Can I present an IRD to the Bank for cash payment over the counter?

An IRD can only be presented for clearing and not for encashment. However, if the original cheque is valid for encashment, you may request to exchange the IRD for the physical cheque at the bank's discretion. In such cases, you would have to surrender the IRD and pay a service charge of S$50 for each physical cheque requested.

More help More help

Need more help from us?

Contact our support team and we will get back to you promptly.

Contact Us