How To Earn Bonus KrisFlyer Miles

Earn bonus KrisFlyer miles with the KrisFlyer UOB Deposit Account

Earn additional bonus KrisFlyer miles per S$1 spend when you open a KrisFlyer UOB Deposit Account.
Total bonus miles are capped at 5% of your monthly average balance.
With Deposit Balance
(Monthly Average Balance #)
Bonus KrisFlyer miles
earned per S$1 spend*
and above
+5 miles
+6 miles
With Salary Crediting^
How Krisflyer Miles
Are Calculated
KrisFlyer Credit Card
Annual Singapore Airlines
Group Spend
Annual Kris+ spend S$200
Annual dining, Food Delivery,
Online Shopping and Travel,
and Transport spend
Annual Spend
Annual Card Spend S$10,600
Miles earned from annual
Singapore Airlines Group spend
S$800 x 3 = 2,400 miles
Miles earned from annual
Kris+ spend
S$200 x 3 = 600 miles
Miles earned from annual Dining,
Food Delivery, Online shopping and Travel,
and Transport Spend
S$500 x 3 x 12
= 18,000 miles
Miles earned from annual Spend
S$300 x 1.2 x 12
= 4,320 miles
Miles earned from annual Card
25,320 miles
KrisFlyer UOB Account
  Example 1 Example 2 Example 3
Monthly Average Balance No KrisFlyer UOB
S$60,000 S$120,000
With Salary Crediting? - No Yes
Bonus KrisFlyer miles
(earned based on annual card spend)
- S$10,600 x 5
= 53,000 miles
S$10,600 x 6
= 63,600 miles
5% MAB cap on Bonus KrisFlyer
- S$60,000 x 5% x 12
= 36,000 miles
S$120,000 x 5% x 12
= 72,000 miles
Grand total 25,320 miles 25,320 + 36,000
= 61,320 miles
25,320 + 63,600
= 88,920 miles
+W.e.f. 1 November 2022, the minimum annual spend condition for Singapore Airlines Group Related Transactions charged to your KrisFlyer UOB Credit Card will be revised to S$800. This revised condition will be applicable for Card Membership Year ending April 2023 onwards. Click here for details.

*Minimum S$1,000 deposit balance must be maintained in KrisFlyer UOB account to earn bonus KrisFlyer miles. Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB account. Full terms and conditions apply. Click here for details.

^Only valid for salary credited (S$1,600) through GIRO with the transaction reference "SALA"
To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.
Frequently Asked Questions


KrisFlyer UOB
Mighty FX
Earn interest
on your savings
Now, with UOB TMRW app, get competitive exchange rates for all your online shopping and travel spend.
Transact worldwide or shop online with KrisFlyer UOB Debit Card and pay in the currency you need, with no admin fees!
  1. Skip the queue at the money changer with competitive exchange rates available right in your UOB Mighty App.
  2. Convert into the foreign currency you need and pay for your overseas purchases with your KrisFlyer UOB Debit Card with no admin fees!
Here's an indication of what you will receive when you convert S$100 into:
Currency From a Money Changer From KrisFlyer UOB Mighty FX
GBP £55.49 £55.49
AUD $102.04 $103.42
EUR €64.93 €64.93
JPY ¥8,130 ¥8,191
HKD $576.00 $580.10
USD $73.80 $73.91
Based on rates obtained from Mighty FX and independent money changers as of 28 February 2019 for illustration purposes only.
Convert into the foreign currency you need and withdraw with your KrisFlyer UOB Debit Card at any overseas Mastercard-enabled ATMs^^. Each overseas ATM withdrawal incurs a flat fee of S$5 or in the foreign currency equivalent. ~
^^Supported currencies include SGD, USD, JPY, GBP, HKD, EUR, CAD, AUD, CHF, NZD, CNH (CNH unavailable for POS/online transactions and overseas ATM cash withdrawals).
~The overseas ATM bank may also charge withdrawal fees or Dynamic Currency Conversion (DCC) fees at their sole discretion.
Earn 200 KrisFlyer miles^ with every conversion of S$1,000. Your foreign currency spend charge to your KrisFlyer UOB Debit Card earns you Base and Bonus KrisFlyer miles too. Enjoy the double dip on cash savings and miles accumulation!
^Capped at a maximum of 4 conversions (SGD to any of supported currencies on KrisFlyer UOB Mighty FX) per calendar year per cardmember.
How Krisflyer Miles
Are Calculated^
Earn interest on your savings in KrisFlyer UOB Account.
Deposit Range Interest Rate* (p.a.)
First S$15,000 0.05%
Next S$85,000 0.05%
Next S$250,000 0.05%
Above S$350,000 0.05%
*Interest is calculated based on each day-end balance in the KrisFlyer UOB Account.
View the list of all foreign currencies and interest rates.
A KrisFlyer UOB Debit Card will be sent to you when you open a Krisflyer UOB Account.
Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.