Protection

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    Prepare your loved ones for life’s milestones

    Get 16.18% p.a. on your 1-month SGD Fixed Deposit and up to S$800 vouchers when you purchase an insurance plan*.

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  • Enjoy peace of mind, we have you covered

    Protect yourself and your family against life’s uncertainties with our suite of insurance solutions designed for your every need.

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Overview

Life is full of unexpected events, protecting yourself and your family should be considered as a critical financial decision. With adequate coverage, you will be prepared for sudden financial burden due to life’s uncertainties such as death or hefty medical expenses, and your family will be taken care of.

Did you know?

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You should aim to have approximately
11 times* your annual earnings
as basic life cover

Singapore’s out-of-pocket expense
for healthcare is astounding,
at more than 50%#

#Source: http://www.lia.org.sg/node/1616 (Life Insurance Association Singapore). Amount varies with individual needs.
*Source: Dollars and Sense (dollarsandsense.sg, article by Ching Sue Mae, 13 June 2016)

Out-of-pocket expense refers to the share of expenses the insured must pay to the healthcare provider, without a third party reimbursement or co-payment such as from an insurer or an employer

You are your greatest asset, and should ensure that you have adequate coverage so that financial worries are of least importance at your time of need. Some of the basic types of protection insurance you should consider are:

 

Life Health Accident Critical Illness Disability Mortgage

 

Plans

PRULife Vantage Achiever II

Single premium and high protection plan against Death and Terminal Illness

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PRUTerm Vantage

Enjoy high value yet flexible coverage with the reassurance of a lump sum payout

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PRUlife multiplier flex

Multiply your coverage to accommodate your protection needs

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✔ Whole life plan for lifelong financial protection against Death and Terminal Illness

  An option to add an Accelerated Disability supplementary benefit and be covered for Total and Permanent Disability before the Policy Anniversary before the age of 70
  Multiplier Benefit to increase coverage of up to 350% of the sum assured for Death and Accelerated Terminal Illness Benefit before age 85, or age 70 for the Accelerated Disability Benefit

✔ Acquires an immediate cash value

✔ A minimum sum assured of S$500,000 provides high financial protection for your loved ones

✔ Choose to be protected against Death and Terminal Illness till you reach 100 years of age

✔ Increase your Death coverage up to 2 times of the original sum assured as your needs change

✔ Enhance your coverage further with optional supplementary benefits

✔ Choose to multiply your coverage by 3 or 4 times, up to the age of 65 or 70

✔ Choice of 10, 15, 20 or 25 years premium payment term

✔ Coverage against Death, Total and Permanent Disability, Terminal Illness and Critical Illness

  Supplement your protection to include Early Crisis Multiplier Flex for coverage against Early and Intermediate Stage Medical Conditions and receive up to S$350,000 for an Early and Intermediate Stage Medical Claim

Contact Us

To find out more about our complete suite of insurance plans to support your personal and family‘s protection needs, please speak to a UOB Banker or leave us your contact to arrange for a call back.

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More Information

Buying a life insurance policy is a long term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for the supplementary benefits are not guaranteed and may be adjusted based on future claims experience. This marketing material is solely for use in Singapore and for reference only and is not a contract of assurance nor is it intended as an offer, solicitation or recommendation with respect to the purchase or sale of the products stated herein. The precise terms and conditions, specific details and exclusions applicable to the products stated herein are specified in the respective policy documents. The above is for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You are recommended to read the policy documents and to seek advice from a financial adviser with regards to your specific investment objectives, financial situation and any of your particular needs before making a commitment to purchase any insurance products. In the event that you choose not to seek advice from a financial adviser, you should consider carefully whether any of the insurance products is/are suitable for you. In case of inconsistency between the English and Chinese versions, the English version shall apply and prevail. United Overseas Bank Limited does not hold itself out to be an insurer, insurance broker or insurance agent. The insurance products stated herein are provided by Prudential Assurance Company Singapore (Pte) Limited.

These policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for these policies are automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

 

Underwritten by
Distributed by





United Overseas Bank Limited Co. Reg. No. 193500026Z
Prudential Assurance Company Singapore (Pte) Limited. Reg. No. 199002477Z