Online Account Opening Promotion

  • UOB Year End Savings FestivalUOB Year End Savings Festival

    Get a free Delsey Clavel 70cm Luggage worth S$610 or up to S$120 when you save and credit your salary with UOB

    Simply apply for a UOB savings account online and sign up for salary crediting to earn up to S$120.

    Or apply for a KrisFlyer UOB or UOB One Account online, deposit Fresh Funds, and unlock 10 foreign currencies with UOB Mighty FX to receive a free Delsey Clavel 70cm Luggage (worth S$610).

    Promotion ends 31 Dec 2022.

    Find out more

  • Exclusive promotional interest rate of up to 3.0% p.a for 3 months when you save with your UOB Passbook Savings or Uniplus Account!

    Simply deposit a minimum of S$10,000 in Incremental Fresh Funds into your UOB Passbook Savings or Uniplus Account and credit your salary into any eligible UOB savings account.

    Register your participation today. Hurry, this limited-time offer ends 31 December 2022.

    T&Cs apply.

    Find out more
  • Year End Savings PromotionYear End Savings Promotion

    Be rewarded with up to S$1,500 cash and a chance to win from our lineup of exciting mystery gifts when you save this festive season

    Simply deposit Fresh Funds into your UOB account and participate now. Plus, count down the days to Christmas with us as we reveal 1 of 12 mystery gifts every 5 days between 1 November - 31 December 2022. More than S$20,000 worth of gifts up for grabs! Check in every week to find out what these 12 mystery gifts are.

    Mystery gift 8 (6 – 10 Dec 2022): Dyson Pure Cool™ air purifier TP00

    T&Cs apply. Promotion ends 31 Dec 2022.

    Find out more

  • UOB One Account – Two steps is all you need to earn higher interest UOB One Account – Two steps is all you need to earn higher interest

    Up to 7.8% p.a. with UOB One Account

    Get the highest interest rate ever on your savings with One Account in just 2 simple steps.

    Appy online and receive up to S$120 cash credit today! Or, unlock 10 foreign currencies when you sign up for the UOB One Account plus UOB Mighty FX online and receive a free Delsey Clavel 70cm Luggage (worth S$610).

    Apply now

  • Receive S$20 cash credit when you sign up for a UOB Uniplus Account!Receive S$20 cash credit when you sign up for a UOB Uniplus Account!

    Receive S$20 cash credit when you sign up for a UOB Uniplus Account!

    It’s time to end the year with a bang! Be rewarded when you save with UOB today.

    Simply apply for a UOB Uniplus Account online, then register and link your new Account to PayNow.

    Promotion ends 31 December 2022.

    Find out more

Online Account Opening Promotion

Christmas just got jollier! Grab up to S$120 cash credit* or a free Delsey Clavel 70cm Luggage (worth S$610)* when you save and credit your salary with UOB!

Here’s how:

ACTION REWARD
For the first 200 New-to-UOB Deposits customers every month:
  1. Apply online for a UOB One Account/KrisFlyer UOB Account and UOB Mighty FX Account.
    • Apply for the UOB One Account + UOB Mighty FX here .
    • Apply for the KrisFlyer UOB Account + UOB Mighty FX here .
  2. Deposit at least S$5,000 fresh funds into your new UOB savings account.
  3. Credit your salary into your new UOB savings account. Register your participation here .
Get a free Delsey Clavel 70cm Luggage (worth S$610) + S$50 cash credit
For the first 200 New-to-UOB Deposits customers every month:
  1. Apply online for a UOB savings account.
  2. Deposit at least S$5,000 fresh funds into your new UOB savings account.
  3. Credit your salary into your new UOB savings account. Register your participation here .
S$120 cash credit
For the first 200 Existing-to-UOB Deposits customers every month:
  1. Apply online for a UOB savings account.
  2. Deposit at least S$5,000 fresh funds into your new UOB savings account.
  3. Credit your salary into your new UOB savings account. Register your participation here .
S$80 cash credit

 

Promotion ends 31 December 2022. T&Cs apply.

