How do I redeem my loan?

Follow these steps if you are selling your property or paying off with your own funds:

  1. Check your Letter of Offer for any applicable fees/refunds to be made to the Bank
  2. Serve the Bank three months’ written notice or pay three months’ interest in lieu of notice
  3. Appoint a lawyer to discharge the mortgage (note that all legal fees are to be borne by you)
  4. Liaise with your Insurance provider if you wish to terminate your Fire Insurance policy

Do note that any prepayment requests pending or served will be cancelled.

It has been our pleasure serving you and we hope to assist you in your next home ownership journey.

If you are refinancing to another bank, save time and effort of refinancing and contact our Mortgage Relations Managers for a customised solution.

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