Online Account Opening Promotion

Kickstart your savings journey with UOB! Be rewarded with up to S$140 cash credit* when you open a UOB savings account online, deposit Fresh Funds, sign up for salary crediting and perform GIRO payments with your UOB account.

Here’s how:

Promotion ends 30 April 2023. T&Cs apply.

Start saving instantly from the comfort of your home
Whether you are an existing UOB saver or a new customer, you can open a savings account online, get approval within minutes⁸ and start transacting instantly without having to leave your home.

Apply Now

Get up to S$80 cash reward⁹ when you credit your salary and pay your bills with UOB!

Here’s how:
Register your participation between 1 April and 30 June 2023 (both dates inclusive); and

• Get $50 Salary Cash Reward when you successfully credit your monthly salary (at least S$1,600) into an Eligible UOB Account via GIRO or PayNow (with the transaction description “GIRO-SALA” or “PAYNOW SALA” respectively)
• Get $30 GIRO Payment Cash Reward when you successfully perform bill payment (at least S$30) from an Eligible UOB Account via GIRO (with the transaction description “GIRO-Inward Debit”).

Salary credit and/or GIRO bill payment will need to be completed within the next two calendar months from the date of submission of the participation form.

Promotion ends 30 June 2023. T&Cs apply.

Go for paperless GIRO application!
You may apply for GIRO electronically through UOB Personal Internet Banking (Apply For > GIRO Arrangement).
Alternatively, visit websites of participating billing organisations, and apply for eGIRO payment today.

Participate now

Good things come easy when you save with UOB. Whether it is finding the perfect savings account to power up your money, getting cash rewards when you top up your balances or winning a trip for you and a loved one to Tokyo, Japan – hint, Mother’s Day and Father’s Day are round the corner – you are in for a treat!

Get up to S$1,300 guaranteed cash credit and stand to be one of 10 winners to win a pair of Economy Class return air tickets from Singapore to Tokyo, Japan¹⁰.

Here’s how:

Step 1: Register your participation here.

Step 2: Deposit a minimum of S$50,000 in Incremental Fresh Funds¹¹ in an Eligible Account¹². The Incremental Fresh Funds will be earmarked for approximately 4 months¹³.

That’s not all! We make it more rewarding with the power of TWO. Double your chances of winning if you hold TWO or more eligible UOB savings accounts!

Need ideas on which savings accounts will suit your needs most? Choose from our Power Duo – UOB One Account & UOB Stash Account where you can get up to S$8,000 interest per year¹⁴, something for the Ladies – UOB One Account & UOB Lady’s Savings Account where you can earn higher interest and get insurance coverage when you save or for the Fuss-Free Savers – UOB Stash Account & UOB Uniplus Account, a no-frills way of making your money work harder. Pair the accounts any way you like and double your chances for your shot at a trip to Tokyo, Japan! No additional registration is required.

For illustration only:
Assuming you deposited S$50,000 in Incremental Fresh Funds into your UOB One Account,

• You will receive 1 lucky draw chance if you only hold a UOB One Account during the Promotion Period.
• You will receive 2 lucky draw chances if you hold both a UOB One Account and UOB Stash Account/UOB Lady’s Savings Account/Uniplus Account/Passbook Savings Account during the Promotion Period.

¹¹Incremental Fresh Funds are measured against your Eligible Account’s day-end balance as at 31 March 2023.

¹²Eligible Accounts: UOB One Account, UOB Stash Account, UOB Lady’s Savings Account, UOB Uniplus Account, UOB Passbook Savings Account.

¹³‘Earmarked’ means that the Incremental Fresh Funds deposited will not be reflected in the Eligible Account statements and cannot be withdrawn.

Promotion ends 30 June 2023. T&Cs apply.

Participate now

FIND AN ACCOUNT THAT BEST SUITS YOUR NEED!

