UOB Structured Deposit 2021 - Series (1)

  • Participate in the Global Healthcare Megatrend with our principal guaranteeParticipate in the Global Healthcare Megatrend with our principal guarantee

    Participate in the Global Healthcare Megatrend with our principal guaranteed* Structured Deposit (USD)

    For a limited time only. 

    Speak to us

    *T&Cs apply.

Benefits

The COVID-19 pandemic has supercharged innovation in the healthcare industry, accelerating research and development geared towards discovering new treatments for diseases. This makes global healthcare an attractive investment theme that can potentially offer stellar returns. 

Participate in the growth of the Global Healthcare industry through our UOB Structured Deposit 2021 – Series (1) – a five-year USD-denominated structured deposit, with returns linked to the share price performance of three leading healthcare companies: Pfizer, Moderna and Johnson & Johnson.1

Get started with a minimum investment of US$5,000.1

  • 100% principal guaranteed when held to maturity
  • Total guaranteed fixed interest of 3.75%1 of the principal amount over 5 years
    (equivalent to an effective interest rate
    of 0.7496% a year)
  • Potentially receive up to 5%1 more in interest – Variable interest at maturity if payment condition is met2.

 

This structured deposit is available from now till 29 October 2021.


Exclusive promotion:
Receive up to S$600 in shopping vouchers when you make your first structured deposit investment with us.

Find out more

 

Speak to a UOB banker today

Buy online3

Why Global Healthcare?

View the video to learn more about the developments that could drive the growth of the healthcare industry, as well as the accompanying risks and considerations when investing in this Megatrend.

How it works

Assuming you invest US$10,000 in the UOB Structured Deposit 2021 - Series (1) and hold your investment until maturity:

The payment condition is met2 when all 3 companies' underlying share prices close at or above their respective initial prices on the final observation date. If this happens, you will receive:

  • a total interest rate of 8.75% of the principal amount over 5 years
    (comprising the total guaranteed fixed interest rate of 3.75% + maturity variable interest rate of 5%)
If the payment condition is met2 Amount
Principal US$10,000
Total guaranteed fixed interest of 3.75% US$375
Maturity variable interest of 5% US$500
Total payout at maturity US$10,875

 

The payment condition is not met4 when not all 3 companies' underlying share prices close at or above their respective initial prices on the final observation date. If this happens, you will receive:

  • a total interest rate of 3.75% over 5 years
    (comprising the total guaranteed fixed interest rate of 3.75% + maturity variable interest rate of 0%)
If the payment condition is not met4 Amount
Principal US$10,000
Total guaranteed fixed interest of 3.75% US$375
Maturity variable interest of 5% US$0
Total payout at maturity US$10,375

At a glance

Investment currency US Dollar (USD)
Tenor 5 Years
Guaranteed fixed interest Year 1: 0.75%
Year 2: 0.75%
Year 3: 0.75%
Year 4: 0.75%
Year 5: 0.75%
Maturity variable interest Payable upon maturity:
If payment condition is met, maturity variable interest rate is 5.00%
Otherwise, maturity variable interest rate is 0%
Minimum effective interest rate 0.7496% per annum
(Based on total guaranteed minimum interest of 3.75% of the principal amount if held to maturity.)
Shares in underlying basket Moderna (MRNA UQ) + Pfizer (PFE UN) + Johnson & Johnson (JNJ UN)
Key product risks for the investor
  • The credit risk of UOB
  • A tenor of 5 years
  • In the worst-case scenario, the total minimum interest payable is 3.75%1 of the principal amount if the structured deposit is held until maturity.
  • An illiquid secondary market for the structured deposit, should the investor seek to unwind this structured deposit before the maturity date. Potential loss of the principal amount if the investment is not held to maturity.
Important Notes

1Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.

2An example of payment condition met:

Share Initial Price Closing Price on Final Observation Date
Johnson & Johnson (JNJ UN) 169.00 171.00
Moderna (MRNA UQ) 430.00 435.00
Pfizer (PFE UN) 43.90 44.50
All 3 shares ≥ Initial Price? Yes
Maturity variable interest rate 5.00%

3Only for existing UOB Personal Internet Banking customers with a fixed deposit account. Online purchase is subject to passing the Customer Knowledge Assessment (CKA) on UOB Personal Internet Banking.

4An example of payment condition not met:

Share Initial Price Closing Price on Final Observation Date
Johnson & Johnson (JNJ UN) 169.00 171.00
Moderna (MRNA UQ) 430.00 425.00
Pfizer (PFE UN) 43.90 44.50
All 3 shares ≥ Initial Price? No
Maturity variable interest rate 0%

The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2021 – Series (1) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2021 – Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2021 – Series (1) is suitable for you.

Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2021 – Series (1) has risk and investment elements and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners’ Protection Schemes Act (Chapter 77B).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

United Overseas Bank Limited Co. Reg. No. 193500026Z 

October 2021