UOB Stash Account

  • Family Savings FestivalFamily Savings Festival

    Saving made rewarding for the whole family

    It’s always a great idea to save as a family! Be rewarded with up to S$120 cash credit* when you take part in the UOB Family Savings Festival. Plus, be one of 10 lucky savers* to win attractive prizes at our Family Savings Festival Grand Draw!

    Don’t have a UOB savings account? Apply for a new UOB Stash Account online and credit your salary with us to get up to S$76 cash credit#+.

  • uniplusuniplus

    Get up to 1% p.a. interest on your savings with the UOB Stash Account.

How It Works

It's simpler to accumulate even more savings when you stash.

 

Earn up to 1% p.a. interest1 when you maintain or increase your Monthly Average Balance2 (MAB) as compared to previous month


Maintain or increase your MAB
every month to earn bonus interest

 

 

Here’s how it all adds up:

Account Balance Base Interest (p.a.) Bonus Interest (p.a.) Total Interest (p.a.)
First S$10,000 0.05% 0.00% 0.05%
Next S$30,000 0.25% 0.30%
Next S$30,000 0.55% 0.60%
Next S$30,000 0.95% 1.00%
Above S$100,000 0.00% 0.05%

Base interest is calculated based on each day-end balance in the UOB Stash Account, and Bonus Interest is calculated based on Monthly Average Balance

1Maximum effective interest rate (EIR) on the UOB Stash Account® is 0.58% p.a. for deposits of S$100,000, provided the customer’s Monthly Average Balance for the present calendar month is equal to or more than the Monthly Average Balance for the preceding calendar month. UOB Stash Account® Terms and Conditions apply. 2Monthly Average Balance refers to the summation of each day-end balance in the UOB Stash Account® for each calendar month divided by the number of calendar days for that month.

Your MAB will be compared between 2 months. Your current month's MAB will be compared against your previous month's MAB, and if the difference is zero or higher, you would have met the criteria to enjoy bonus interest.

Month 2 MAB – Month 1 MAB ≥ 0

For example, you opened a UOB Stash Account in September 2020 and your MAB is S$20,000.

  • You do not make any withdrawals in October 2020
  • Your MAB still remains at S$20,000 for October 2020
  • You will enjoy Bonus Interest for the month of October 2020

If you have performed withdrawals and want to top up to achieve bonus interest, simply login to UOB Personal Internet Banking or UOB Mighty to find out the required top up amount and balance to maintain for the month

Benefits

Earn up to 11X more interest with UOB Stash Account.

E.g.: If you maintain your savings with no withdrawals

Monthly Average Balance Period Total interest earned (p.a.) Total interest earned As compared to basic savings account
S$50,000 12 months Up to 0.60% $155 6X4
S$100,000 12 months Up to 1% $575 11X5

 

4This calculation is based on a UOB Stash Account® holder with an initial deposit of S$50,000 and maintains a Monthly Average Balance of at least S$50,000 for 12 months. Total interest earned will be up to 0.60% p.a., more than 6 times that of a normal savings account at 0.05% p.a., earning an interest rate of S$25.

5This calculation is based on a UOB Stash Account® holder with an initial deposit of S$100,000 and maintains a Monthly Average Balance of at least S$100,000 for 12 months. Total interest earned will be up to 1.00% p.a., more than 11 times that of a normal savings account at 0.05% p.a., earning an interest rate of S$50.

These calculations are for illustrative purposes only and are not representations, warranties or assurances of the actual interest credited.

Up to 3% rebate

Up to 3% rebate

When you spend on the UOB One Debit Card

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Joint Account now available online

NewJoint Account now available online

Apply for a joint account from the comfort of your home and enjoy an easy and transparent way to manage shared finances.

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Enjoy greater savings with the UOB One Debit Card:

 

Get savings of up to 3% rebate3 at Shopee SingaporeNew, Cold Storage, Giant, Guardian, 7-Eleven, Grab & more with UOB One Debit Card. Click here for more details.

 

Note: A UOB One Debit Mastercard will be automatically issued to you upon successful application of your UOB Stash Account.

