UOB Pay With UNI$
Introducing UOB Pay With UNI$, a seamless digital payment and rewards redemption program that allows you to use your UNI$ to offset bills and purchases instantly at key utility and e-commerce platforms anytime, anywhere.
How To Use
Kris+
You can now convert your UNI$ to KrisPay miles instantly anytime, anywhere, starting from as little as UNI$1,000 via the Kris+ app!
Here’s how
Step 1
Download and log in to your Kris+ App
Step 2
Go to the wallet, and tap on the Transfer button
Step 3
Select UOB Rewards
Step 4
Log in to your UOB Mighty App for authentication
Step 5
Key in the amount of UNI$ you wish to convert to KrisPay miles
Step 6
Conversion is successful! You may choose to use your KrisPay miles or convert them to KrisFlyer miles (1 KrisPay mile = 1 KrisFlyer mile)
Terms and conditions
UOB Mighty App is required for authentication to proceed with the points conversion. Top ups of KrisPay miles into the KrisPay wallet pursuant to conversion from UNI$ are non-reversible. Kris+ terms and conditions apply. UOB Rewards terms and conditions apply.
SP Utilities
You can now use your UNI$ to offset your SP Utilities bill instantly via the SP Utilities App. UNI$500 = S$5
Here’s how
Step 1
Log in to your SP Utilities App and select “Pay Now”
Step 2
Key in your payment amount and select “Pay with UOB UNI$”
Step 3
Log in to your UOB Mighty App for authentication
Step 4
Select the amount of UNI$ you wish to redeem
Step 5
Redemption is successful! You may check the details under the History
Terms and conditions
UOB Mighty App is required for authentication to proceed with the UNI$ redemption. For every S$10 of your bill, only S$5 worth of UNI$ can be redeemed. Conversions must be done in blocks of UNI$500. UOB Rewards and SP Utilities app terms and conditions apply.
UOB Apple Rewards Store
You can now use your UNI$ to offset your purchases of any Apple products instantly via the UOB Apple Rewards Store! UNI$100 converts into S$1*. Alternatively, you can also enjoy 0% interest monthly instalments for up to 12 months+.
Find out more
Exclusive Launch Promotion
S$50 off with minimum spend of S$500^
Promo code: UOB50PROMO
UOB Cash Rebate Auto Conversion Programme
You can now automatically offset your monthly bills with your UNI$ and get cash rebate when you sign up for the programme here!
Find out moreTerms & Conditions
Enrolment is only valid for UNI$ earning cards and excludes Corporate Cards. No conversion will be made if there is insufficient UNI$ to complete the conversion for the calendar month. For successful redemptions, the Cash Rebate will be credited to your selected UOB Credit Card in the next calendar month. The Eligible Cardmember may resubmit the entry with the same UOB Credit Card to change the conversion amount or to withdraw from the programme.
Other Terms and Conditions apply. Click here to find out more.
Step 1
Browse through the Apple products and checkout your item.
Step 2
Create or sign in to your UOB Apple Rewards Store account and proceed to payment.
Step 3
Accept the T&Cs to proceed with option to redeem UNI$ to offset your bill.
Step 4
Key in your UOB Visa or Mastercard to access the redemption screen.
Step 5
Select the amount you wish to offset your bill and proceed to charge the remaining bill to your Card.
Terms and conditions
*UNI$ redemption is not available to offset purchases using 0% Instalment Payment Plan. UNI$ redemption terms and conditions apply here.
^S$50 off promotion is valid till 31 August 2021 limited to the first 275 customers. Payment must be made with a UOB MasterCard/Visa Credit Card. UOB MasterCard/Visa cardmember is entitled to S$50 off from purchase of any items at UOB Apple Rewards Store subject to minimum total spend of S$500 per transaction. This offer is limited to one transaction per customer. Customer must enter the promo code UOB50PROMO to get the offer. UOB Online Privileges' General Terms and Conditions apply. +UOB 0% Instalment Payment Plan terms and conditions apply here.
UOB Mighty
UOB Mighty is required for authentication to proceed with the points conversion via Kris+ and SP Utilities apps. Download UOB Mighty now to bank, pay and play 24/7 anytime, anywhere.
Here’s how you can get started and enjoy the benefits of UOB Mighty with your UOB Card.
HOW TO SET UP MIGHTY
HOW TO SET UP MIGHTY SECURE
HOW TO REDEEM YOUR UNI$ ON UOB MIGHTY
HOW TO REDEEM MIGHTY COUPONS ON UOB MIGHTY
For more Mighty step by step guides and latest UOB Mighty promotions, click here.
Download Mighty
Download UOB Mighty today.
FAQs
UOB Credit Cardmembers can now use UNI$ to instantly offset their bill or convert into partner points via our partners' mobile apps and the UOB Apple Rewards Store.
You can now choose to automatically convert your UNI$ monthly and get cash rebate credited to your selected UNI$ Card to offset bills and purchases via the Cash Rebate Auto Conversion Programme.
For Kris+ and SP Utilities: You must be both a user of UOB Mighty mobile banking app and our partners’ mobile apps. Simply access our partners’ mobile apps to do the redemption. For more details, click to view our partners listed above.
For UOB Apple Rewards Store: Simply access the UOB Apple Rewards Store and login to your UOB Apple Rewards Store account to check out. During check out key in your UOB Visa or Mastercard to access UNI$ redemption screen. You may then select the amount of UNI$ you wish to offset your bill. The remaining balance will be charge to your selected Card.
For Cash Rebate Auto Conversion Programme: Simply enrol for the programme with your preferred UOB Credit Card and set your desired monthly redemption amount. Cash Rebate will be credited to your preferred UOB Credit Card in the next calendar month. Find out more here.
No. This feature is only available via our partners’ mobile apps and the UOB Apple Rewards Store.
No, UNI$ redeemed are strictly not refundable.
You may download UOB Mighty mobile banking app via App Store, Google Play and Huawei AppGallery. Click here for more information.