UOB Structured Deposit 2016

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Grow your money with UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Structured Deposit 2016 – Series (9)*. Get started with a minimum investment of S$5,000*. 

Get 100% Principal Amount back
 
Total Guaranteed Minimum Interests of 12.25%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 2.07826% a year)
Guaranteed fixed interest
 

100% Principal Amount guaranteed when held to maturity
Earn Potential Bonus
Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*
   
Offer ends 22 December 2016^. Speak to a UOB Personal Banker for more details.


How does it work?
Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario (Maximum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

2.25%

-

2.25%

2

2.25%

-

2.25%

3

2.25%

-

2.25%

4

2.25%

-

2.25%

5

2.25%

-

2.25%

At maturity

-

4.00%

4.00%

Total interest payout

11.25%

4.00%

15.25%

Principal + Interest payout

S$10,000 + S$1,125 + S$400 = S$11,525


 
Worst Case Scenario (Minimum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

2.25%

-

2.25%

2

2.25%

-

2.25%

3

2.25%

-

2.25%

4

2.25%

-

2.25%

5

2.25%

-

2.25%

At maturity

-

1.00%

1.00%

Total interest payout

11.25%

1.00%

12.25%

Principal + Interest payout

S$10,000 + $1,125 + $100 = $11,225


At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months
Offer Period 7 December 2016 to 22 December 2016^
Guaranteed Fixed Interest Singapore Dollars (SGD)
End of Year
% of the Principal Amount
1
2.25%
2
2.25%
3
2.25%
4
2.25%
5
2.25%
Total Guaranteed Fixed Interest = 11.25%
Maturity Variable Interest Minimum at 1% of the Principal Amount and maximum at 4% of the Principal Amount*
Total Guaranteed Minimum Interest 12.25%* of the Principal Amount (Being Total Guaranteed Fixed Interest of 11.25% plus minimum Maturity Variable Interest of 1%)
Minimum Effective Interest Rate 2.07826% per annum (Based on total guaranteed minimum interests of 12.25%* of the Principal Amount.)
Shares in Underlying Basket Ascendas Real Estate Investment Trust (“AREIT”)
CapitaLand Limited ("CAPL")
DBS Group Holdings Limited (“DBS”)
Oversea-Chinese Banking Corporation Limited ("OCBC")
Singapore Telecommunications Limited (“ST”)



^ Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch. 

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2016 - Series (9) ("UOB Structured Deposit 2016 - Series (9)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2016 - Series (9). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2016 - Series (9) is suitable for you. 

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2016 - Series (9)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.
 
United Overseas Bank Limited Co. Reg. No. 193500026Z

Monitor / View Past Performance




Grow your money with UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Structured Deposit 2016 – Series (8)*. Get started with a minimum investment of S$5,000*. 

Get 100% Principal Amount back
 
Total Guaranteed Minimum Interests of 9.75%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.65176% a year)
Guaranteed fixed interest
 

100% Principal Amount guaranteed when held to maturity
Earn Potential Bonus
Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*
   
Offer ends 22 October 2016^. Speak to a UOB Personal Banker for more details.


How does it work?
Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario (Maximum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

1.75%

-

1.75%

2

1.75%

-

1.75%

3

1.75%

-

1.75%

4

1.75%

-

1.75%

5

1.75%

-

1.75%

At maturity

-

3.00%

3.00%

Total interest payout

8.75%

3.00%

11.75%

Principal + Interest payout

S$10,000 + S$875 + S$300 = S$11,175


 
Worst Case Scenario (Minimum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