 

Start saving instantly from the comfort of your home
Whether you are an existing UOB saver or a new customer, you can open a savings account online, get approval within minutes 6 and start transacting instantly without having to leave your home.

Apply Now

UOB Passbook Savings and Uniplus Account Promotion

Don’t miss this limited-time offer! Top up your UOB Passbook Savings or Uniplus Account and credit your salary to enjoy an exclusive promotional interest rate of up to 3.0% p.a. for 3 months+ today.

Here’s how:

Step 1: Deposit a minimum of S$10,000 in Incremental Fresh Funds into your UOB Passbook Savings or Uniplus Account; up to a total of S$200,000.
Step 2: Credit your salary into an eligible UOB savings account9.
Step 3: Register your participation via SMS.

To register your participation, SMS to 77862 in the following format:

Save<space>Top up amount (i.e. 10K, 30K, 200K)<space>10-digit UOB Passbook Savings or Uniplus Account number

E.g.

  • Save<space>10K<space>1234567890
  • Save<space>30K<space>1122334455
  • Save<space>200K<space>9876543210

(“10K” means S$10,000; “30K” means S$30,000; “200K” means S$200,000)

New Salary Accountholders will enjoy 3.0% p.a. for 3 months, of which 2.4% p.a. interest will be credited by the end of second calendar month from their participation month (i.e. qualifying period) and the remaining 0.60% p.a. interest amount, by 31 March 2023. Existing Salary Accountholders or Non-Salary Accountholders get 2.4% p.a. for 3 months, and interest will be credited by the end of second calendar month from their participation month (i.e. qualifying period).

Promotion ends 31 December 2022.

Incremental Fresh Funds are measured against your UOB Passbook Savings Account or UOB Uniplus Account’s day-end balance as at 31 October 2022 and will be earmarked till 16 February 2023 (for participations in November 2022) or 16 March 2023 (for participations in December 2022).

9Eligible UOB savings account include UOB One Account, UOB Stash Account, UOB Lady's Savings Account, UOB Uniplus Account, KrisFlyer UOB Account and/or UOB Passbook Savings Account.

12 Gifts of Christmas Savings Promotion

‘Tis the season for saving! Get up to S$1,500 cash~ when you deposit Fresh Funds into an eligible UOB savings account and participate online.

Plus, count down the days to Christmas with us as we reveal 1 of 12 mystery gifts every 5 days between 1 November - 31 December 2022. More than S$20,000 worth of gifts~ up for grabs!

Click here to check out this week’s gift.

 

 

Here’s how to get up to S$1,500 cash and a chance to win Mystery gift 8:

Step 1: Register your participation10 here between 6 – 10 December 2022

Step 2: Deposit a minimum of S$30,000 in Incremental Fresh Funds11 in an Eligible Account12 by 31 December 2022

Incremental Fresh Funds Amount
Cash Credit
S$30,000 S$180
S$100,000 S$680
S$200,000 S$1,500

10Each participant can only be enrolled into the lucky draw once.

11Incremental Fresh Funds are measured against your Eligible Account’s day-end balance as at 31 October 2022 and earmarked for approximately 4 months.

12Eligible Accounts: UOB One Account, UOB Stash Account, UOB Lady's Saving Account.

 

Check in on 11 December to find out what’s our next mystery gift! Promotion ends 31 December 2022.

 

Primary Accountholders of these eligible UOB savings accounts can participate in this promotion:

Stash Account®

Lady's Savings Account

One Account

 

Participate now

 

Salary Credit Reward Promotion

For a limited time only, get S$50 cash reward7 when you credit your salary into an eligible UOB savings account8!

Here’s how:
Step 1: Register your participation between 1 March and 31 December 2022 (both dates inclusive); and

Step 2: Successfully credit your monthly salary (at least S$1,600) into an eligible UOB savings account8 via GIRO within two calendar months from the date of submission of the participation form.

Promotion ends 31 Dec 2022.

