Mighty FX

Login to UOB TMRW and tap “Wealth” tab on the bottom bar, followed by tapping on ‘Mighty FX’ > ‘Convert currency’ tab.

Login to UOB TMRW and tap on the 'Wealth' icon on the bottom bar. Then, tap on 'Mighty FX' > 'Convert currency' tab. After you choose your currencies, enter the amount you want to convert or receive. Next, tap the 'Refresh' icon to see the latest Mighty FX rate. Finally, tap on 'Alert me'.

When setting an alert, you can choose either 'Alert' or 'Convert and alert'. The latter converts your money once your preferred conversion rate is met, while the former only notifies you that your rate is available.

Choose the 'Convert and alert' option when setting your alert. You'll receive a notification when the conversion is complete.

Login to UOB TMRW and tap on the 'Wealth' icon located on the bottom bar, then tap on 'Mighty FX' > 'View accounts'. Alternatively, you may login and tap on the 'Accounts' icon on the bottom bar. Then, scroll and tap on the UOB SGD base account card that has a small 'Mighty FX' badge on it.

Login to UOB TMRW and tap “Services” tab on the bottom bar, followed by tapping on ‘Find an overseas ATM’. From there, you may use the Mastercard ATM locator to find the nearest ATM for your withdrawal.

When you're abroad, enabling 'FX Debit' means your withdrawals will be debited from the relevant Mighty FX foreign currency account. If this feature isn't on, the money will be debited from your SGD base account instead.

To turn it on, tap on the 'Accounts' icon on the bottom bar. Then, select 'Mighty FX/KrisFlyer UOB Debit Card' > 'Settings' > 'Enable FX Debit'.

Login to UOB TMRW and tap on the 'Accounts' icon on the bottom bar. Then, select 'Mighty FX/KrisFlyer UOB Debit Card' > 'Transactions'.

You will need to open a set of 10 Mighty FX foreign currency accounts, which will be linked to a new or existing UOB SGD base account. Mighty FX has to be linked to any one of the UOB SGD base accounts – One Account, iAccount, Wealth Premium Account, Privilege Account or KrisFlyer UOB Account. The eligibility to open Mighty FX depends on the UOB SGD base account selected. Select an account below to find out more about UOB SGD base account eligibility and features.

One Account, iAccount, Wealth Premium Account, Privilege AccountKrisFlyer UOB Account

If you already have any one of the UOB SGD base accounts mentioned above, you can apply for Mighty FX to be linked to your existing UOB SGD base account.

A Mighty FX Debit Card or KrisFlyer UOB Debit Card will be issued to you, depending on the UOB SGD base account chosen by you. Where the UOB SGD base account is a UOB KrisFlyer Account, Mighty FX will be linked to a KrisFlyer UOB Debit Card. For all other UOB SGD base accounts, a Mighty FX Debit Card will be issued.

Mighty FX exists as a set of 10 foreign currency accounts. Upon successful application, a set of 10 foreign currency accounts will be opened for you.

There is no minimum deposit required to open Mighty FX. Mighty FX also does not require a minimum balance to maintain. However, the minimum balance requirements and fees on your UOB SGD base account, if any, will apply separately.

Interest is payable on the credit balances in the respective Mighty FX foreign currencies. Refer here.

Annual card membership fee
  • S$18 (inclusive of GST)
  • Free for the first 3 years
  • Subsequently waived when a minimum of 12 Mastercard transactions are performed in a year
Card replacement fee
  • S$20
Overseas ATM cash withdrawal fee for non-UOB ATMs
  • S$5 or foreign currency equivalent per withdrawal. The overseas ATM bank may also charge administrative fees at their sole discretion.

Your Mighty FX Debit Card and KrisFlyer UOB Debit Card allows for supported foreign currency spend and overseas ATM cash withdrawals (except for Chinese Renminbi Offshore) to be directly deducted from the relevant Mighty FX foreign currency account.

This is provided that there are sufficient funds in the relevant Mighty FX account(s). The transaction will be declined if there are insufficient funds.

Pay for your online shopping or overseas travel purchases without FX conversion fees!

If you wish to adjust your Debit Card Mastercard spending limit, click here to find out more.

Yes. Once your debit card is issued, the card's FX direct debit feature (“FX Debit”) will be turned on by default. Keep this feature on to debit directly from the relevant Mighty FX foreign currency accounts (except Chinese Renminbi Offshore) for point-of-sale transactions, online transactions and/or overseas ATM cash withdrawals.

When FX Debit is turned on:
- Your Mighty FX foreign currency account will be debited if transactions are in the supported foreign currency.
- If your transactions are in non-supported foreign currency, your UOB SGD base account will be debited.

When FX Debit is turned off:
- All your debit card transactions will be debited from your UOB SGD base account.

You can apply via one of the following methods:

Public Website:

For New to Bank customers, you can apply for Mighty FX via MyInfo. You would need to be either a
- Singaporean,
- Singapore PR

Personal Internet Banking*:

For existing UOB customers, you can apply for Mighty FX via your Personal Internet Banking. You will need to be an existing current account or savings account customer to open the account via Personal Internet Banking.