1.75%

-

1.75%

2

1.75%

-

1.75%

3

1.75%

-

1.75%

4

1.75%

-

1.75%

5

1.75%

-

1.75%

At maturity

-

1.00%

1.00%

Total interest payout

8.75%

1.00%

9.75%

Principal + Interest payout

S$10,000 + S$875 + S$100 = S$10,975


At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months
Offer Period 12 October 2016 to 22 October 2016^
Guaranteed Fixed Interest Singapore Dollars (SGD)
End of Year
% of the Principal Amount
1
1.75%
2
1.75%
3
1.75%
4
1.75%
5
1.75%
Total Guaranteed Fixed Interest = 8.75%
Maturity Variable Interest Minimum at 1% of the Principal Amount and maximum at 3% of the Principal Amount*
Total Guaranteed Minimum Interest 9.75%* of the Principal Amount (Being Total Guaranteed Fixed Interest of 8.75% plus minimum Maturity Variable Interest of 1%)
Minimum Effective Interest Rate 1.65176% per annum (Based on total guaranteed minimum interests of 9.75%* of the Principal Amount.)
Shares in Underlying Basket Ascendas Real Estate Investment Trust (“AREIT”)
CapitaLand Limited ("CAPL")
DBS Group Holdings Limited (“DBS”)
Oversea-Chinese Banking Corporation Limited ("OCBC")
Singapore Telecommunications Limited (“ST”)



^ Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch. 

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2016 - Series (8) ("UOB Structured Deposit 2016 - Series (8)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2016 - Series (8). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2016 - Series (8) is suitable for you. 

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2016 - Series (8)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011. 

United Overseas Bank Limited Co. Reg. No. 193500026Z

Monitor / View Past Performance




Grow your money with UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Structured Deposit 2016 – Series (7)*. Get started with a minimum investment of S$5,000*. 

Get 100% Principal Amount back
 
Total Guaranteed Minimum Interests of 9.5%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.6091% a year)
Guaranteed fixed interest
 

100% Principal Amount guaranteed when held to maturity
Earn Potential Bonus
Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*
   
Offer ends 22 September 2016^. Speak to a UOB Personal Banker for more details.


How does it work?
Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario (Maximum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

1.70%

-

1.70%

2

1.70%

-

1.70%

3

1.70%

-

1.70%

4

1.70%

-

1.70%

5

1.70%

-

1.70%

At maturity

-

3.00%

3.00%

Total interest payout

8.5%

3.00%

11.5%

Principal + Interest payout

S$10,000 + S$850 + S$300 = S$11,150


 
Worst Case Scenario (Minimum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

1.70%

-

1.70%

2

1.70%

-

1.70%

3

1.70%

-

1.70%

4

1.70%

-

1.70%

5

1.70%

-

1.70%

At maturity

-

1.00%

1.00%

Total interest payout

8.5%

1.00%

9.5%

Principal + Interest payout

S$10,000 + S$850 + S$100 = S$10,950


At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months
Offer Period 9 September 2016 to 22 September 2016^
Guaranteed Fixed Interest Singapore Dollars (SGD)
End of Year
% of the Principal Amount
1
1.70%
2
1.70%
3
1.70%
4
1.70%
5
1.70%
Total Guaranteed Fixed Interest = 8.5%
Maturity Variable Interest Minimum at 1% of the Principal Amount and maximum at 3% of the Principal Amount*
Total Guaranteed Minimum Interest 9.5%* of the Principal Amount (Being Total Guaranteed Fixed Interest of 8.5% plus minimum Maturity Variable Interest of 1%)
Minimum Effective Interest Rate 1.6091% per annum (Based on total guaranteed minimum interests of 9.5%* of the Principal Amount.)
Shares in Underlying Basket Ascendas Real Estate Investment Trust (“AREIT”)
CapitaLand Limited ("CAPL")
DBS Group Holdings Limited (“DBS”)
Oversea-Chinese Banking Corporation Limited ("OCBC")
Singapore Telecommunications Limited (“ST”)



^ Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch. 

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2016 - Series (7) ("UOB Structured Deposit 2016 - Series (7)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2016 - Series (7). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2016 - Series (7) is suitable for you. 

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2016 - Series (7)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011. 

United Overseas Bank Limited Co. Reg. No. 193500026Z

Monitor / View Past Performance




Grow your money with UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Structured Deposit 2016 – Series (6)*. Get started with a minimum investment of S$5,000*.

Get 100% Principal Amount back
 
Total Guaranteed Minimum Interests of 11.3%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.91528% a year)
Guaranteed fixed interest
 

100% Principal Amount guaranteed when held to maturity
Earn Potential Bonus
Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*
   
Offer ends 22 June 2016^. Speak to a UOB Personal Banker for more details.