 

Participate now

Uniplus Exclusive Promotion

It’s time to end the year with a bang! Be rewarded when you save with UOB today.

From now till 31 December 2022, get S$20 cash credit9 when you apply for a UOB Uniplus Account online, then register and link your new Account to PayNow.
✓ No initial deposit required
✓ No fall below fees

Here’s how to qualify:

  1. Apply for a UOB Uniplus Account online.
  2. Register with PayNow and link your new account to either your mobile number, NRIC or FIN.

Eligible participants must be between 16 to 24 years old at the time of submitting the application. If you have already registered your mobile number, NRIC or FIN as a PayNow proxy with another bank, you will need to de-register your PayNow Proxy with the other bank before registering with UOB.

Promotion ends 31 December 2022.

Apply now

 

Apply Now

FIND AN ACCOUNT THAT BEST SUITS YOUR NEED!

UOB ONE ACCOUNT

 

STASH ACCOUNT®

 

KRISFLYER UOB ACCOUNT

 

LADY'S SAVINGS ACCOUNT

 

UNIPLUS ACCOUNT

 

 

 

 

Just 2 steps to earn
higher interest of up
to 7.8% p.a.on your
savings.

 

Earn higher interest
rates on your savings
when you maintain or
increase your Monthly
Average Balance3.

 

The debit card and
account that are miles
ahead.

 

A unique savings
account that provides
you with free female
cancer coverage based
on your savings

 

A simple, fuss-free
savings account with
monthly statement to
track your banking
transactions easily.
  • Get up to 7.8%
    p.a. interest
    1
    (approx. S$5,000 a year1) with
    min. S$500 Card Spend
    + S$1,600 Salary Credit
  • Unable to credit
    your salary?
    Enjoy the flexibility
    of choosing to
    make 3 GIRO
    payments monthly!



View details

 

  • Earn up to 1%
    p.a.2 interest on
    your savings!



View details

 

  • Earn up to 6.4
    KrisFlyer miles
    per S$1 spend4
    when you save
    and credit your
    salary5



View details

 

  • Female cancer
    coverage of up to
    S$200,000
  • Increased entry age
    of 55 years old for
    Female Cancer Benefit
    Eligibility
  • Interest of
    0.05% p.a. on
    all balances
  • S$13 medical
    consultation at 500
    clinics islandwide
  • Free Annual
    Health Screening
  • Dental services at
    S$95 at 17 clinics
    islandwide
  • Teeth whitening
    package at a preferred
    rate of S$1,288
    (U.P. S$2,000)
  • Private in-studio
    Pilates training at
    discounted rate of
    S$97 (U.P. S$200)
  • Access to exclusive
    UOB Card Deals
    and discounts on
    insurance purchase



View details

 

  • Earn higher
    promotional interest
    rates when you top up
    fresh funds
  • Get up to 3% rebate
    on online shopping,
    groceries, transport and
    more with your UOB
    One Debit Mastercard



View details

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*Get a Delsey Clavel 70cm Luggage, or up to S$120 cash credit comprising of EITHER 1a) S$70 cash credit, OR 1b) S$30 cash credit and 2) S$50 cash credit

Delsey Clavel 70cm Luggage is only for the first 200 New to UOB Deposits customers per calendar month who:

  1. Successfully open a new KrisFlyer UOB Account or UOB One Account together with a Mighty FX account online between 1 November 2022 to 31 December 2022; and
  2. Deposit at least S$5,000 into their new KrisFlyer UOB Account or UOB One Account within the account opening month and hold it till the end of the following calendar month.

OR

1a) S$70 cash credit is only for the first 200 New to UOB Deposits customers per calendar month who:

  1. Successfully open a UOB Lady’s Savings Account, UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account and/or UOB One Account online between 1 November 2022 to 31 December 2022; and
  2. Deposit at least S$5,000 into their new UOB account within the account opening month and hold it till the end of the following calendar month.