*Up to S$140 cash credit comprising EITHER 1a) S$60 cash credit, OR 1b) S$30 cash credit AND 2) S$80 cash credit

1a) S$60 cash credit is only for the first 200 New-to-UOB Deposit customers per calendar month who:

1. Successfully open a UOB Uniplus Account, UOB Stash Account, KrisFlyer UOB Account, or UOB One Account online from 1 March 2023 to 30 April 2023, and
2. Deposits at least S$5,000 Fresh Funds into their new UOB account within the account opening month and hold it till the end of the following calendar month.

OR

1b) S$30 cash credit is only for the first 200 Existing-to-UOB Deposit customers per calendar month who:

1. Successfully open a new a UOB Uniplus Account, UOB Stash Account, KrisFlyer UOB Account, or UOB One Account online from 1 March 2023 to 30 April 2023;
2. Deposit at least S$5,000 Fresh Funds into their new UOB Account within the account opening month and hold it till the end of the following calendar month; and
3. Fresh Funds deposited into the new UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 28 February 2023.

Click here for full terms and conditions governing UOB Online Account Opening Promotion (1 March to 30 April 2023).

AND

2) S$80 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB Salary Credit and GIRO Payment Reward Campaign (1 April 2023 to 30 June 2023):

(i) S$50 Salary Cash Reward for customers who successfully credit monthly salary of at least S$1,600 into an Eligible UOB Account via GIRO or PayNow within two calendar months from the date of submission of the online participation form; and/or

(ii) S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of at least S$30 per transaction from an Eligible UOB Account via GIRO within two calendar months from the date of submission of the online participation form.

Click here for the Terms and Conditions governing UOB Salary Credit and GIRO Reward Campaign (1 April 2023 to 30 June 2023).

^Up to S$510 worth of Grab Vouchers and lululemon gift cards, plus a limited-edition silk twilly scarf comprises of 1) S$350 Grab Vouchers, 2) S$100 lululemon gift card & limited-edition silk twilly scarf exclusively designed by Tiffany Lovage and EITHER 3a) S$60 lululemon gift card, OR 3b) S$30 lululemon gift card:

1) S$350 Grab Vouchers (UOB Credit Card Acquisition Promotion):

For the first 200 new-to-UOB credit card customers who successfully apply for an eligible UOB Credit Card between 1 March 2023 and 31 March 2023 (both dates inclusive) and spend a min. of S$1,000 for 2 consecutive months from their card approval date, they will receive Grab vouchers worth S$350. Click here for full terms and conditions.

2) S$100 lululemon Gift Card & limited-edition silk twilly scarf exclusively designed by Tiffany Lovage (UOB Lady’s Credit Card Acquisition Promotion):

Promotion is only applicable for new-to-UOB credit card customers. Promotion is valid from 8 March 2023 to 30 April 2023 (“Promo Period”). Participants are required to successfully apply for a new UOB Lady's Credit Card during the Promo Period and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date on their new UOB Lady's Credit Card. Capped at first 200 eligible customers per promotion calendar month.

• First 50 eligible customers in each promotion calendar month are eligible for the S$100 lululemon gift card AND a limited-edition silk twilly scarf exclusively designed by Tiffany Lovage
• Subsequent 150 eligible customers in each promotion calendar month are eligible for the S$100 lululemon gift card only

Click here for full terms and conditions.

3a) S$60 Lululemon Gift Card is only for the first 100 New-to-UOB Deposits customers per calendar month who (UOB Lady’s Savings Account Acquisition Promotion):

1. Successfully open a new UOB Lady’s Savings Account online within the Promotion Period; and
2. Deposit at least S$5,000 Fresh Funds into their new UOB account within the account opening month and hold it till the end of the following calendar month.

3b) S$30 Lululemon Gift Card is only for the first 100 Existing-to-UOB Deposits customers per calendar month who (UOB Lady’s Savings Account Acquisition Promotion):

1. Successfully open a UOB Lady’s Savings Account online within the Promotion Period;
2. Deposit at least S$5,000 Fresh Funds into their new UOB account within the account opening month and hold it till the end of the following calendar month; and
3. Fresh Funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 28 February 2023.

Click here for full terms and conditions.

Terms and conditions apply. Please visit go.uob.com/oneaccount for details.

¹Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/ “PAYNOW SALA”) in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/”PAYNOW SALA”) in each calendar month.

