Passbook Savings Account

  • Passbook Savings AccountPassbook Savings Account

    Earn more on your savings with bonus interest rates and a sure-win hongbao of up to S$168*

    Earn up to 0.50% p.a.1 interest and get a sure-win hongbao of up to S$168* when you deposit fresh funds and SMS to participate in our UOB Spring Savings Festival!


Earn interest rates of up to 0.50% p.a.1 on your savings when you make an incremental fresh funds deposit of at least S$15,000 into your Passbook Savings Account.

Here’s how:

Incremental Fresh Funds Balance Bonus Rates1 (p.a.)
S$15,000 to S$50,000 0.05%
More than S$50,000 to S$100,000 0.25%
More than S$100,000 to S$1,000,000 0.45%

Get interest of up to a total of 0.50% p.a.1. Illustration: 0.45% p.a. interest (Bonus Rate assuming Incremental Fresh Funds Balance of more than S$100,000) + 0.05% p.a. interest (Prevailing Interest Rate). Bonus Rates will only apply to Incremental Fresh Funds Balance of at least S$15,000, subject to a cap of S$1,000,000. Any amount of Incremental Fresh Funds Balance exceeding S$1,000,000 shall only earn interest at the applicable Prevailing Interest Rate.


Save with UOB for a prosperous 2021

Usher in the new year with prosperity and abundance with up to S$168 sure-win hongbao* when you deposit fresh funds into your UOB Passbook Savings Account. Plus, stand to make your year more bountiful if you’re one of 10 lucky winners to walk away with 10X (up to S$1,680*) your sure-win hongbao amount at our Grand Spring Hongbao Draw!

Simply SMS to register for the tier you wish to participate in and deposit fresh funds to complete the registration.


Receive a sure-win hongbao* from the tier that you have registered for!


Please note that you can only choose to participate in one Tier for this Promotion.


Register your participation via SMS to 77862 in the following format:

Fresh Funds Amount (i.e. 50K, 100K or 200K)‹space›10-digit Passbook Savings Account number

If you wish to register for the S$50,000, SMS: 50K 0123456789
If you wish to register for the S$100,000, SMS: 100K 2468013579
If you wish to register for the S$200,000, SMS: 200K 0123456789

The amount of Fresh Funds indicated in your SMS registration for this promotion and deposited into your UOB Passbook Savings account will be earmarked for approximately 4 months.


Earn daily interest rate

Earn daily interest rate

Show moreShow less
Convenient access to your account

Convenient access to your account

Show moreShow less

Hassle-free monthly funds transfers

Show moreShow less



  • Hassle-free monthly funds transfers to Uniplus Account from any account with UOB or any other financial institutions.

To enjoy this service, please complete the Application for Deposits Transfer (Inter-bank GIRO Collection) Arrangement and mail it back to us


Fees & Requirements

Apply Now

Make an appointment


Book an appointment online for express account opening#

#At selected branches only.

Book now

Via Branches


Via branch

Locate a branch


1Valid for UOB Passbook Savings Account or UOB Uniplus Account only. This promotion is valid from 1 February 2021 to 31 March 2021 (both dates inclusive). Full terms and conditions governing the UOB Passbook and Uniplus Savings Promotion (1 February 2021 to 31 March 2021) apply. The terms and conditions of the promotion may be subject to change without prior notice or reason.

*The UOB Spring Savings Festival (4 January 2021 to 28 February 2021) is valid from 4 January 2021 to 28 February 2021, both dates inclusive. Full terms and conditions apply.

More Information

Important information on the use of UOB Accounts and Services

More information

Deposit Insurance Scheme

Providing limited compensation to selected eligible deposits

Find out more

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.