UOB Structured Deposit 2014

  • Unit Trust is now available online.

    Build your wealth now!

    Start as low as S$1,000*

    *For selected funds only. Terms and conditions apply.

    Apply Now
Monitor / View Past Performance

 


Without the worry of losing a single cent of your hard earned money*, you receive:

Get 100% Principal Amount back
 
Total Guaranteed Minimum Interest of 11% of the Principal Amount over 5 years 
and 11 months. (equivalent to an effective interest rate of 1.8628% a year.)
Guaranteed fixed interest
 

100% Principal Amount guaranteed when held to maturity.
Earn Potential Bonus
Maturity Variable Interest of up to 4% linked to 5 United States Company Shares*


How does it work?
Assuming an investment amount of USD10,000, held till maturity:
 
Best Case Scenario (Maximum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

2.0%

-

2.0%

2

2.0%

-

2.0%

3

2.0%

-

2.0%

4

2.0%

-

2.0%

5

2.0%

-

2.0%

At maturity

-

4.0%

4.0%

Total interest payout

10.0%

4.0%

14.0%

Principal + Interest payout
USD10,000 + USD1,000 + USD400 = USD11,400
   


 
Worst Case Scenario (Minimum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

2.0%

-

2.0%

2

2.0%

-

2.0%

3

2.0%

-

2.0%

4

2.0%

-

2.0%

5

2.0%

-

2.0%

At maturity

-

1.0%

1.0%

Total interest payout

10.0%

1.0%

11.0%

Principal + Interest payout
USD10,000 + USD1,000 + USD100 = USD11,100


At a Glance:
Investment Currency
United States Dollar (USD)
Tenor 5 Years and 11 Months
Offer Period 13 October 2014 to 8 November 2014^
Guaranteed Fixed Interest Payable at the end of:
End of Year
% of the Principal Amount
1
2%
2
2%
3
2%
4
2%
5
2%
Total Guaranteed Fixed Interest =10%
Total Guaranteed Minimum Interest Minimum at 1.0% of the Principal Amount and maximum at 4% of the Principal Amount*
Minimum Effective Interest Rate 1.8628% per annum (Based on total guaranteed minimum interest of 11%* of the Principal Amount.)
Shares in Underlying Basket Apple Inc. (“AAPL”)
The Coca-Cola Company (“KO”)
Johnson & Johnson (“JNJ”)
McDonald's Corp (“MCD”)
Starbucks Corp (“SBUX”)



^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.
+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.


IMPORTANT NOTICE AND DISCLAIMERS:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2014 - Series (5) ("UOB Structured Deposit 2014 - Series (5)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2014 - Series (5). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2014 - Series (5) is suitable for you. 

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2014 - Series (5) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011. 

United Overseas Bank Limited Co. Reg. No. 193500026Z (10.14)
Monitor / View Past Performance

 


Without the worry of losing a single cent of your hard earned money*, you receive:

Get 100% Principal Amount back
 
Total Guaranteed Minimum Interest of 10.5% of the Principal Amount over 5 years 
and 11 months. (equivalent to an effective interest rate of 1.7774% a year.)
Guaranteed fixed interest
 

100% Principal Amount guaranteed when held to maturity.
Earn Potential Bonus
Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*


How does it work?
Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario (Maximum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

1.9%

-

1.9%

2

1.9%

-

1.9%

3

1.9%

-

1.9%

4

1.9%

-

1.9%

5

1.9%

-

1.9%

At maturity

-

4.0%

4.0%

Total interest payout

9.5%

4.0%

13.5%

Principal + Interest payout
S$10,000 + S$950 + S$400 = S$11,350


 
Worst Case Scenario (Minimum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

1.9%

-

1.9%

2

1.9%

-

1.9%

3

1.9%

-

1.9%

4

1.9%

-

1.9%

5

1.9%

-

1.9%

At maturity

-

1.0%

1.0%

Total interest payout

9.5%

1.0%

10.5%

Principal + Interest payout
S$10,000 + S$950 + S$100 = S$11,050


At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months
Offer Period 13 October 2014 to 8 November 2014^
Guaranteed Fixed Interest Singapore Dollars (SGD)
End of Year
% of the Principal Amount
1
1.9%
2
1.9%
3
1.9%
4
1.9%
5
1.9%
Total Guaranteed Fixed Interest = 9.5%
Total Guaranteed Minimum Interest Minimum at 1.0% of the Principal Amount and maximum at 4% of the Principal Amount*
Minimum Effective Interest Rate 1.7774% per annum (Based on total guaranteed minimum interest of 10.5%* of the Principal Amount.)
Shares in Underlying Basket DBS Group Holdings Limited (“DBS”)
Global Logistic Properties Limited ("GLP")
Keppel Corporation Limited (“KEP”)
Oversea-Chinese Banking Corporation ("OCBC")
Singapore Telecommunications Limited ("ST")



^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.
+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.


IMPORTANT NOTICE AND DISCLAIMERS:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2014 - Series (3) ("UOB Structured Deposit 2014 - Series (3)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2014 - Series (3). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2014 - Series (3) is suitable for you. 

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2014 - Series (3) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011. 

