UOB Structured Deposit 2011

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You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2011 - Series (10)* has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

Get 100% Principal Amount back
Get 100% of your Principal Amount back on maturity
Guaranteed fixed interest
 

Receive guaranteed fixed interest of 1.0% of the Principal Amount at the end of Year 1 (equivalent to an effective interest rate of 0.1725% a year)
Earn Potential Bonus
Earn Potential Bonus Interest of up to 14% linked to 5 Singapore Shares*
Change your Prospects today! Speak to a UOB Personal Banker for more details.


How does it work?

Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario
(Maximum Interest Potential)
Worst Case Scenario
(Minimum Interest Payable)
End of Year
Interest Rate on Principal Amount
Interest Payable
Interest Rate on Principal Amount
Interest Payable

1

1.00%

S$100

1.00%

S$100

2

1.50%

S$150

0%

S$0

3

2.00%

S$200

0%

S$0

4

2.50%

S$250

0%

S$0

5

3.50%

S$350

0%

S$0

At Maturity

4.50%

S$450

0%

S$0

Total interest payout

15.00%

S$1,500

1.00%

S$100

Principal + Interest payout

115.00%

S$11,500

101.00%

S$10,100



At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 10 Months^
Offer Period 24 October 2011 to 26 November 2011^
Guaranteed Fixed Interest 1% of the Principal Amount at the end of Year 1
Potential Bonus Interest Payable
(if Bonus Interest Condition is met)
End of Year
% of the Principal Amount
2
1.50%
3
2.00%
4
2.50%
5
3.50%
At maturity
4.50%
Maximum Bonus Interest payable of up to 14% of the Principal Amount*
Minimum Effective Interest Rate 0.1725% per annum 
(Based on Total Guaranteed Fixed Interest of 1%* of the Principal Amount.)
Underlying Basket DBS Group Holdings Limited ("DBS")
Oversea-Chinese Banking Corporation Limited ("OCBC")
Keppel Corporation Limited("KEP")
Singapore Telecommunications Limited ("ST")
Singapore Airlines Limited ("SIA")
 
^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: 
Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2011 – Series (10) ("UOB Structured Deposit 2011 - Series (10)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2011 - Series (10). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2011 - Series (10) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2011 - Series (10)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore.

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (10).

Monitor / View Past Performance



You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2011 - Series (9)* has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

Get 100% Principal Amount back Get 100% of your Principal Amount back on maturity
Guaranteed fixed interest
 
Receive guaranteed fixed interest of 1.0% of the Principal Amount at the end of Year 1 (equivalent to an effective interest rate of 0.1697% a year)
Earn Potential Bonus
Earn Potential Bonus Interest of up to 14% linked to 5 Singapore Shares*

How does it work?

Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario
(Maximum Interest Potential)
Worst Case Scenario
(Minimum Interest Payable)
End of Year
Interest Rate on Principal Amount
Interest Payable
Interest Rate on Principal Amount
Interest Payable

1

1.00%

S$100

1.00%

S$100

2

1.50%

S$150

0%

S$0

3

2.00%

S$200

0%

S$0

4

2.50%

S$250

0%

S$0

5

3.50%

S$350

0%

S$0

At Maturity

4.50%

S$450

0%

S$0

Total interest payout

15.00%

S$1,500

1.00%

S$100

Principal + Interest payout

115.00%

S$11,500

101.00%

S$10,100



At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months^
Offer Period 19 September 2011 to 22 October 2011^
Guaranteed Fixed Interest 1% of the Principal Amount at the end of Year 1
Potential Bonus Interest Payable
(if Bonus Interest Condition is met)
End of Year
% of the Principal Amount
1
1.50%
2
2.00%
3
2.50%
4
3.50%
At maturity
4.50%
Maximum Bonus Interest payable of up to 14% of the Principal Amount*
Minimum Effective Interest Rate 0.1697% per annum 
(Based on Total Guaranteed Fixed Interest of 1%* of the Principal Amount.)
Underlying Basket DBS Group Holdings Limited ("DBS")
Oversea-Chinese Banking Corporation Limited ("OCBC")
Keppel Corporation Limited("KEP")
Singapore Telecommunications Limited ("ST")
Singapore Airlines Limited ("SIA")
^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: 
Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2011 – Series (9) ("UOB Structured Deposit 2011 - Series (9)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2011 - Series (9). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2011 - Series (9) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2011 - Series (9)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore.

