UOB$ Programme

The UOB$ Programme was previously called UOB SMART$ Rebate Programme. This is a loyalty programme that awards you instant cashback (UOB$) for every UOB card transaction at participating merchants. The UOB$ you earn will automatically offset your next purchase at the same merchant.

The UOB$ Programme gives you up to 10% cashback year-round at over 1,000 participating merchants. The UOB$ you earn will automatically offset your next purchase at the same merchant.

No, UOB$ earned from the previous transaction will automatically offset your next purchase with the same merchant.

No. UOB$ are not transferrable, they cannot be exchanged for cash, and they cannot be used fo pay for card transactions, fees or charges.

All UOB$ will expire within 3 to 6 months of the date you earned them on, or on the date of your UOB card's expiry, whichever is earlier. You can see the expiry date of your UOB$ in My rewards in the Rewards+ section of the UOB TMRW app.

You can check your UOB$ balance and your history for the past 3 months in My Rewards in the Rewards+ section of the UOB TMRW app.

UOB$ are only available when you pay using a UOB card with Visa or MasterCard. If you don't currently hold a UOB card, you can apply at uob.com.sg/creditcards.

You can still see UNI$ earned on blocked cards because UNI$ are pooled together across your cards and rolled up to customer level. But UOB$ is card-specific, and the card's UOB$ balance will not be reflected if the underlying card is blocked.

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