Payment Advantages

United Overseas Bank


  Enjoy UOB Payment Advantages today!
Cash Advance

Get instant cash advance1 with UOB Credit Cards!

Four easy ways to access instant cash via:

• ATMs
Withdraw cash at any UOB/Cirrus/Plus ATM with your UOB Credit
Card and PIN.
• Phone call
Call 1800 222 2121 (24-hour) to speak to a Customer Service
Representative for Cash Advance/PIN request.
• Bank counters
Visit any UOB Group Branch or Visa/MasterCard participating bank.
• UOB Foreign Exchange Counters in Changi Airport

 
1A Cash Advance fee of 5% of the transaction amount or S$15 (whichever is greater) with an interest of 2% per month on daily basis from the date of each Cash Advance transaction until the date of full payment is made.
Smart Pay

Pay almost everything by instalments with your UOB Credit Cards!

Going for an overseas trip or gone on a shopping spree? With SmartPay2, you can spread your purchases over 3, 6 or 12-month instalments with just a small processing fee3.

To enjoy SmartPay, all you need to do is apply within 14 days of your
monthly UOB Credit Card statement via:

• SMS - Type SmartPay<space>Contact number<space>Name
and SMS to 9024 1111.
Example: SmartPay <your contact number> Jill Tan
• Call - Contact us at 1800 222 2121 anytime.

 
2SmartPay is valid for a minimum combined amount of S$500. A maximum of up to 5 combined retail transactions is allowed. Not valid for JCB Cards, UOB Purchasing Cards, UOB Corporate Cards, UOB Private Labels Cards, all UOB Visa Electron Cards, and all UOB Visa Debit Cards.

3One time administrative fee of 3% (three or six month instalment plan) or 5% (12 month instalment plan) will be charged in full with the first instalment and is non-refundable. Other terms and conditions apply.
Apply Giro

The convenient way to pay your UOB Credit Cards!

No more worry for late charges when you use GIRO to make
minimum payment4 or settle in full for your credit card bills.

You can track your credit card payments through GIRO reflected in your
monthly bank statement of account.


4Interest is chargeable if only minimum payment is made.
Bill Payment Services

Consolidate your bills and be rewarded!

Earn rewards5 when you consolidate your M1, SingTel or Starhub
bills and more with UOB Credit Cards.

No more queues or writing multiple cheques with UOB Bill
Payment Service. Log on to our website for a list of participating
billing organisations.


5Rewards vary among different UOB Credit Cards. Depending on which UOB Credit Card you are holding, you can earn UNI$, or SMART$ rebates, or cash rebates when you charge your bills to your Card. Rewards are subject to Bill Payment Service Terms and Conditions.

> Back to top

Useful Information