How does it work?
Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario (Maximum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

2.05%

-

2.05%

2

2.05%

-

2.05%

3

2.05%

-

2.05%

4

2.05%

-

2.05%

5

2.05%

-

2.05%

At maturity

-

4.00%

4.00%

Total interest payout

10.25%

4.00%

14.25%



 
Worst Case Scenario (Minimum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

2.05%

-

2.05%

2

2.05%

-

2.05%

3

2.05%

-

2.05%

4

2.05%

-

2.05%

5

2.05%

-

2.05%

At maturity

-

1.05%

1.05%

Total interest payout

10.25%

1.05%

11.30%



At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months
Offer Period 6 June 2016 to 22 June 2016^
Guaranteed Fixed Interest Singapore Dollars (SGD)
End of Year
% of the Principal Amount
1
2.05%
2
2.05%
3
2.05%
4
2.05%
5
2.05%
Total Guaranteed Fixed Interest = 10.25%
Maturity Variable Interest Minimum at 1.05% of the Principal Amount and maximum at 4% of the Principal Amount*
Total Guaranteed Minimum Interest 11.3%* of the Principal Amount (Being Total Guaranteed Fixed Interest of 10.25% plus minimum Maturity Variable Interest of 1.05%)
Minimum Effective Interest Rate 1.91528% per annum (Based on total guaranteed minimum interests of 11.3* of the Principal Amount.)
Shares in Underlying Basket Ascendas Real Estate Investment Trust (“AREIT”)
CapitaLand Limited ("CAPL")
DBS Group Holdings Limited (“DBS”)
Oversea-Chinese Banking Corporation Limited ("OCBC")
Singapore Telecommunications Limited (“ST”)



^ Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch. 

+ Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2016 - Series (6) ("UOB Structured Deposit 2016 - Series (6)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2016 - Series (6). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2016 - Series (6) is suitable for you. 

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2016 - Series (6)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011. 

United Overseas Bank Limited Co. Reg. No. 193500026Z

Monitor / View Past Performance




Grow your money with UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Structured Deposit 2016 – Series (5)*. Get started with a minimum investment of S$5,000*.

Get 100% Principal Amount back
 
Total Guaranteed Minimum Interests of 11.28%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.9174% a year)
Guaranteed fixed interest
 

100% Principal Amount guaranteed when held to maturity
Earn Potential Bonus
Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*
   
Offer ends 23 May 2016^. Speak to a UOB Personal Banker for more details.


How does it work?
Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario (Maximum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

2.88%

-

2.88%

2

2.00%

-

2.00%

3

1.80%

-

1.80%

4

1.80%

-

1.80%

5

1.80%

-

1.80%

At maturity

-

4%

4%

Total interest payout

10.28%

4%

14.28%



 
Worst Case Scenario (Minimum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

2.88%

-

2.88%

2

2.00%

-

2.00%

3

1.80%

-

1.80%

4

1.80%

-

1.80%

5

1.80%

-

1.80%

At maturity

-

1%

1%

Total interest payout

10.28%

1%

11.28%



At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months
Offer Period 10 May 2016 to 23 May 2016^
Guaranteed Fixed Interest Singapore Dollars (SGD)
End of Year
% of the Principal Amount
1
2.88%
2
2.00%
3
1.80%
4
1.80%
5
1.80%
Total Guaranteed Fixed Interest = 10.28%
Maturity Variable Interest Minimum at 1% of the Principal Amount and maximum at 4% of the Principal Amount*
Total Guaranteed Minimum Interest 11.28%* of the Principal Amount (Being Total Guaranteed Fixed Interest of 10.28% plus minimum Maturity Variable Interest of 1%)
Minimum Effective Interest Rate 1.9174% per annum (Based on total guaranteed minimum interests of 11.28%* of the Principal Amount.)
Shares in Underlying Basket Ascendas Real Estate Investment Trust (“AREIT”)
CapitaLand Limited ("CAPL")
DBS Group Holdings Limited (“DBS”)
Oversea-Chinese Banking Corporation ("OCBC")
Singapore Telecommunications Limited (“ST”)



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.
+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB. 


Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2016 - Series (5) ("UOB Structured Deposit 2016 - Series (5)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2016 - Series (5). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2016 - Series (5) is suitable for you. 