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (9).

Monitor / View Past Performance

 

You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2011 - Series (8)* has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

Receive yearly payout plus minimum Maturity Variable Interest totaling 6.0% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.01359% a year)

 

Get 100% of your Principal Amount back on maturity

Earn Maturity Variable Interest of up to 5% linked to 6-month SGD Swap Offer Rate (SOR)*

How does it work?

Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario
(Maximum Interest Potential)
Worst Case Scenario
(Minimum Interest Payable)
End of Year
Interest Rate on Principal Amount
Interest Payable
Interest Rate on Principal Amount
Interest Payable

1

1.00%

S$100

1.00%

S$100

2

1.00%

S$100

1.00%

S$100

3

1.00%

S$100

1.00%

S$100

4

1.00%

S$100

1.00%

S$100

5

1.00%

S$100

1.00%

S$100

Maturity Variable Interest

5.00%

S$500

1.00%

S$100

Total interest payout

10.00%

S$1,000

6.00%

S$600

Principal + Interest payout

110.00%

S$11,000

106.00%

S$10,600



At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months^
Offer Period 15 August 2011 to 17 September 2011^
Guaranteed Fixed Interest Payable at the end of:
Year
% of the Principal Amount
1
1.00%
2
1.00%
3
1.00%
4
1.00%
5
1.00%
Total Guaranteed Fixed Interest Rate = 5.0%
Maturity Variable Interest Minimum at 1% of the Principal Amount and maximum at 5% of the Principal Amount*
Total Guaranteed Minimum Interest 6.0%* of the Principal Amount
Minimum Effective Interest Rate 1.01359% per annum (Based on Total Guaranteed Minimum Interest of 6%* of the Principal Amount.)
Underlying Instrument 6-month SGD SOR*
^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: 
Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2011 – Series (8) ("UOB Structured Deposit 2011 - Series (8)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2011 - Series (8). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2011 - Series (8) is suitable for you. 

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2011 - Series (8)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore. 

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (8)

Monitor / View Past Performance

 

You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2011 - Series (7)* has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

Receive minimum guaranteed variable interest payout totaling 6.0% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.0122% a year)

 

Get 100% of your Principal Amount back on maturity

Earn Total Variable Interest of up to 18% linked to 4 Singapore Company Shares*

How does it work?

Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario
(Maximum Interest Potential)
Worst Case Scenario
(Minimum Interest Payable)
End of Year
Interest Rate on Principal Amount
Interest Payable
Interest Rate on Principal Amount
Interest Payable

1

3.00%

S$300

1.00%

S$100

2

3.00%

S$300

1.00%

S$100

3

3.00%

S$300

1.00%

S$100

4

3.00%

S$300

1.00%

S$100

5

3.00%

S$300

1.00%

S$100

At maturity

3.00%

S$300

1.00%

S$100

Total interest payout

18.00%

S$1,800

6.00%

S$600

Principal + Interest payout

118.00%

S$11,800

106.00%

S$10,600



At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months^
Offer Period 11 July 2011 to 13 August 2011^
Annual Variable Interest Payable Minimum at 1% of the Principal Amount and maximum at 3% of the Principal Amount*
Minimum Effective Interest Rate 1.0122% per annum 
(Based on Total minimum guaranteed Variable Interest Payable of 6%* of the Principal Amount.)
Underlying Basket DBS Group Holdings Limited ("DBS")
Oversea-Chinese Banking Corporation Limited ("OCBC")
Singapore Telecommunications Limited ("ST")
Ascendas Real Estate Investment Trust ("AREIT")
^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: 
Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2011 – Series (7) ("UOB Structured Deposit 2011 - Series (7)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2011 - Series (7). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2011 - Series (7) is suitable for you. 

