Earn higher interest on your savings with One Account
With effect from 1 May 2024, please be informed that the interest rates for One Account will be revised. Find out more
We make it so easy
Whether you choose to make 3 GIRO payments or credit your salary, you still earn bonus interest! We keep it flexible so that you can achieve your goals easily.
Don’t miss out on interest
Track your progress towards earning bonus interest monthly with the UOB TMRW app.
Get FX ready
Bundle your One Account with Mighty FX multi-currency account. Convert currencies and be prepared to travel, shop and invest.
Managing your expenses is easier than ever with UOB Insights
Monitor your inflows and outflows easily to keep track of your expenses and payments
No more missed payments or important transfers with friendly reminders and alerts.
Here’s how your bonus interest on your savings add up
-
Account Monthly Average Balance (MAB)
Account Monthly Average Balance (MAB) |
First S$30,000 |
Next S$30,000 |
Next S$15,000 |
Next S$25,000 |
Above S$100,000 |
One Account calculator
Never miss out on earning higher interest with the UOB TMRW app
Interest Tracker
Easily track your progress towards earning bonus interest every month on the UOB TMRW app. Simply tap on Accounts > One Account > Details
Monitor the activities required to unlock the next tier of bonus interest by clicking on View activities
UOB Insights
Receive personalised reminders based on your saving habits so that you never miss out on topping up your UOB One Account balance to unlock the next tier of bonus interest
Add some Pow-Wow to your savings!
Meet the Power Duo that gives you up to S$8,000 p.a. interest
1. On your first S$100,000 savings with UOB One Account: Get up to S$5,000 in interest a year in just 2 steps
2. On your next S$100,000 savings with UOB Stash Account: Get up to S$3,000 in interest a year when you maintain or increase your balances
Promotion
Get up to S$210 cash when you save with UOB
Get more out of your savings with UOB! Receive up to S$60 cash when
you apply for an eligible UOB savings account online from 1 to 30 April 2024
and bring in at least S$5,000 in new funds to deposit with us. Plus, receive
up to additional S$130 cash when you pay your bills and credit your
salary and dividends with UOB.
Flash Deal Fridays Special (every Friday from 5 to 26 April 2024): Get up to S$80 cash when you apply online for an eligible UOB savings non-joint account and bring in at least S$5,000 in new funds to deposit with us. Limited to the first 150 customers on each tactical promotion date.
T&Cs apply.
Things you should know
Eligibility and fees
Age
18 years old and aboveFall-below Fee
S$5 if monthly average balance is less than S$1,000Waived for first 6 months for accounts opened online
Early Account Closure Fee
S$30Within 6 months from opening
Min. Initial Deposit
S$1,000Cheque Book
S$10 per cheque book (50 leaves)Issued upon request
Actions or documents required
You can open a savings account online, get approval within minutes and start transacting instantly (where applicable).
How to apply:
1.Retrieve with Myinfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants
2.Personal Internet Banking login details – applicable to existing to UOB customers
3.Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application
For Foreigners and U.S Persons
Please proceed to any UOB Branch for application. You will require:
- Passport
- Proof of Residential Address
- Employment Pass/S Pass/Dependent Pass
Important notice
Important information on the use of UOB Accounts and Services
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.
Ready to apply? Open and transact with your account instantly.
Ready to apply? Open and transact with your account instantly.
*Online Account Opening Exclusive: Get up to S$210 cash when you open a UOB One Account online.
You may also open your account on UOB TMRW or visit one of our branches today.
Bundle up for even more benefits
Everyday
One Account with Mighty FX
Get FX ready to travel, shop and invest!
- 24/7 access to 10 major foreign currencies at competitive rates
- No monthly spend limits and no admin fee with your Mighty FX Debit Card
- Earn interest on SGD, USD, AUD, NZD and CNH accounts
Make banking simpler with these services
Get deeper insight into your interests
Say goodbye to manual tracking! UOB Insights will let you know how much bonus interest you’ve earned, and when it’s credited to your account.
Withdraw cash via your phone
With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.
Make payments simpler
Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.
Better commutes with SimplyGo
Say goodbye to multiple travel cards and top-ups! With SimplyGo, enjoy greater convenience when you use your contactless UOB Cards to pay for your train and bus rides.
Here's something else you may like
UOB Stash Account
Accumulate even more savings with up to 5.0% p.a. interest when you maintain or increase your Monthly Average Balance.
UOB EVOL Card
Own every evolution with 8% cashback on online and mobile spend with UOB EVOL Card, Southeast Asia’s first bio-sourced card.