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2016 - Series (5)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011. 

United Overseas Bank Limited Co. Reg. No. 193500026Z

Monitor / View Past Performance

 

Grow your money with UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Structured Deposit 2016 – Series (3)*. Get started with a minimum investment of S$5,000*. 

Get 100% Principal Amount back
 
Total Guaranteed Minimum Interests of 12.1%* of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 2.0526% a year)
Guaranteed fixed interest
 

100% Principal Amount guaranteed when held to maturity
Earn Potential Bonus
Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*
   
Offer ends 23 March 2016^. Speak to a UOB Personal Banker for more details.


How does it work?
Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario (Maximum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

2.22%

-

2.22%

2

2.22%

-

2.22%

3

2.22%

-

2.22%

4

2.22%

-

2.22%

5

2.22%

-

2.22%

At maturity

-

4.00%

4.00%

Total interest payout

11.10%

4.00%

15.10%

Principal + Interest payout
S$10,000 + S$1,110 + S$400 = S$11,510


 
Worst Case Scenario (Minimum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

2.22%

-

2.22%

2

2.22%

-

2.22%

3

2.22%

-

2.22%

4

2.22%

-

2.22%

5

2.22%

-

2.22%

At maturity

-

1.00%

1.00%

Total interest payout

11.10%

1.00%

12.10%

Principal + Interest payout
S$10,000 + S$1,100 + S$100 = S$11,210


At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months
Offer Period 8 March 2016 to 23 March 2016
Guaranteed Fixed Interest Singapore Dollars (SGD)
End of Year
% of the Principal Amount
1
2.22%
2
2.22%
3
2.22%
4
2.22%
5
2.22%
Total Guaranteed Fixed Interest = 11.1%
Maturity Variable Interest Minimum at 1% of the Principal Amount and maximum at 4% of the Principal Amount*
Total Guaranteed Minimum Interest 12.1%* of the Principal Amount (Being Total Guaranteed Fixed Interest of 11.1% plus minimum Maturity Variable Interest of 1%)
Minimum Effective Interest Rate 2.0526% per annum (Based on total guaranteed minimum interests of 12.1%* of the Principal Amount.)
Shares in Underlying Basket Ascendas Real Estate Investment Trust (“AREIT”)
CapitaLand Limited ("CAPL")
DBS Group Holdings Limited (“DBS”)
Oversea-Chinese Banking Corporation ("OCBC")
Singapore Telecommunications Limited (“ST”)


^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.
+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB. 


Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2016 - Series (3) ("UOB Structured Deposit 2016 - Series (3)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2016 - Series (3). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2016 - Series (3) is suitable for you. 

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2016 - Series (3)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011. 

United Overseas Bank Limited Co. Reg. No. 193500026Z

Monitor / View Past Performance

 


Grow your money with UOB Structured Deposits*
Now you can make your money work as hard as you do with UOB Structured Deposit 2016 - Series (2)*. Get started with a minimum investment of S$5,000*. 

Get 100% Principal Amount back
 
Total Guaranteed Minimum Interest of of 13.25%* of the Principal Amount over
5 years and 11 months (equivalent to an effective interest rate of 2.2468% a year)
Guaranteed fixed interest
 

100% Principal Amount guaranteed when held to maturity
Earn Potential Bonus
Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*
   
Offer ends 19 February 2016^. Speak to a UOB Personal Banker for more details.


How does it work?
Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario (Maximum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

2.4%

-

2.4%

2

2.4%

-

2.4%

3

2.4%

-

2.4%

4

2.4%

-

2.4%

5

2.4%

-

2.4%

At maturity

-

3%

3%

Total interest payout

12%

3%

15%

Principal + Interest payout
S$10,000 + S$1,200 + S$300 = S$11,500


 
Worst Case Scenario (Minimum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