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2011 - Series (7)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance Act (Cap 77A). 

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (7).

Monitor / View Past Performance

 

You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2011 - Series (6)* has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

Receive yearly payout plus minimum Maturity Variable Interest totaling 7.5% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.2663% a year)

 

Get 100% of your Principal Amount back on maturity
Earn Maturity Variable Interest of up to 4.5% linked to 10Y and 3Y SGD Swap Rates*

How does it work?

Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario
(Maximum Interest Potential)
Worst Case Scenario
(Minimum Interest Payable)
End of Year
Interest Rate on Principal Amount
Interest Payable
Interest Rate on Principal Amount
Interest Payable
1
1.10%
S$110
1.10%
S$110
2
1.20%
S$120
1.20%
S$120
3
1.30%
S$130
1.30%
S$130
4
1.40%
S$140
1.40%
S$140
5
1.50%
S$150
1.50%
S$150
Maturity Variable Interest
4.50%
S$450
1.00%
S$100
Total interest payout
11.00%
S$1,100
7.50%
S$750
Principal + Interest payout
111.00%
S$11,100
107.50%
S$10,750


At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months^
Offer Period 6 June 2011 to 9 July 2011^
Guaranteed Fixed Interest Payable at the end of:
Year
% of the Principal Amount
1
1.10%
2
1.20%
3
1.30%
4
1.40%
5
1.50%
Total Guaranteed Fixed Interest Rate = 6.5%
Maturity Variable Interest Minimum at 1% of the Principal Amount and maximum at 4.5% of the Principal Amount*
Total Guaranteed Minimum Interest 7.5%* of the Principal Amount
Minimum Effective Interest Rate 1.2663% per annum
(Based on total guaranteed minimum interest of 7.5%* of the Principal Amount.)
Underlying Instrument 10Y and 3Y SGD Swap Rate*
^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: 
Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2011 – Series (6) ("UOB Structured Deposit 2011 - Series (6)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2011 - Series (6). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2011 - Series (6) is suitable for you. 

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2011 - Series (6)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance Act (Cap 77A). 

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (6).

Monitor / View Past Performance

  

You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2011 - Series (5)* has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

Receive yearly payout plus minimum Maturity Variable Interest totaling 8.0% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.3512% a year)

 

Get 100% of your Principal Amount guaranteed

Earn Maturity Variable Interest of up to 6% linked to 10Y SGD swap rate* and 6M SGD SOR*

How does it work?

Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario
(Maximum Interest Potential)
Worst Case Scenario
(Minimum Interest Payable)
End of Year
Interest Rate on Principal Amount
Interest Payable
Interest Rate on Principal Amount
Interest Payable
1
1.20%
S$120
1.20%
S$120
2
1.30%
S$130
1.30%
S$130
3
1.40%
S$140
1.40%
S$140
4
1.50%
S$150
1.50%
S$150
5
1.60%
S$160
1.60%
S$160
Maturity Variable Interest
6.00%
S$600
1.00%
S$100
Total interest payout
13.00%
S$1,300
8.00%
S$880
Principal + Interest payout
113.00%
S$11,300
108.00%
S$10,800


At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months^
Offer Period 3 May 2011 to 4 June 2011^
Guaranteed Fixed Interest Payable at the end of:
Year
% of the Principal Amount
1
1.20%
2
1.30%
3
1.40%
4
1.50%
5
1.60%
Total Guaranteed Fixed Interest Rate = 7.0%
Maturity Variable Interest Minimum at 1% of the Principal Amount and maximum at 6% of the Principal Amount*
Total Guaranteed Minimum Interest 8.0%* of the Principal Amount
Minimum Effective Interest Rate 1.3512% per annum 
(Based on total guaranteed minimum interest of 8.0%* of the Principal Amount.)
 
Underlying Instrument 10Y SGD Swap Rate* and 6M SGD SOR*
^Subject to changes, please refer to Indicative Term Sheet for full details.

*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch.

