How To Earn Bonus KrisFlyer Miles

Earn bonus KrisFlyer miles with the KrisFlyer UOB Deposit Account

Earn additional bonus KrisFlyer miles per S$1 spend when you open a KrisFlyer UOB Deposit Account.
Total bonus miles are capped at 5% of your monthly average balance.
With Deposit Balance
(Monthly Average Balance #)
Bonus KrisFlyer miles
earned per S$1 spend*
and above
+5 miles
+6 miles
With Salary Crediting^
How Krisflyer Miles
Are Calculated
KrisFlyer Credit Card
Annual Singapore Airlines
Group Spend
Annual dining, Food Delivery,
Online Shopping and Travel,
and Transport spend
Annual Spend
Annual Card Spend S$10,100
Miles earned from annual
Singapore Airlines Group Spend
S$500 x 3 = 1,500 miles
Miles earned from annual dining,
food delivery, online shopping and travel,
and transport spend
S$500 x 3 x 12 = 18,000 miles
Miles earned from annual Spend
S$300 x 1.2 x 12 = 4,320 miles
Miles earned from annual Card
23,820 miles
KrisFlyer UOB Account
  Example 1 Example 2 Example 3
Monthly Average Balance No KrisFlyer UOB
S$60,000 S$120,000
With Salary Crediting? - No Yes
Bonus KrisFlyer miles - S$10,100 x 5
= 50,500 miles
S$10,100 x 6
= 60,600 miles
5% MAB cap on Bonus KrisFlyer
- S$60,000 x 5% x 12
= 36,000 miles
S$120,000 x 5% x 12
= 72,000 miles
Grand total 23,820 miles 23,820 + 36,000
= 59,820 miles
23,820 + 60,600
= 84,420 miles
^Only valid for salary credited (S$2,000) through GIRO with the transaction reference "SALA"
To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.
Frequently Asked Questions


KrisFlyer UOB
Mighty FX
Earn interest
on your savings
Now, with UOB Mighty app, get competitive exchange rates for all your online shopping and travel spend.
Transact worldwide or shop online with KrisFlyer UOB Debit Card and pay in the currency you need, with no admin fees!
  1. Skip the queue at the money changer with competitive exchange rates available right in your UOB Mighty App.
  2. Convert into the foreign currency you need and pay for your overseas purchases with your KrisFlyer UOB Debit Card with no admin fees!
Here's an indication of what you will receive when you convert S$100 into:
Currency From a Money Changer From KrisFlyer UOB Mighty FX
GBP £55.49 £55.49
AUD $102.04 $103.42
EUR €64.93 €64.93
JPY ¥8,130 ¥8,191
HKD $576.00 $580.10
USD $73.80 $73.91
Based on rates obtained from Mighty FX and independent money changers as of 28 February 2019 for illustration purposes only.
Convert into the foreign currency you need and withdraw with your KrisFlyer UOB Debit Card at any overseas Mastercard-enabled ATMs^^. Each overseas ATM withdrawal incurs a flat fee of S$5 or in the foreign currency equivalent. ~
^^Supported currencies include SGD, USD, JPY, GBP, HKD, EUR, CAD, AUD, CHF, NZD, CNH (CNH unavailable for POS/online transactions and overseas ATM cash withdrawals).
~The overseas ATM bank may also charge withdrawal fees or Dynamic Currency Conversion (DCC) fees at their sole discretion.
Earn 200 KrisFlyer miles^ with every conversion of S$1,000. Your foreign currency spend charge to your KrisFlyer UOB Debit Card earns you Base and Bonus KrisFlyer miles too. Enjoy the double dip on cash savings and miles accumulation!
^Capped at a maximum of 4 conversions (SGD to any of supported currencies on KrisFlyer UOB Mighty FX) per calendar year per cardmember.
Earn up to 3,000 KrisFlyer miles* when you apply for and link your Mighty FX to your KrisFlyer UOB Account and perform the first eligible transaction listed below:
Promotion criteria Reward
Convert minimum S$5,000 into any of the 10 foreign currencies. 3,000 KrisFlyer miles
Convert minimum S$2,000 into any of the 10 foreign currencies. 1,000 KrisFlyer miles
*Applicable to the first 600 Eligible Customers who performed the eligible transaction by 14 June 2019. Each Eligible Customer is entitled to only one reward based on the first eligible transaction. Promotion terms and conditions apply.
How Krisflyer Miles
Are Calculated^
Earn interest on your savings in KrisFlyer UOB Account.
Deposit Range Interest Rate* (p.a.)
First S$15,000 0.05%
Next S$85,000 0.05%
Next S$250,000 0.05%
Above S$350,000 0.05%
*Interest is calculated based on each day-end balance in the KrisFlyer UOB Account.
View the list of all foreign currencies and interest rates.

Minimum 18 years old Singapore citizen/ Permanent Resident/ Foreigner
No minimum income requirement Initial amount of S$1,000 to open account

A KrisFlyer UOB Debit Card will be sent to you when you open a Krisflyer UOB Account.
# Monthly Average Balance is the summation of each day end balance in KrisFlyer UOB Deposit Account for each month divided by the number of calendar days for that month.

*KrisFlyer miles will be calculated for every whole amount of S$5.00 for each transaction on a transaction level effected on a daily basis and rounded down to the nearest KrisFlyer miles. Minimum S$1,000 deposit balance must be maintained in KrisFlyer UOB Account to earn bonus KrisFlyer miles. Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB Account. Where applicable, the balance amounts in your KrisFlyer UOB Mighty FX foreign currency accounts will be converted to Singapore Dollars at a rate we determine and count towards the requisite Monthly Average Balance for qualification for Bonus KrisFlyer miles. Full terms and conditions apply .

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.