank's approved list of Unit Trust may change from time to time.

5. Your Investment portfolio may include Deposits, Unit Trust, Bonds, Structured products and Shares.

This publication shall not be regarded as an offer, recommendation, solicitation or advice to buy or sell any investment or banking product and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. Any description of investment or banking products is qualified in its entirety by the terms and conditions of the investment or banking product and if applicable, the prospectus or constituting document of the investment or banking product. Nothing in this document constitutes accounting, legal, regulatory, tax, financial or other advice. If in doubt, you should consult your own professional advisers about issues discussed herein.

Policy Owners' Protection Scheme:

These policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Market Insights


Live the Privileged Life


What's New

We have revised the interest
rates for AUD and NZD
deposits in Global Currency
Deposit Account with
effect from 1 February 2018.


Share your Privilege experience
and be rewarded with up to
S$1,000 in cash credit.
Terms and conditions apply.