2.4%

-

2.4%

2

2.4%

-

2.4%

3

2.4%

-

2.4%

4

2.4%

-

2.4%

5

2.4%

-

2.4%

At maturity

-

1.25%

1.25%

Total interest payout

12%

1.25%

13.25%

Principal + Interest payout
S$10,000 + S$1,200 + S$125 = S$11,325


At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months
Offer Period 15 February 2016 to 19 February 2016^
Guaranteed Fixed Interest Singapore Dollars (SGD)
End of Year
% of the Principal Amount
1
2.4%
2
2.4%
3
2.4%
4
2.4%
5
2.4%
Total Guaranteed Fixed Interest = 12%
Maturity Variable Interest Minimum at 1.25% of the Principal Amount and maximum at 3% of the Principal Amount*
Total Guaranteed Minimum Interest 13.25%* of the Principal Amount (Being Total Guaranteed Fixed Interest of 12% plus minimum Maturity Variable Interest of 1.25%)
Minimum Effective Interest Rate 2.2468% per annum (Based on total guaranteed minimum interests of 13.25%* of the Principal Amount.)
Shares in Underlying Basket DBS Group Holdings Limited (“DBS”)
CapitaLand Limited ("CAPL")
Ascendas Real Estate Investment Trust (“AREIT”)
Oversea-Chinese Banking Corporation ("OCBC")
Singapore Telecommunications Limited (“ST”)



^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.
+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB. 


Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2016 - Series (2) ("UOB Structured Deposit 2016 - Series (2)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2016 - Series (2). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2016 - Series (2) is suitable for you. 

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2016 - Series (2)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011. 

United Overseas Bank Limited Co. Reg. No. 193500026Z

Monitor / View Past Performance

 


Without the worry of losing a single cent of your hard earned money*, you receive:

Get 100% Principal Amount back
 
Total Guaranteed Minimum Interest of 13.5% of the Principal Amount over 5 years 
and 11 months (equivalent to an effective interest rate of 2.2924% a year).
Guaranteed fixed interest
 

100% Principal Amount guaranteed when held to maturity.
Earn Potential Bonus
Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*.


How does it work?
Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario (Maximum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

2.50%

-

2.50%

2

2.50%

-

2.50%

3

2.50%

-

2.50%

4

2.50%

-

2.50%

5

2.50%

-

2.50%

At maturity

-

4.0%

2.50%

Total interest payout

12.5%

4.0%

16.5%

Principal + Interest payout
S$10,000 + S$1,250 + S$400 = S$11,650


 
Worst Case Scenario (Minimum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

2.50%

-

2.50%

2

2.50%

-

2.50%

3

2.50%

-

2.50%

4

2.50%

-

2.50%

5

2.50%

-

2.50%

At maturity

-

1.0%

1.0%

Total interest payout

12.5%

1.0%

13.5%

Principal + Interest payout
S$10,000 + S$1,250 + S$100 = S$11,350


At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months
Offer Period 11 January 2016 to 22 January 2016^
Guaranteed Fixed Interest Singapore Dollars (SGD)
End of Year
% of the Principal Amount
1
2.50%
2
2.50%
3
2.50%
4
2.50%
5
2.50%
Total Guaranteed Fixed Interest = 12.5%
Maturity Variable Interest Minimum at 1% of the Principal Amount and maximum at 4% of the Principal Amount*
Total Guaranteed Minimum Interest 13.5%* of the Principal Amount (Being Total Guaranteed Fixed Interest of 12.5% plus minimum Maturity Variable Interest of 1%)
Minimum Effective Interest Rate 2.2924% per annum (Based on total guaranteed minimum interest of 13.5%* of the Principal Amount.)
Shares in Underlying Basket DBS Group Holdings Limited (“DBS”)
CapitaLand Limited ("CAPL")
Keppel Corporation Limited (“KEP”)
Oversea-Chinese Banking Corporation ("OCBC")
Singapore Telecommunications Limited (“ST”)



^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.


IMPORTANT NOTICE AND DISCLAIMERS:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2016 - Series (1) ("UOB Structured Deposit 2016- Series (1)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2016 - Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2016 - Series (1) is suitable for you. 

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2016 - Series (1)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011. 

United Overseas Bank Limited Co. Reg. No. 193500026Z (01.16)

More Information


Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act (Chapter 77A).

In addition, structured deposits are not covered under the Singapore Government's guarantee on all Singapore Dollar and foreign currency deposits of individual and non-bank customers in banks, finance companies and merchant banks licensed by the MAS (which is in effect until 31 December 2010).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.