Fixed Deposit Plus Series

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Below is a list of past Structured Deposits offered. Although applications are now closed, you can read more about the individual structured deposit.

Select a structured deposit to find out more:



UOB Fixed Deposit Plus - Series 1

Please note that applications for UOB Fixed Deposit Plus - Series 1 closed on 3 May 2003. Below is a summary of the Account.

UOB Fixed Deposit Plus - Series 1 is a five-year Singapore Dollar Structured Deposit Account that lets you enjoy:
  • Guaranteed annual interest payment of 1.65% p.a. for the first two years
  • Potential bonus interest of up to 104.7%1 on maturity. This bonus interest is linked to the performance of Dow Jones Global Titans 50 Index (DJGT Index), which comprises the world's 50 largest companies. The bonus interest earned is calculated by the net total return2 (based on the sum of month-on-month return3) of Dow Jones Global Titans 50 Index and is payable only if the net total returns over the five-year period is greater than zero
  • No sales or management fees
  • Guaranteed principal4 on maturity

1 Actual bonus interest will depend on the performance of the underlying index.
2 Net total return is the total monthly return less the total fixed interest payment.
3. Month-on-month return of Dow Jones Global Titans 50 Index is subject to a cap of 4%.
4 100% principal guarantee is applicable only if placed for the full 5-year term.

View Past Performance

View and monitor the performance of past structured deposits here:

UOB Fixed Deposit Plus – Series 1 Return Tracker (451KB)

You need Adobe Acrobat Reader to view these files. To download a copy, click here.

More Information

Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act (Chapter 77A).

In addition, structured deposits are not covered under the Singapore Government’s guarantee on all Singapore Dollar and foreign currency deposits of individual and non-bank customers in banks, finance companies and merchant banks licensed by the MAS (which is in effect until 31 December 2010).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.

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