UOB Branches:

You may also visit any UOB Branch to open Mighty FX.

*This method is not applicable if you are applying to link Mighty FX to an existing joint-name UOB SGD account. Please visit any UOB Branch with the joint account holder(s) for this application.

Mighty FX exists as a set of 10 foreign currency accounts. Upon account closure request, the set of 10 foreign currency accounts will be closed. You have the option to maintain the UOB SGD base account or have it closed altogether.

Currencies Offered
1 AUD Australian Dollar
2 CAD Canadian Dollar
3 CHF Swiss Franc
4 CNH* Chinese Renminbi Offshore
5 EUR Euro
6 GBP Great Britain Pound
7 HKD Hong Kong Dollar
8 JPY Japanese Yen
9 NZD New Zealand Dollar
10 SGD Singapore Dollar
11 USD United States Dollar

*Chinese Renminbi Offshore (CNH) is unavailable for point-of-sale transactions, online transactions and/or overseas ATM cash withdrawals.

Mighty FX is available 24 hours, 7 days a week.

Mighty FX Rate is a preferential exchange rate based on the prevailing interbank market rate and the Bank's spread, as determined by the Bank in its sole discretion. The Mighty FX Rate is only applicable to the conversion of currency via Mighty FX in the UOB TMRW app. The Mighty FX Rate is not available if you convert, pay, or transfer funds outside of Mighty FX.

All Mighty FX Rates show you directly how much one unit of a currency can be exchanged for in another currency.

For example:

To convert SGD to USD, Mighty FX Rate quotes as 0.7344. For every 1 SGD converted, you receive 0.7344 USD.

To convert USD to SGD, Mighty FX Rate quotes as 1.3616. For every 1 USD converted, you receive 1.3616 SGD.

You may choose to convert currency instantly (Convert Currency Order), or set your preferred exchange rate and be notified or automatically converted when preferred rate is met (Alert Me Order).

The minimum and maximum conversion amounts are applied on the currencies you are converting from.

Converted FromMinimum Conversion AmountMaximum Conversion Amount
SGD 5 50,000
AUD 5 50,000
USD 5 50,000
EUR 5 50,000
GBP 5 50,000
HKD 20 500,000
JPY 500 5,000,000
CAD 5 50,000
NZD 5 50,000
CHF 5 50,000
CNH 20 500,000

A Convert Currency Order allows you to buy or sell your currency at the prevailing Mighty FX Rate. Confirm your order within 30 seconds, or refresh for an updated Mighty FX Rate. Upon successful conversion, your Mighty FX settlement account will be credited with the converted currency.

An Alert Me Order allows you to instruct the Bank to buy or sell a selected currency, within a specified date range, at a specific exchange rate you set. The order will only be executed when the Mighty FX Rate meets the specific exchange rate.

You can choose to be notified via in-app notifications when the specific exchange rate is met. You will also be notified via in-app notifications when your Alert Me Order has been automatically converted for you.

You have the option to submit an Alert Me Order for up to 60 calendar days. An Alert Me Order expires at 2359 hrs on the expiry day.

You can have up to 10 pending Alert Me Orders at any time.

Download UOB TMRW App from App Store or Google Play. Login and proceed to Mighty FX to get attractive exchange rates across 11 currencies, anytime anywhere.

1) Login into UOB TMRW app using your Personal Internet Banking username and password.
2) Tap on the Wealth tab located at the bottom of the screen.
3) Tap on Mighty FX
4) You will now be on the Mighty FX landing page.

How do I access Mighty FX? How do I access Mighty FX?

Select "Checking/Current Account" to withdraw foreign currency cash from your Mighty FX foreign currency account.

Certain overseas banks may give you the option to select debiting the foreign currency cash withdrawal in your home currency (i.e. SGD) or in the local currency. Select the local currency to ensure your withdrawal is debited from the relevant Mighty FX foreign currency account.

If home currency is selected, you will incur a Dynamic Currency Conversion (DCC) fee charged by the overseas bank with the foreign currency cash withdrawal debited from your Mighty FX SGD base account.

Note that your Mighty FX foreign currency account has to be sufficiently funded for successful overseas foreign currency cash withdrawal.

Insufficient funds in your foreign currency account will result in a withdrawal decline.

Mighty FX foreign currency accounts and debit card statements are consolidated together with your UOB SGD base account. Statement mode will follow that of your UOB SGD base account.

Mighty FX conversions are displayed as “Currency Conversion”. The conversion exchange rate will also be reflected in the transaction detail.


In the statement, the foreign currency transaction will be reflected under the relevant Mighty FX foreign currency account. The transaction's SGD equivalent will also be reflected for your reference and to assist calculation of bonus interest or bonus miles (if your UOB SGD base account is One Account or KrisFlyer UOB Account). The SGD equivalent is computed using an exchange rate determined by Mastercard.

You can also view your Mighty FX transaction details via the UOB TMRW app or through your Personal Internet Banking.

In some cases, your transaction may be settled in another foreign currency other than the local currency. Kindly verify the settlement currency with the merchant.

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