United Overseas Bank Limited Co. Reg. No. 193500026Z (10.14)
Monitor / View Past Performance

 


Without the worry of losing a single cent of your hard earned money*, you receive:

Get 100% Principal Amount back
 
Total Guaranteed Minimum Interest of 10.25% of the Principal Amount over 5 years
and 11 months (equivalent to an effective interest rate of 1.7348% per annum)
Guaranteed fixed interest
 

100% Principal Amount guaranteed when held to maturity
Earn Potential Bonus
Maturity Variable Interest of up to 4%, linked to 5 Singapore Company Shares*


How does it work?
Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario (Maximum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

1.85%

-

1.85%

2

1.85%

-

1.85%

3

1.85%

-

1.85%

4

1.85%

-

1.85%

5

1.85%

-

1.85%

At maturity

-

4.0%

4.0%

Total interest payout

9.25%

4.0%

13.25%

Principal + Interest payout
S$10,000 + S$925 + S$400 = S$11,325


 
Worst Case Scenario (Minimum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

1.85%

-

1.85%

2

1.85%

-

1.85%

3

1.85%

-

1.85%

4

1.85%

-

1.85%

5

1.85%

-

1.85%

At maturity

-

1.0%

1.0%

Total interest payout

9.25%

1.0%

10.25%

Principal + Interest payout
S$10,000 + S$925 + S$100 = S$11,025


At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months
Offer Period 14 July 2014 to 16 August 2014^
Guaranteed Fixed Interest Payable at the end of:
End of Year
% of the Principal Amount
1
1.85%
2
1.85%
3
1.85%
4
1.85%
5
1.85%
Total Guaranteed Fixed Interest = 9.25%
Total Guaranteed Minimum Interest Minimum at 1.0% of the Principal Amount and maximum at 4% of the Principal Amount*
Minimum Effective Interest Rate 1.7348% per annum (Based on total guaranteed minimum interest of 10.25%* of the Principal Amount.)
Shares in Underlying Basket Oversea-Chinese Banking Corporation ("OCBC")
Keppel Corporation Limited ("KEP")
SembCorp Industries Ltd ("SCI")
SembCorp Marine Limited ("SMM")
Singapore Telecommunications Limited ("ST")



*Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.
+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.
^Subject to changes, please refer to Indicative Term Sheet for full details.

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2014 Series (2) ("UOB Structured Deposit 2014 - Series (2)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2014 - Series (2). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2014 - Series (2) is suitable for you. 

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2014 - Series (2) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011. 

United Overseas Bank Limited Co. Reg. No. 193500026Z (05.14)
Monitor / View Past Performance

 


Without the worry of losing a single cent of your hard earned money*, you receive:

Get 100% Principal Amount back
 
Total Guaranteed Fixed Interest of 10.5% of the Principal Amount over 5 years
and 11 months (equivalent to an effective interest rate of 1.7774% per annum)
Guaranteed fixed interest
 

100% Principal Amount guaranteed if held to maturity
Earn Potential Bonus
Maturity Variable Interest of up to 4% linked to 5 Singapore Company Shares*


How does it work?
Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario (Maximum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

1.9%

-

1.9%

2

1.9%

-

1.9%

3

1.9%

-

1.9%

4

1.9%

-

1.9%

5

1.9%

-

1.9%

At maturity

-

4.0%

4.0%

Total interest payout

9.5%

4.0%

13.5%

Principal + Interest payout
S$10,000 + S$950 + S$400 = S$11,350


 
Worst Case Scenario (Minimum Interest Payable)
End of Year
Guaranteed Fixed Interest Rate on Principal Amount
Maturity Variable Interest Rate on Principal Amount
Total Interest Payable

1

1.9%

-

1.9%

2

1.9%

-

1.9%

3

1.9%

-

1.9%

4

1.9%

-

1.9%

5

1.9%

-

1.9%

At maturity

-

1.0%

1.0%

Total interest payout

9.5%

1.0%

10.5%

Principal + Interest payout
S$10,000 + S$950 + S$100 = S$11,050


At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months
Offer Period 12 May 2014 to 21 June 2014^
Guaranteed Fixed Interest Payable at the end of:
End of Year
% of the Principal Amount
1
1.9%
2
1.9%
3
1.9%
4
1.9%
5
1.9%
Total Guaranteed Fixed Interest = 9.5%
Total Guaranteed Minimum Interest Minimum at 1.0% of the Principal Amount and maximum at 4% of the Principal Amount*
Minimum Effective Interest Rate 1.7774% per annum (Based on total guaranteed minimum interest of 10.5%* of the Principal Amount.)
Shares in Underlying Basket Oversea-Chinese Banking Corporation ("OCBC")
Keppel Corporation Limited ("KEP")
SembCorp Industries Ltd ("SCI")
SembCorp Marine Limited ("SMM")
Singapore Telecommunications Limited ("ST")



*Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.
+Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subjected to passing the Customer Knowledge Assessment (CKA) on UOB PIB.
^Subject to changes, please refer to Indicative Term Sheet for full details.

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2014 Series (1) ("UOB Structured Deposit 2014 - Series (1)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2014 - Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2014 - Series (1) is suitable for you. 

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2014 - Series (1) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011. 

United Overseas Bank Limited Co. Reg. No. 193500026Z (05.14)

More Information


Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act (Chapter 77A).

In addition, structured deposits are not covered under the Singapore Government's guarantee on all Singapore Dollar and foreign currency deposits of individual and non-bank customers in banks, finance companies and merchant banks licensed by the MAS (which is in effect until 31 December 2010).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.