OR

1b) S$30 Cash Credit is only for the first 200 existing to UOB Deposits customers per calendar month who:

  1. Successfully open a UOB Lady’s Savings Account, UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account, or UOB One Account online between 1 November 2022 to 31 December 2022;
  2. Deposit at least S$5,000 of fresh funds into their new UOB account within the account opening month and hold it till the end of the following calendar month; and
  3. Fresh funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 31 October 2022.

Click here for full terms and conditions.

AND

2) S$50 cash credit is available under the UOB Salary Credit Campaign (1 March 2022 to 31 December 2022) for customers who have:

  1. Successfully submitted an online participation form here ; and
  2. Successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO within two calendar months from the date of submission of the participation form.

Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 March 2022 to 31 December 2022).

+UOB Passbook Savings and Uniplus Account Promotion (1 November 2022 to 31 December 2022) (“Promotion”) is only valid from 1 November 2022 to 31 December 2022, both dates inclusive (“Promotion Period”). You are required to deposit incremental Fresh Funds in the specified amount during the Promotion Period and successfully submit an SMS registration to UOB for this Promotion during the Promotion Period. Interest awarded in this Promotion depends on your incremental fresh funds deposited for this Promotion and if you qualify as a New Salary Accountholder, Existing Salary Accountholder or Non-Salary Accountholder. Click here for full terms and conditions.

*Eligible Accounts: UOB One Account, UOB Stash Account and UOB Lady's Savings Account. UOB 12 Gifts of Christmas Savings Promotion (1 November 2022 to 31 December 2022) (“Promotion”) is only valid from 1 November 2022 to 31 December 2022, both dates inclusive (“Promo Period”). You are required to deposit incremental fresh funds in the specified amount into your Eligible Account during the Promo Period and successfully submit an online participation form to UOB for this Promotion during the Promo Period. Cash credit awarded in this Promotion depends on your actual participating deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will be automatically enrolled into the Lucky Draw. Full terms and conditions apply and can be accessed here .

Terms and conditions apply. Please visit go.uob.com/oneaccount for details.

1Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/ “PAYNOW SALA”) in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/”PAYNOW SALA”) in each calendar month.

Terms and conditions apply. Please visit uob.com.sg/stash for details.

2Maximum effective interest rate (EIR) on the UOB Stash Account ® is 0.58% p.a. for deposits of S$100,000, provided the customer’s Monthly Average Balance for the present calendar month is equal to or more than the Monthly Average Balance for the preceding calendar month. 3Monthly Average Balance refers to the summation of each day-end balance in the UOB Stash Account ® for each calendar month divided by the number of calendar days for that month.

Terms and conditions apply. Visit uob.com.sg/KrisFlyerUOB for full terms and conditions.

4KrisFlyer miles will be calculated for every S$5.00 of the monthly sum of your Eligible Transactions. Minimum S$1,000 deposit balance must be maintained in KrisFlyer UOB account to earn bonus KrisFlyer miles. Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB account. Interest is not payable on the credit balance of a KrisFlyer UOB Account.

5Only valid for salary credited (S$2,000) through GIRO with the transaction reference "SALA".

Terms and conditions apply. Please visit uob.com.sg/ladysaccount for details.

6Applicable to New to UOB customers who are Singaporeans/PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.

7UOB Salary Credit Campaign (1 March 2022 to 31 December 2022) Terms and Conditions apply .

8Eligible UOB Account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash ® Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

9This Promotion is valid from 17 October to 31 December 2022 and is only for customers who:

  1. are not an existing holder of, or have held and closed any UOB Uniplus account in the 12-month period prior to the commencement of the Promotion Period;
  2. are between the ages of 16 years and 24 years at the time of application submission;
  3. successfully submit an online application for a UOB Uniplus Account as the primary accountholder during the Promotion Period;
  4. have their UOB Uniplus Account application approved by UOB within the Promotion Period; and
  5. register for PayNow and link the UOB Uniplus Account to either their mobile number, NRIC or FIN by the end of the next calendar month following the account opening month.

Click here for full terms & conditions.

More information

Deposit Insurance Scheme

Providing limited compensation to selected eligible deposits

Find out more

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.