Be the first to make an informed decision on your dream home and avoid missed opportunities with our Instant Home Loan Approval1.
Getting a loan approval takes time and the seizing of great opportunities needs to be well-timed. With our Instant Home Loan Approval1, we respond to loan queries promptly to help you make a quick and informed decision to secure your desired property, giving you the peace of mind.
UOB offers on the spot property loan approval with our straight-through application process at our branches, subjected to the bank’s terms and conditions, with documentation verification and completion.
For Refinancing, UOB is able to offer a subsidy to support you with the legal costs of loan documentation and home ownership.
If you are expecting proceeds from the sale of your existing property (including your enbloc property), we can provide a bridging loan to help you make the necessary down payment for your new home. Speak with our Home Loans Specialists to find out more.
UOB offers a full suite of competitive interest rates. You can choose from our wide range of fixed rate, floating rate and even a combination of both.
1UOB Instant Home Loan Approval is granted based on the information provided by the customer. It is processed and approved by the Head Office, subjected to the bank’s terms and conditions, with documentation verification and completion.
You must ensure that the information you provide for the property loan application is consistent with and matches the information in the actual documents submitted to us subsequently. It is your responsibility to ensure that the information you give to us is accurate, complete and not misleading. You must tell us promptly if any information given is or subsequently becomes inaccurate, incomplete, misleading or changes in any way. Terms and conditions in the Letter of Offer apply if you subsequently agree to take up the Loan with us. Do note that the Letter of Offer must be accepted within its validity period (7 days from the date Instant Approval is obtained).
Our Home Loans Specialists will need some time to collect information from you. Once information is submitted, result will be instantaneous.
Instant approval is subject to the bank’s guidelines. Please speak to our Home Loans Specialists who will be able to assist you further.
Yes, you can. You must ensure that the information you provide us for the property and home loan application is consistent with and matches the information in the actual documents submitted to us subsequently.
The Instant Approval is valid for 7 calendar days from the date the approval is granted.
Please speak to our Home Loans Specialists.
Unfortunately, your housing agent may not apply on your behalf, as all applicants/borrowers need to be present at the branch.
Instant Approval is processed at our branches while Property Loan Eligibility is done at show flats. Please note that there is no Letter of Offer being issued for Property Loan Eligibility. If you wish to take up the property loan package you are eligible for, you would need to proceed to the branch so that you can check that the application details are accurate before the loan is approved and the Letter of Offer is issued.