How do I use my CPF for paying my monthly instalment?

Please ensure that you have informed your lawyer of your intention to use CPF funds for home loan repayment at the point of loan application.

If you missed this at the point of your loan application, please engage a lawyer to write to the CPF Board for approval and obtain approval from the Bank that you will be using your CPF funds to service your monthly instalments through your Home Loans Specialist at any UOB branches.

Please also be aware that all legal costs will be borne by you and there will also be a processing fee that will be charged by the Bank. For more information, consult CPF Board or visit for further clarifications.

Once this is done, you may follow the steps below to revise your CPF monthly instalment:

  1. Visit the CPF Website and login with your Singpass.
  2. Select My Request.
  3. Under Property, select Use CPF for my Property.
  4. Select Property details.
  5. Select Revise Monthly Instalment.
  6. Update Monthly Instalment amount and effective date.
  7. Submit request.

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