 

  • The operating mandate will be Joint-OR (either party to sign). Both account holders can access the funds in the account.
  • Each customer can only hold 1 UOB Stash Account as Primary Account Holder. Customer who initiated the application will be defaulted as the Primary Account Holder.
  • Transactions made by the Secondary Account Holder will also affect the MAB. Bonus interest is only awarded when you maintain or increase the MAB in your UOB Stash Account.
  • All promotions are applicable for the Primary Account Holders only unless otherwise stated.
  • The Primary Account Holder will be the main applicant when the application is submitted. It will be displayed as the first name under the Account Holder’s Name.

    For illustration purposes only:
    Account Holder’s Name: Ms Wendy Tan &/or Ms Alice Tan
    Primary Account Holder: Ms Wendy Tan
    Secondary Account Holder: Ms Alice Tan

 

Family Savings Festival

 

It’s always a great idea to save as a family!

 

Receive S$10 cash credit* (capped at S$120) and 1 lucky draw chance in our Family Savings Festival Grand Draw* for every S$10,000 in incremental fresh funds deposited into a UOB Stash Account. The more you save, the more cash credit you will receive and the higher your chances are in our Grand Draw.

 



With all participants of our Family Savings Festival automatically enrolled into the Family Savings Festival Grand Draw, you could be one of 10 lucky savers* to walk away with attractive prizes, including a 2D1N stay at The Barracks Hotel Sentosa, Nintendo Switch and more. Start saving to win big today!

 

Register your participation now

 

How to participate

 

Step 1

Deposit incremental fresh funds into a UOB Stash Account in multiples of S$10,000 between 1 April 2021 to 30 June 2021 (the “Promotion Period”).

Step 2

Register your participation and provide your consent to earmark the incremental fresh funds deposited online (accessible here) during the Promotion Period.

Kindly note that this Promotion is applicable for Primary Accountholders only. Fresh Funds deposited will be measured against your Account’s Monthly Average Balance (MAB) as at 31 March 2021. The amount of Fresh Funds indicated in your participation form for this Promotion and deposited into your participating UOB account will be earmarked for approximately 6 months.

Step 3

Look out for our Family Savings Festival Grand Draw happening on 27 August 2021 to see if you’re one of 10 lucky winners to walk away with a prize for you and your family. Good luck!

 

 

Don’t have a UOB Stash Account? Customise and take home your own LEGO® Minifigure when you successfully open a UOB savings account online (no minimum balance required). Plus, receive up to S$76 cash credit#+ if you're among the first 450 customers to apply online for a new UOB Stash Account online and credit your salary with us.

New-to-UOB Deposits customers: Get S$76 cash credit5 when you successfully apply for a new UOB Stash Account online, deposit S$5,000 in fresh funds into your new account and maintain for 2 months, and successfully credit your salary with us. You are required to complete and submit the registration form online (accessible here) for this Promotion.
Existing UOB Deposits customers: Get S$38 cash credit6 when you open a new UOB Stash Account online and successfully credit your salary with us (min. S$2,000) via GIRO. You are required to complete and submit the registration form online (accessible here) to participate in this Promotion.

Apply Now

#Up to S$76 Cash Credit (for new-to-UOB Deposits customers)

a) S$38 cash credit for the first 450 customers per calendar month to:

  1. Successfully open a new Eligible UOB Account^ online from 1 April 2021 to 30 June 2021;
  2. Deposit at least S$5,000 of fresh funds into the new Eligible UOB Account from 1 April 2021 to 30 June 2021; and
  3. Maintain the fresh funds deposited for 2 months.

and

b) S$38 cash credit for customers who:

  1. Successfully opens a new Eligible UOB Account^ online from 1 April 2021 to 30 June 2021;
  2. Credits his/her monthly salary into the new Eligible UOB Account within the 2nd calendar month of the new Eligible UOB Account opening date; and
  3. Successfully completes and submits the participation form for this Promotion to UOB via https://forms.uob.com.sg/personal/save/salary-credit.html

Click here for full terms and conditions.

+S$38 Cash Credit (for existing UOB Deposits customers)

  1. Successfully opens a new Eligible UOB Account^ online from 1 April 2021 to 30 June 2021; and
  2. Credits his/her monthly salary into the new Eligible UOB Account within the 2nd calendar month of the new Eligible UOB Account opening date;
  3. Have not previously credited his/her monthly salary via GIRO into any UOB account from 1 September 2020 to 30 March 2021; and
  4. Successfully completes and submits the participation form for this Promotion to UOB via https://forms.uob.com.sg/personal/save/salary-credit.html.

