Savings Insurance Overview

Come rain or shine, the future looks bright
Bring your financial dreams closer

Life is unpredictable. And with important milestones like getting married, buying a home, providing for your child’s education and creating a retirement nest egg, you need a plan that truly helps you manage the future, as it comes along.

Find out more about the suite of comprehensive endowment plans that will empower you with the ability to potentially save more while giving you life insurance protection.

Speak to a UOB Personal Banker today at your nearest UOB Group Branch.


  1. Policy provides coverage against Terminal Illness ("TI") and Total and Permanent Disability ("TPD") during the term of the policy, and before the anniversary of the policy on which the Life Assured will attain the age of 65. The Life Assured cannot claim for both TI and TPD. If TPD occurs before age 1, 20% of the sum assured will be payable in one lump sum and the policy terminates. In the event of any payout, the amount will be less off policy outstanding loans (if any).
  2. Subject to the conversion terms and conditions and availability at time of conversion.
  3. The Monthly Income Period will start after the Accumulation Period. The premium payment period, plus 5 years deferment period will be called the Accumulation Period.
  4. Any death benefit/maturity payment will less any outstanding amounts owed to Prudential in connection with the policy.
Important Notice and Disclaimers
Buying a life insurance policy is a long term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. This marketing material is not a contract of assurance nor is it intended as an offer or recommendation with respect to the purchase or sale of the above product. The precise terms and conditions of the above product are specified in the policy document. The above is for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from a financial adviser representative before making a commitment to purchase this product. In the event that you choose not to seek advice from a financial adviser representative, you should consider carefully whether this product is suitable for you. In case of inconsistency between the English and Chinese versions, the English version shall apply and prevail. United Overseas Bank Limited does not hold itself out to be an insurer, insurance broker or insurance agent. The insurance products  stated herein are provided by Prudential Assurance Company Singapore (Pte) Limited. This material is not required to be reviewed or endorsed by the Monetary Authority of Singapore.

These policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for these policies is automatic and no further action is required from you.  For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the Life Insurance Association (LIA) or SDIC web-sites ( or

United Overseas Bank Limited Co. Reg. No. 193500026Z
Prudential Assurance Company Singapore (Pte) Limited Reg. No. 199002477Z
Information is correct as at 12 January 2012.