Earn up to 1% p.a. interest1 when you maintain or increase your Monthly Average Balance2 (MAB) as compared to previous month
Maintain or increase your MAB
every month to earn bonus interest
Here’s how it all adds up:
|Account Balance||Base Interest (p.a.)||Bonus Interest (p.a.)||Total Interest (p.a.)|
Base interest is calculated based on each day-end balance in the UOB Stash Account, and Bonus Interest is calculated based on Monthly Average Balance
1Maximum effective interest rate (EIR) on the UOB Stash Account® is 0.58% p.a. for deposits of S$100,000, provided the customer’s Monthly Average Balance for the present calendar month is equal to or more than the Monthly Average Balance for the preceding calendar month. UOB Stash Account® Terms and Conditions apply. 2Monthly Average Balance refers to the summation of each day-end balance in the UOB Stash Account® for each calendar month divided by the number of calendar days for that month.
Your MAB will be compared between 2 months. Your current month's MAB will be compared against your previous month's MAB, and if the difference is zero or higher, you would have met the criteria to enjoy bonus interest.
Month 2 MAB – Month 1 MAB ≥ 0
For example, you opened a UOB Stash Account in September 2020 and your MAB is S$20,000.
If you have performed withdrawals and want to top up to achieve bonus interest, simply login to UOB Personal Internet Banking or UOB Mighty to find out the required top up amount and balance to maintain for the month
Earn up to 11X more interest with UOB Stash Account.
E.g.: If you maintain your savings with no withdrawals
|Monthly Average Balance||Period||Total interest earned (p.a.)||Total interest earned||As compared to basic savings account|
|S$50,000||12 months||Up to 0.60%||$155||6X4|
|S$100,000||12 months||Up to 1%||$575||11X5|
4This calculation is based on a UOB Stash Account® holder with an initial deposit of S$50,000 and maintains a Monthly Average Balance of at least S$50,000 for 12 months. Total interest earned will be up to 0.60% p.a., more than 6 times that of a normal savings account at 0.05% p.a., earning an interest rate of S$25.
5This calculation is based on a UOB Stash Account® holder with an initial deposit of S$100,000 and maintains a Monthly Average Balance of at least S$100,000 for 12 months. Total interest earned will be up to 1.00% p.a., more than 11 times that of a normal savings account at 0.05% p.a., earning an interest rate of S$50.
These calculations are for illustrative purposes only and are not representations, warranties or assurances of the actual interest credited.
Get savings of up to 3% rebate3 at Shopee SingaporeNew, Cold Storage, Giant, Guardian, 7-Eleven, Grab & more with UOB One Debit Card. Click here for more details.
Note: A UOB One Debit Mastercard will be automatically issued to you upon successful application of your UOB Stash Account.
Receive S$10 cash credit* (capped at S$120) and 1 lucky draw chance in our Family Savings Festival Grand Draw* for every S$10,000 in incremental fresh funds deposited into a UOB Stash Account. The more you save, the more cash credit you will receive and the higher your chances are in our Grand Draw.
With all participants of our Family Savings Festival automatically enrolled into the Family Savings Festival Grand Draw, you could be one of 10 lucky savers* to walk away with attractive prizes, including a 2D1N stay at The Barracks Hotel Sentosa, Nintendo Switch and more. Start saving to win big today!
Deposit incremental fresh funds into a UOB Stash Account in multiples of S$10,000 between 1 April 2021 to 30 June 2021 (the “Promotion Period”).
Register your participation and provide your consent to earmark the incremental fresh funds deposited online (accessible here) during the Promotion Period.
Kindly note that this Promotion is applicable for Primary Accountholders only. Fresh Funds deposited will be measured against your Account’s Monthly Average Balance (MAB) as at 31 March 2021. The amount of Fresh Funds indicated in your participation form for this Promotion and deposited into your participating UOB account will be earmarked for approximately 6 months.
Look out for our Family Savings Festival Grand Draw happening on 27 August 2021 to see if you’re one of 10 lucky winners to walk away with a prize for you and your family. Good luck!
Don’t have a UOB Stash Account? Customise and take home your own LEGO® Minifigure when you successfully open a UOB savings account online (no minimum balance required). Plus, receive up to S$76 cash credit#+ if you're among the first 450 customers to apply online for a new UOB Stash Account online and credit your salary with us.
|New-to-UOB Deposits customers: Get S$76 cash credit5 when you successfully apply for a new UOB Stash Account online, deposit S$5,000 in fresh funds into your new account and maintain for 2 months, and successfully credit your salary with us. You are required to complete and submit the registration form online (accessible here) for this Promotion.|
|Existing UOB Deposits customers: Get S$38 cash credit6 when you open a new UOB Stash Account online and successfully credit your salary with us (min. S$2,000) via GIRO. You are required to complete and submit the registration form online (accessible here) to participate in this Promotion.|
#Up to S$76 Cash Credit (for new-to-UOB Deposits customers)
a) S$38 cash credit for the first 450 customers per calendar month to:
b) S$38 cash credit for customers who:
Click here for full terms and conditions.
+S$38 Cash Credit (for existing UOB Deposits customers)
Click here for full terms and conditions.
^Eligible UOB Account: UOB Uniplus Account, UOB Stash Account, UOB Lady’s Savings Account and/or UOB One Account.
Customers who qualify as the first 450 participants to receive the S$38 cash credit and/or are eligible to receive the customisable LEGO® Minifigure will be notified by the following dates:
|Opening Date of New Account||Notification Date|
|Between 1 April 2021 to 30 April 2021 (both dates inclusive)||By 15 June 2021|
|Between 1 May 2021 to 31 May 2021 (both dates inclusive)||By 15 July 2021|
|Between 1 June 2021 to 30 June 2021 (both dates inclusive)||By 15 August 2021|
You make it a habit to save regularly, to grow a steady stream of income for times to come.
You plan ahead and save to ensure you have a security blanket for the future.
You save as and when you have any extra cash or lump sums from your bonuses or investments.
|Age||15 years old & above|
|Early Account Closure Fee
(if account is closed within 6 months from account opening)
Learn more about account fees and charges.
Now, you can open and transact with your account instantly. (Joint account now available online)
Customise and take home your own LEGO® Minifigure and get up to S$76 cash credit#+ when you apply online for a UOB Stash Account.
Apply for a new UOB account 24/7 by retrieving your personal information with MyInfo. Applications submitted between 8.30am to 9pm (for new UOB customers) will be opened instantly. Applications received outside these times will be processed the next working day.
3Enjoy 3% rebate on Shopee Singapore transactions (excludes Shopee Pay), 3% rebate on Dairy Farm Singapore (“DFSG”) transactions (Cold Storage, Giant, Guardian, 7-Eleven, Market Place, Jasons and Jasons Deli) & 1% rebate on Grab transactions (excludes mobile wallet top-ups) with a minimum monthly spend of S$500. Rebates are capped at S$20 per calendar month across Shopee Singapore, DFSG & Grab transactions. Terms and Conditions apply. Visit uob.com.sg/onedctncs for details.
*The UOB Family Savings Festival (1 April 2021 to 30 June 2021) is valid from 1 April 2021 to 30 June 2021, both dates inclusive. Full terms and conditions apply.
LEGO, the LEGO logo and the Minifigure are trademarks of the LEGO Group.
©2021 The LEGO Group.
Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.