Click here for full terms and conditions.

^Eligible UOB Account: UOB Uniplus Account, UOB Stash Account, UOB Lady’s Savings Account and/or UOB One Account.

Customers who qualify as the first 450 participants to receive the S$38 cash credit and/or are eligible to receive the customisable LEGO® Minifigure will be notified by the following dates:

Opening Date of New Account Notification Date
Between 1 April 2021 to 30 April 2021 (both dates inclusive) By 15 June 2021
Between 1 May 2021 to 31 May 2021 (both dates inclusive) By 15 July 2021
Between 1 June 2021 to 30 June 2021 (both dates inclusive) By 15 August 2021

Who Is STASH For?

features

Steady Saver

You make it a habit to save regularly, to grow a steady stream of income for times to come.

24hrs

Rainy Day Saver

You plan ahead and save to ensure you have a security blanket for the future.

pay-transfer

Extra Cash Saver

You save as and when you have any extra cash or lump sums from your bonuses or investments.

Calculator

Learn how much interest you can earn when you simply maintain or increase your Monthly Average Balance, as compared to the previous month.
Input your MAB by adjusting the sliders or typing them in the fields manually.
 
Your Monthly Average Balance (MAB)
Start earning 1% p.a. interest after S$70k
Total Interest Earned
Interest Amount Earned
 
 
 
 
Total Interest Earned
Interest Amount Earned
 
Aug
(Account Opened)
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
Total Interest Amount Earned (p.a.) = S$50.00
 
 
 
 
 
 
 
S$10k

 
 
S$50k

 
 
S$100k

 
S$150k

 
 
S$200k

 
Start earning 1% p.a. interest after S$70k
This is for illustration purpose only, and is not indicative of the total interest you may earn on your savings in UOB Stash Account.

Apply Now

Eligibility and fees

Age 15 years old & above

Fall-below Fee
(if average daily balance is below S$1,000)

S$2
Early Account Closure Fee
(if account is closed within 6 months from account opening)
S$30

Learn more about account fees and charges.

 

Now, you can open and transact with your account instantly. (Joint account now available online)

Customise and take home your own LEGO® Minifigure and get up to S$76 cash credit#+ when you apply online for a UOB Stash Account.

 

APPLY NOW
For Instant Account Opening of UOB Stash Account
 BOOK NOW
Appointment for Account Opening at Branch

 

Apply for a new UOB account 24/7 by retrieving your personal information with MyInfo. Applications submitted between 8.30am to 9pm (for new UOB customers) will be opened instantly. Applications received outside these times will be processed the next working day.

Actions or documents required

For Singaporeans and PRs

 

Existing UOB Customers

  • You may apply via UOB Mighty or Personal Internet Banking with your PIB login.

 

New UOB Customers

  • You can now apply via MyInfo with your SingPass login. Forms are prefilled with no submission of documents needed and account can be opened instantly!

 

For Foreigners and U.S Persons

 

Please proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residential Address
  • Employment Pass/ S Pass/ Dependent Pass

 

3Enjoy 3% rebate on Shopee Singapore transactions (excludes Shopee Pay), 3% rebate on Dairy Farm Singapore (“DFSG”) transactions (Cold Storage, Giant, Guardian, 7-Eleven, Market Place, Jasons and Jasons Deli) & 1% rebate on Grab transactions (excludes mobile wallet top-ups) with a minimum monthly spend of S$500. Rebates are capped at S$20 per calendar month across Shopee Singapore, DFSG & Grab transactions. Terms and Conditions apply. Visit uob.com.sg/onedctncs for details.

UOB Stash Account® FAQ

*The UOB Family Savings Festival (1 April 2021 to 30 June 2021) is valid from 1 April 2021 to 30 June 2021, both dates inclusive. Full terms and conditions apply.

LEGO, the LEGO logo and the Minifigure are trademarks of the LEGO Group.
©2021 The LEGO Group.

More Information

Important information on the use of UOB Accounts and Services

Terms & Conditions

More information

Deposit Insurance Scheme

Providing limited compensation to selected eligible deposits

Find out more

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.