UOB Principal Guaranteed Structured Deposit 2018 - Series (15)

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    UOB Principal Guaranteed Structured Deposit 2018 - Series (15)

    Receive 12% Total Guaranteed Minimum Interest*

    Find out more

    *Equivalent to an effective interest rate of 2.01286% a year when held to maturity. Terms and conditions apply.

Benefits

Grow your money with UOB Structured Deposits*

Now you can make your money work as hard as you do with UOB Principal Guaranteed Structured Deposit 2018 – Series (15)*. Get started with a minimum investment of SGD 5,000*.

  • Total Guaranteed Minimum Interest of 12%* of the Principal Amount over 6 years (equivalent to an effective interest rate of 2.01286% a year)
  • 100% Principal Amount guaranteed when held to maturity
  • Maturity Variable Interest of up to 3% linked to 5 Singapore Company Shares*

Offer ends 23 October 2018^.

Speak to a UOB Personal Banker for more details.

Buy Online +

(For cash investments only)

 

How does it work

Assuming an investment amount of S$10,000, held till maturity:
End of Year Guaranteed Fixed Interest Rate on Principal Amount Maturity Variable Interest Rate on Principal Amount Total Interest Payable
1 2.30% - 2.30%
2 2.30% - 2.30%
3 2.30% - 2.30%
4 2.30% - 2.30%
5 2.30% - 2.30%
At maturity - 3% 3%
Total interest payout 11.50% 3% 14.50%
Principal + Interest payout S$10,000 + S$1,150 + S$300 = S$11,450
End of Year Guaranteed Fixed Interest Rate on Principal Amount Maturity Variable Interest Rate on Principal Amount Total Interest Payable
1 2.30% - 2.30%
2 2.30% - 2.30%
3 2.30% - 2.30%
4 2.30% - 2.30%
5 2.30% - 2.30%
At maturity - 0.50% 0.50%
Total interest payout 11.50% 0.50% 12%
Principal + Interest payout S$10,000 + S$1,150 + S$50 = S$11,200

At a glance

Investment Currency Singapore Dollars (SGD)
Tenor 6 Years
Offer Period 3 October 2018 to 23 October 2018^
Guaranteed Fixed Interest Payable at the end of:
Year% of the Principal Amount
1 2.30%
2 2.30%
3 2.30%
4 2.30%
5 2.30%

Total Guaranteed Fixed Interest = 11.50%
Maturity Variable Interest Minimum at 0.5% of the Principal Amount and maximum at 3% of the Principal Amount*
Total Guaranteed Minimum Interest 12%* of the Principal Amount (Being Total Guaranteed Fixed Interest of 11.50% plus minimum Maturity Variable Interest of 0.5%)
Minimum Effective Interest Rate 2.01286% per annum
(Based on total guaranteed minimum interest of 12%* of the Principal Amount.)
Shares in Underlying Basket
  • CapitaLand Limited ("CAPL")
  • DBS Group Holdings Limited ("DBS")
  • Keppel Corporation Limited ("KEP")
  • Oversea-Chinese Banking Corporation Limited ("OCBC")
  • Singapore Telecommunications Limited ("ST")

^

Subject to changes, please refer to Indicative Term Sheet for full details.

   

*

Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

   

+

Only for existing UOB Personal Internet Banking (PIB) customers with a fixed deposit account. Online purchase is subject to passing the Customer Knowledge Assessment (CKA) on UOB PIB.

   

The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2018 – Series (15) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2018 – Series (15). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2018 – Series (15) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2018 – Series (15) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act (Chapter 77B).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

United Overseas Bank Limited Co. Reg. No. 193500026Z 

(10.18)