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2011 – Series (5) ("UOB Structured Deposit 2011 - Series (5)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2011 - Series (5). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2011 - Series (5) is suitable for you. 

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2011 - Series (5) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance Act (Cap 77A). 

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (5).

Monitor / View Past Performance

 

You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2011 - Series (3)* has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:

Receive yearly payout plus minimum Maturity Variable Interest totaling 8.8% of the Principal Amount over 5 years and 11 months (equivalent to an effective interest rate of 1.485% a year)

 

Get 100% of your Principal Amount guaranteed

Earn Maturity Variable Interest of up to 6% linked to 10Y and 1Y SGD swap rates*


How does it work?
Assuming an investment amount of S$10,000, held till maturity:
 
Best Case Scenario
(Maximum Interest Potential)
Worst Case Scenario
(Minimum Interest Payable)
End of Year
Interest Rate on Principal Amount
Interest Payable
Interest Rate on Principal Amount
Interest Payable
1
1.30%
S$130
1.30%
S$130
2
1.40%
S$140
1.40%
S$140
3
1.50%
S$150
1.50%
S$150
4
1.60%
S$160
1.60%
S$160
5
1.70%
S$170
1.70%
S$170
Maturity Variable Interest
6.00%
S$600
1.30%
S$130
Total interest payout
13.50%
S$1,350
8.80%
S$880
Principal + Interest payout
113.50%
S$11,350
108.80%
S$10,880

UOB Structured Deposit 2011 - Series (3) is also available in USD#.


At a Glance:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months^
Offer Period 28 March 2011 to 30 April 2011^
Guaranteed Fixed Interest Payable at the end of:
Year
% of the Principal Amount
1
1.30%
2
1.40%
3
1.50%
4
1.60%
5
1.70%
Total Guaranteed Fixed Interest Rate = 7.5%
Maturity Variable Interest Minimum at 1.3% of the Principal Amount and maximum at 6% of the Principal Amount*
Total Guaranteed Minimum Interest 8.8%* of the Principal Amount
Minimum Effective Interest Rate 1.485% per annum 
(Based on total guaranteed minimum interest of 8.8%* of the Principal Amount.)
Underlying Instrument 10Y and 1Y SGD Swap Rate

^Subject to changes, please refer to Indicative Term Sheet for more details 


Note: 
Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch
# Speak to a UOB Personal Banker for more information on the structure and interest rate for UOB Structured Deposit 2011 - Series (3) in USD. 

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2011 – Series (3) ("UOB Structured Deposit 2011 - Series (3)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2011 - Series (3). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2011 - Series (3) is suitable for you. Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2011 - Series (3) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance Act (Cap 77A). United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (3).

Monitor / View Past Performance

 

You want to see your savings grow. Yet, you do not want to risk losing a single cent of your hard earned money. UOB Structured Deposit 2011 - Series (2) has what you want and more. By just starting with as little as S$5,000 and holding the Principal Amount until maturity, you can:
Receive yearly payout plus minimum Maturity Variable Interest of totaling 7.0%* of the Principal Amount over 5 years and 6 months (equivalent to an effective interest rate of 1.27% a year)

Get 100% of your Principal Amount guaranteed

ALSO, earn Maturity Variable Interest of up to 6%* linked to a basket of 5 commodity-related shares*

How does it work?

Assuming an investment amount of S$10,000, held till maturity:
 
Worst Case Scenario
(Minimum Interest Payable)
Best Case Scenario
(Maximum Interest Potential)
End of Year
Interest Rate on Principal Amount
Interest Payable
Interest Rate on Principal Amount
Interest Payable
1
1.10%
S$110
1.10%
S$110
2
1.20%
S$120
1.20%
S$120
3
1.30%
S$130
1.30%
S$130
4
1.40%
S$140
1.40%
S$140
5
1.50%
S$150
1.50%
S$150
Maturity Variable Interest

0.50%

S$50
6.00%
S$600
Total interest payout
7.00%
S$700
12.50%
S$1250
Principal + Interest payout
107.00%
S$10,700
112.50%
S$11,250
 