Terms and conditions apply. Please visit uob.com.sg/stash for details.

²Maximum Effective Interest Rate (EIR) on the Stash Account^® is 3% p.a. for deposits of S$100,000, provided the customer’s Monthly Average Balance³ (MAB) for the present calendar month is equal to or more than the MAB for the preceding calendar month. Terms and Conditions apply.

³Monthly Average Balance refers to the summation of each day-end balance in the UOB Stash Account^® for each calendar month divided by the number of calendar days for that month.

Terms and conditions apply. Visit uob.com.sg/KrisFlyerUOB for full terms and conditions.

⁴KrisFlyer miles will be calculated for every S$5.00 of the monthly sum of your Eligible Transactions. Minimum S$1,000 deposit balance must be maintained in KrisFlyer UOB account to earn bonus KrisFlyer miles. Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB account. Interest is not payable on the credit balance of a KrisFlyer UOB Account.

⁵Only valid for salary credited (S$2,000) through GIRO with the transaction reference "SALA".

Terms and conditions apply. Please visit uob.com.sg/ladysaccount for details.

⁶Applicable only when the month-end account balance of your UOB Lady’s Savings Account is S$10,000 and above.

• Earn 1% cash reward on your salary credited each month when you save 20% of your monthly salary which results in your month end account balance increasing by an amount equivalent to at least 20% of your current month’s salary credited when compared to the previous month end balance.
• No minimum salary credit amount.
• Cash reward is capped based on your UOB Lady’s Savings Account balance.
• Promotion ends 31 December 2023. T&Cs apply.

Click here for full terms and conditions.

⁷Applicable only when the month-end account balance in your UOB Lady’s Savings account is S$10,000 & above.

• Earn 1% cash reward on your monthly deposit into your joint Junior Savers Account with your child when your deposit results in a corresponding increase at month end when compared to the previous month end balance of your Juniors Saver Account.
• No minimum deposit amount.
• Cash reward is capped based on your UOB Lady’s Savings Account balance.
• Promotion ends 31 December 2023. T&Cs apply.

Click here for full terms and conditions.

⁸Applicable to New to UOB customers who are Singaporeans/PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.

⁹Participate in UOB Salary Credit and GIRO Payment Reward Campaign (1 April 2023 to 30 June 2023) by successfully submitting an online participation form available at UOB Singapore website and stand to receive the following Cash Rewards:

1. S$50 Salary Cash Reward for customers who successfully credit monthly salary of at least S$1,600 into an Eligible UOB Account via GIRO or PayNow within two calendar months from the date of submission of the online participation form.
2. S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of at least S$30 per transaction from an Eligible UOB Account via GIRO within two calendar months from the date of submission of the online participation form.

Click here for Full Terms and Conditions governing UOB Salary Credit and GIRO Reward Campaign (1 April 2023 to 30 June 2023).

¹⁰Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady's Savings Account. UOB Good Things Savings Promotion (“Promotion”) is only valid from 1 April 2023 to 30 June 2023, both dates inclusive (“Promotion Period”). You are required to deposit incremental fresh funds in the specified amount (“Participating Deposit”) into your Eligible Account during the Promotion Period, successfully submit an online participation form to UOB for this Promotion during the Promotion Period and maintain the Participating Deposit in your Eligible Account until the end of Earmark Period. Cash credit awarded in this Promotion depends on your actual Participating Deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will automatically enrolled into the Lucky Draw and stand a chance to be one of the 10 winners to win a pair of Economy Class return air tickets from Singapore to Tokyo, Japan. Full terms and conditions apply and can be accessed here.

¹⁴This is based on first S$100,000 balance in UOB One Account and first S$100,000 balance in UOB Stash Account. The maximum annual interest for deposits of S$100,000 in the UOB Stash Account is S$3,000 and is calculated based on the maximum effective interest rate (EIR) of 3% p.a., provided the customer’s Monthly Average Balance (MAB) for the present calendar month is equal to or more than the MAB for the preceding calendar month. The maximum annual interest for deposits of S$100,000 in the UOB One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month. Terms and conditions apply.