Earn up to 1% p.a. interest1 when you maintain or increase your Monthly Average Balance2 (MAB) as compared to previous month
Maintain or increase your MAB
every month to earn bonus interest
Here’s how it all adds up:
|Account Balance||Base Interest (p.a.)||Bonus Interest (p.a.)||Total Interest (p.a.)|
Base interest is calculated based on each day-end balance in the UOB Stash Account, and Bonus Interest is calculated based on Monthly Average Balance
1Maximum effective interest rate (EIR) on the UOB Stash Account® is 0.58% p.a. for deposits of S$100,000, provided the customer’s Monthly Average Balance for the present calendar month is equal to or more than the Monthly Average Balance for the preceding calendar month. UOB Stash Account® Terms and Conditions apply. 2Monthly Average Balance refers to the summation of each day-end balance in the UOB Stash Account® for each calendar month divided by the number of calendar days for that month.
Your MAB will be compared between 2 months. Your current month's MAB will be compared against your previous month's MAB, and if the difference is zero or higher, you would have met the criteria to enjoy bonus interest.
Month 2 MAB – Month 1 MAB ≥ 0
For example, you opened a UOB Stash Account in September 2020 and your MAB is S$20,000.
If you have performed withdrawals and want to top up to achieve bonus interest, simply login to UOB Personal Internet Banking or UOB Mighty to find out the required top up amount and balance to maintain for the month
Earn up to 11X more interest with UOB Stash Account.
E.g.: If you maintain your savings with no withdrawals
|Monthly Average Balance||Period||Total interest earned (p.a.)||Total interest earned||As compared to basic savings account|
|S$50,000||12 months||Up to 0.60%||$155||6X4|
|S$100,000||12 months||Up to 1%||$575||11X5|
4This calculation is based on a UOB Stash Account® holder with an initial deposit of S$50,000 and maintains a Monthly Average Balance of at least S$50,000 for 12 months. Total interest earned will be up to 0.60% p.a., more than 6 times that of a normal savings account at 0.05% p.a., earning an interest rate of S$25.
5This calculation is based on a UOB Stash Account® holder with an initial deposit of S$100,000 and maintains a Monthly Average Balance of at least S$100,000 for 12 months. Total interest earned will be up to 1.00% p.a., more than 11 times that of a normal savings account at 0.05% p.a., earning an interest rate of S$50.
These calculations are for illustrative purposes only and are not representations, warranties or assurances of the actual interest credited.
Get savings of up to 3% rebate3 at Shopee SingaporeNew, Cold Storage, Giant, Guardian, 7-Eleven, Grab & more with UOB One Debit Card. Click here for more details.
Note: A UOB One Debit Mastercard will be automatically issued to you upon successful application of your UOB Stash Account.
Receive up to S$125 base cash credit* when you deposit fresh funds into a UOB Stash Account and register your participation.
|Incremental Fresh Funds Amount
(measured against June 2021 MAB)
|Base Cash Credit Amount|
Great Singapore Savings Festival Draw
|Here's another reason to celebrate. Be one of the 10 lucky savers* monthly to multiply your base cash credit by 2X, 5X or 100X with the Great Singapore Savings Festival Draw! Don’t miss out on your chance to take home up to S$12,500* cash credit!|
|Multiply your base cash credit by||Number of winners per month|
All participants of the UOB Great Singapore Savings Festival are automatically entered into the monthly lucky draw.
Kindly note that this Promotion is applicable for Primary Accountholders only. Fresh Funds deposited will be measured against your Account’s Monthly Average Balance (MAB) as at 30 June 2021 and will be earmarked for approximately 4 months.
Promotion ends 30 September 2021.
|Sit back and watch your savings grow with an additional interest of 0.25% p.a^ when you credit your salary into an eligible UOB savings account. Plus, stand to win a Secretlab chair (worth S$549)^ in our monthly lucky draw.
You make it a habit to save regularly, to grow a steady stream of income for times to come.
You plan ahead and save to ensure you have a security blanket for the future.
You save as and when you have any extra cash or lump sums from your bonuses or investments.
|New-to-UOB Deposits customers: Get S$40 cash credit# if you’re among the first 250 customers per calendar month to open a new account online and deposit at least S$5,000 in fresh funds into your UOB account within the account opening month.|
|Existing UOB Deposits customers: Get S$20 cash credit+ if you’re among the first 250 customers per calendar month to open a new account online and deposit at least S$5,000 in fresh funds into your UOB account within the account opening month.|
#S$40 cash credit (1 Jul to 30 Sep 2021)
Limited to the first 250 new-to-UOB Deposits customers per calendar month (i) who successfully applies for a new UOB Uniplus Account, UOB Stash Account, UOB Lady’s Savings Account and/or UOB One Account from 1 July 2021 to 30 September 2021 or a new KrisFlyer UOB Account from 1 August 2021 to 30 September 2021, (ii) who deposits at least S$5,000 in fresh funds into their new UOB account within the new account opening month. Click here for full terms and conditions.
+S$20 cash credit (1 Jul to 30 Sep 2021)
Limited to the first 250 existing UOB Deposits customers per calendar month (i) who successfully applies for a new UOB Uniplus Account, UOB Stash Account, UOB Lady’s Savings Account and/or UOB One Account from 1 July 2021 to 30 September 2021 or a new KrisFlyer UOB Account from 1 August 2021 to 30 September 2021, (ii) who deposits at least S$5,000 in Fresh Funds into their new UOB account within the new account opening month which results in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all their other UOB current accounts and/or savings accounts as at 30 June 2021. Click here for full terms and conditions.
Customers who qualify as the first 250 participants to receive the S$40 or S$20 cash credit will receive the cash credit by the following dates:
|OPENING DATE OF NEW ACCOUNT||REWARD CREDIT DATE|
|Any date from 1 July 2021 to 31 July 2021 (both dates inclusive)||By 30 September 2021|
|Any date from 1 August 2021 to 31 August 2021 (both dates inclusive)||By 31 October 2021|
|Any date from 1 September 2021 to 30 September 2021 (both dates inclusive)||By 30 November 2021|
|Age||15 years old & above
Min. 16 years old for online account application
|Early Account Closure Fee
(if account is closed within 6 months from account opening)
Learn more about account fees and charges.
3Enjoy 3% rebate on Shopee Singapore transactions (excludes Shopee Pay), 3% rebate on Dairy Farm Singapore (“DFSG”) transactions (Cold Storage, Giant, Guardian, 7-Eleven, Market Place, Jasons and Jasons Deli) & 1% rebate on Grab transactions (excludes mobile wallet top-ups) with a minimum monthly spend of S$500. Rebates are capped at S$20 per calendar month across Shopee Singapore, DFSG & Grab transactions. Terms and Conditions apply. Visit uob.com.sg/onedctncs for details.
4Applicable to New to UOB customers who are Singaporeans/PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.
*The UOB Great Singapore Savings Festival (1 July 2021 to 30 September 2021) is valid from 1 July 2021 to 30 September 2021, both dates inclusive. Full terms and conditions apply.
^The UOB Salary Credit Campaign (5 August 2021 to 30 September 2021) is valid from 5 August 202 to 30 September 2021, both dates inclusive. Full terms and conditions apply.
Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.