Summary Of Features:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 6 Months^
Offer Period 21 February 2011 to 26 March 2011^
Guaranteed Fixed Interest Payable at the end of:
Year
% of the Principal Amount
1
1.10%
2
1.20%
3
1.30%
4
1.40%
5
1.50%
Total Guaranteed Fixed Interest Rate = 6.5%
Maturity Variable Interest Minimum at 0.5% of the Principal Amount and maximum at 6% of the Principal Amount*
Total Guaranteed Minimum Interest 7.0%* of the Principal Amount
Minimum Effective Interest Rate 1.270% per annum
(Based on Total guaranteed minimum interest of 7%* of the Principal Amount.)
Underlying Basket 5 commodity-related shares*
^Subject to changes, please refer to Indicative Term Sheet for more details 


*Note:
Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited ("UOB") branch 

Important - Please note:
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2011 – Series (2) ("UOB Structured Deposit 2011 - Series (2)") is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Structured Deposit 2011 - Series (2). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Structured Deposit 2011 - Series (2) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Structured Deposit 2011 - Series (2)has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance Act (Cap 77A). 

United Overseas Bank Limited is the structured deposit taking institution for UOB Structured Deposit 2011 - Series (2).

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Key Benefits:
 

UOB Principal Guaranteed Structured Deposit 2011 – Series (1) ("UOB Structured Deposit 2011 – Series (1)") is a 5-year and 11-month structured deposit which pays you guaranteed interest1 and guarantees your principal2 if held to maturity. The total guaranteed minimum interest of 8.25%1 of the Principal Amount payable over the Tenor of 5 years and 11 months is equivalent to an effective interest rate of 1.3977% per annum assuming that the whole Principal Amount is held till the Maturity Date.

In addition, you enjoy the opportunity to earn a Maturity Variable Interest3 of up to 4% of the Principal Amount that is linked to (i) 10Y SGD swap rate4 minus (ii) 1Y SGD swap rate4. A similar structure is also available in USD*.

Summary Of Features:
Investment Currency
Singapore Dollars (SGD)
Tenor 5 Years and 11 Months
Offer Period 17 January 2011 to 19 February 2011
(Subject to changes, please refer to Indicative Term Sheet for more details)
Guaranteed Fixed Interest Payable at the end of Year One, Two, Three, Four and Five

1.50%1 of the Principal Amount
Total Guaranteed Minimum Interest 8.25%1 of the Principal Amount
(Being Guaranteed Fixed Interest totaling 7.5% plus minimum Maturity Variable Interest of 0.75%)
Underlying Instrument 10Y SGD swap rate4 and 1Y SGD swap rate4
Observation Date 20 January 2017 
(In the event such date falls on a non-Business Day, it shall be postponed to the immediate following Business Day.)
Maturity Variable Interest The Maturity Variable Interest Rate shall be calculated as (i) 10Y SGD swap rate minus (ii) 1Y SGD swap rate observed on the Observation Date.

The minimum Maturity Variable Interest Rate is 0.75% and maximum Maturity Variable Interest Rate is 4%. The Maturity Variable Interest is payable only on the Maturity Date provided the whole Principal Amount is held with the Bank until Maturity.
Minimum Effective Interest Rate 1.3977% per annum
(Based on total guaranteed minimum interest of 8.25%1 of the Principal Amount payable over the Tenor assuming that the whole of the Principal Amount is held till the Maturity Date.)

More Information


Structured deposits which have risk and investment elements, are not conventional deposits and accordingly, are not insured deposits for the purposes of the Deposit Insurance Act (Chapter 77A).

In addition, structured deposits are not covered under the Singapore Government's guarantee on all Singapore Dollar and foreign currency deposits of individual and non-bank customers in banks, finance companies and merchant banks licensed by the MAS (which is in effect until 31 December 2010).

Provided that the whole amount of the Principal Amount is held with the Bank up to the Maturity Date, 100% of the Principal Amount shall be guaranteed and payable by the Bank to the investor on the Maturity Date.