Be it cash for a family holiday or for an emergency, wouldn’t it be nice to know that you are financially ready for whatever life has in store for you?

PRUflexicash is a participating fixed-term insurance policy that has been specially tailored to help you save for the future while giving you life protection and financial flexibility with a Yearly Cashback1.


More Information


PRUflexicash is a plan offered by Prudential Assurance Company Singapore (Pte) Ltd (“Prudential Singapore”) under the 6th series.
1 There is a choice to receive the Yearly Cashback after the end of the 2nd policy anniversary or after the 10th policy anniversary up to one year before the cover expiry date of the plan.
2 Policy provides coverage against Terminal Illness (“TI”) and Total and Permanent Disability (“TPD”) during the term of the policy, and before the anniversary of the policy on which the Life Assured will attain the age of 65. The Life Assured cannot claim for both TI and TPD. If TPD occurs before age 1, 20% of the sum assured will be payable in one lump sum and the policy terminates. In the event of any payout, the amount will less off policy outstanding loans (if any).
3 Bonuses are not guaranteed and will vary according to the future experience of the participating fund.
4 The interest rate is not guaranteed and is subject to change according to prevailing market conditions.
5 Interest earned on maturity instalments are assumed at a non-guaranteed rate, currently at 3% p.a.
6 Sum assured of the new policy for each life event can only be up to a maximum of 25% of the original sum assured or S$150,000, whichever is lower. The option to purchase a new policy can only be exercised twice in a lifetime of the Life Assured. And the maximum additional cover for these two life events can only be up to a maximum of 50% of the original sum assured or S$300,000, whichever is lower. Life Assured has to be less than 50 years of age and policy issued at standard terms.
7 Terms and conditions apply. Please refer to the policy document for full Terms and Conditions.
8 If Critical Illness is diagnosed before age 1, 20% of the sum assured will be payable in one lump sum and the policy terminates.

Buying a life insurance policy is a long term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums are not guaranteed and may be adjusted based on future claims experience. This marketing material is not a contract of assurance nor is it intended as an offer or recommendation with respect to the purchase or sale of the above product. Acceptance of the proposal is subject to underwriting. The precise terms and conditions of the above product are specified in the policy. The above is for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from a financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a financial adviser, you should consider carefully whether this product is suitable for you. In case of inconsistency between the English and Chinese versions, the English version shall apply and prevail.

United Overseas Bank Limited does not hold itself out to be an insurer, insurance broker or insurance agent. The insurance product stated herein is provided by Prudential Assurance Company Singapore (Pte) Limited. This material is not required to be reviewed or endorsed by the Monetary Authority of Singapore.

United Overseas Bank Limited Co. Reg. No. 193500026Z
Prudential Assurance Company Singapore (Pte) Limited. Reg. No. 199002477Z

July 2013