Get up to 28% off when you apply now! T&Cs apply.
Get coverage for your home contents with InsureHome
Enjoy the following promotions when you apply for InsureHome now!
- 1-year plan: 10% off
- 2-year plan: 19% off
- 3-year plan: 28% off
Refer to promotion terms and conditions for more details.
Benefits
Up to S$150,000
Coverage on home contents and renovations
Up to S$500,000
Coverage on legal liability as a homeowner or tenant
One-stop emergency home assistance
For home care services
Coverage
For your home
| Maximum limit per insured person | Essential plan from S$98.10+ per year |
Deluxe plan from S$130.80+ per year |
| • Renovations, fixtures & fittings • Household contents |
S$100,000 | S$150,000 |
| Please refer to the policy wording for the exclusions and the benefit sub-limits for each type of content. | ||
Major extensions
| Maximum limit per insured person | Essential plan from S$98.10+ per year |
Deluxe plan from S$130.80+ per year |
| Accidental death of domestic registered pedigree pet(s) | S$500 | S$500 |
| Alternate temporary accommodation or loss of rental income | S$10,000 | S$15,000 |
| Awnings, blinds and signs cover | S$500 | S$1000 |
| Breakage of mirror and/or fixed glass | S$500 | S$500 |
| Conservancy charges or maintenance fees (up to maximum 3 months) | S$1,000 | S$1,000 |
| Deterioration of frozen food | S$500 | S$500 |
| Foreign domestic worker’s property | S$500 | S$500 |
| Emergency relief benefits | S$500 | S$1,000 |
| External television or radio antenna | S$500 | S$500 |
| Fraudulent use of credit/cash cards (within Singapore) | S$500 | S$500 |
| Household removal by professional movers | S$5,000 | S$5,000 |
| Professional fees and removal of debris | S$10,000 | S$15,000 |
| Repair or replacement of security system and/or locks and/or keys following a break-in | S$500 | S$1,000 |
| Replacement of personal legal documents | S$500 | S$1,000 |
| Cost of temporary removal | S$10,000 | S$15,000 |
| Fire extinguishment expenses | S$10,000 | S$15,000 |
| Please refer to the policy wording for the exclusions and the benefit sub-limits for each type of content. | ||
For your whole household
| Maximum limit per insured person | Essential plan from S$98.10+ per year |
Deluxe plan from S$130.80+ per year |
| Worldwide personal liability for the whole household | S$500,000 | S$500,000 |
| Worldwide personal accident | ||
| You | S$5,000 | S$10,000 |
| Your spouse | S$5,000 | S$10,000 |
| Your child | S$2,500 | S$2,500 |
| Maximum limit per family per accident | S$20,000 | S$30,000 |
| Maximum limit per family per accident | S$20,000 | S$30,000 |
| Please refer to the policy wording for the exclusions and the benefit sub-limits for each type of content. | ||
Emergency home assistance
Referral services includes home cleaning, home nursing care, television repair, home movers, washing machine repair, refrigerator and arrangement for a doctor’s house call (Costs will be billed to you directly by the service providers)
More information
+Inclusive of 9% GST
Please refer to the Policy Wording for the full details of the terms, conditions and exclusions of this insurance plan.
Frequently asked questions
General
- Who should purchase InsureHome?
It is recommended for homeowners or tenants of HDB, condominium or landed properties who want to protect the content of their home or the renovation carried out for their home. - If I live in a condominium, does the Management Corporation's fire insurance cover home content?
In most cases, the condominium Management Corporation’s fire insurance covers only the building structure and common areas. It does not cover your household contents (including your furniture, fixtures and fittings) nor renovations inside your house. We recommend that you check the coverage and benefits of the fire insurance policy arranged by the Management Corporation. - I already have a fire insurance policy for my HDB flat. Do I still need InsureHome?
The standard HDB fire insurance policy only covers the damage to the structure of your home.
We recommend that you should, at all times, maintain the HDB fire insurance policy or such similar coverage, and protect your home contents with InsureHome. InsureHome provides coverage for household contents, renovation, fixture and fittings. - What’s the difference between mortgage insurance and InsureHome?
Mortgage Insurance pays off your outstanding mortgage loans partially or in full if an unfortunate event (e.g. death or total permanent disability) takes place. On the other hand, InsureHome provides coverage for household contents, renovation, fixture and fittings if the unexpected happens. - Are my household contents covered when my home is unoccupied?
Any loss or damage to your household contents will not be covered if the property is unoccupied for more than 60 days. - If I am moving to a new premise, what should I do with my InsureHome policy?
You may call or email us to update your address to the new premises. There will be no administrative charge for the change in address. - I need to correct my particulars which I entered online. How do I go about it?
You can call us or email your request to underwriting@uoi.com.sg.
Coverage
- What will or will not be covered by InsureHome?
InsureHome will indemnify you against any unforeseen and sudden physical loss or damage to your household contents from any cause, other than those specifically excluded such as due to wear and tear, faulty design etc. For the full list of exclusions, you may refer to the Policy Wording. - Does InsureHome cover valuables such as watches, rings etc. that I keep at home?
Both the Essential and Deluxe Plans cover valuables up to S$1,500 per article and total value of all the valuables shall not exceed 1/3 of the total sum insured for the respective plan, whichever is the lesser.
You can consider taking up the Optional Cover: Loss or Damage to Valuables to cover your valuables which exceed S$1,500 per article.
As this optional coverage is subject to insurer's underwriting, please contact us at 62227733 or email your request to underwriting@uoi.com.sg. - How do I go about insuring my Building?
You can consider taking up the Optional Cover: Loss or Damage to Building.
As this optional coverage is subject to insurer’s underwriting, please contact us at 62227733 or email your request to underwriting@uoi.com.sg.
Claims
- How do I file a claim?
- Call or email UOI’s Claims Division at claims@uoi.com.sg within thirty (30) days.
- Do preserve and/or take photographs of damaged items for claim purposes.
Important information
Important Notice & Disclaimers
Important notes
The above is provided for general information only and is not a contract of insurance. Full details of the terms, conditions and exclusions of this insurance are provided in the policy contract and will be sent to you upon acceptance of your application by United Overseas Insurance Limited (UOI). You may wish to seek advice from a qualified adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a qualified adviser, you should consider carefully whether this product is suitable for you. UOB does not hold itself out to be an insurer or insurance broker. The insurance products and services stated herein are provided by UOI.
United Overseas Bank Limited Co. Reg. No.193500026ZUnited Overseas Insurance Limited Co. Reg. No. 197100152R
Policy Owners’ Protection Scheme
These policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for these policies are automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
InsureHome Promotion Terms and Conditions
View Promotion Terms and Conditions
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