KrisFlyer UOB Debit Card and Account

Sales representatives, if any, may be remunerated for the recommendation or sale of this card.

W.e.f. 1 October 2024, transactions with the transaction description “AMAZE*” and Merchant Category Codes 5965 Direct marketing –Combination Catalog and Retail Merchants, 5993 Cigar Stores and Stands, 8699 Membership Organizations (Not Elsewhere Classified) and 8999 Professional Services (Not Elsewhere Classified) will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Debit Card and bonus miles on the KrisFlyer UOB Account. Click here for the full terms and conditions.

W.e.f. 21 July 2024, transactions with the transaction description “NORWDS*” will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Debit Card and bonus miles on the KrisFlyer UOB Account.

W.e.f. 10 June 2024, there will be revisions made to privileges on Scoot for KrisFlyer UOB Debit Cardmembers. Click here to find out more.

W.e.f. 1 December 2021, please be informed that transactions made at SPC Service Stations will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Debit Card and bonus miles on the KrisFlyer UOB Account.

W.e.f. 1 March 2022, please be informed that transactions with transaction descriptions “TRANSIT*” and “AMAZE* TRANSIT*” will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Debit Card and bonus miles on the KrisFlyer UOB Account.

W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM and Razer Pay and payments for utilities will be excluded from the awarding of KrisFlyer Miles.

Subject to qualifying criteria. Terms and conditions apply for all above mentioned privileges and promotions. For details, click here for the Terms and Conditions governing KrisFlyer UOB Debit Card and KrisFlyer UOB Accounts and Services.

¹From 1 November 2022 onwards, new first time applicants of the KrisFlyer UOB Debit Card who are approved as Cardmembers on or after 1 November 2022 will receive 3,000 KrisFlyer miles when a single Eligible Transaction of at least S$5 is successfully charged to his/her KrisFlyer UOB Debit Card. Subject to qualifying criteria. Terms and Conditions governing KrisFlyer UOB Debit Card and KrisFlyer UOB Accounts and Services applies. Spend exclusion applies.

^{^}Applicable to New to UOB customers who are Singaporeans/ PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.

^~Get Up to S$308 cash credit and 28% cashback for scan to pay:

1) Either S$128 or S$68 or S$28 cash credit 
AND
2) up to S$180 cash credit 
AND
3) 28% cashback for scan to pay

1) UOB Online Account Opening Weekly Promotion (1 January to 31 March 2026)
Valid from 1 January to 31 March 2026 (“Promotion Period”). Limited to the first 88 customers of each Promotion Week, namely the period between 1 and 11 January 2026 and every calendar week between 12 January 2026 and 22 March 2026 and the period between 23 and 31 March 2026, (i) who submit an online account opening application during a Promotion Week for a new Eligible UOB Account, and (ii) whose application is successfully approved during the Promotion Period, and (iii) deposit min. S$5,000 of Fresh Funds into their new Eligible UOB Account within the same calendar month as their new Account opening calendar month, and (iv) maintain a balance of at least S$5,000 in their new Eligible UOB Account till the end of the following calendar month. Additionally, for existing UOB deposit customers, the Fresh Funds deposited into their new Eligible UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all their other UOB current accounts and savings accounts as at 31 December 2025 and such increase must also be maintained till the end of the next calendar month following their new Account opening calendar month. Eligible new-to-UOB customers will be eligible to receive S$128 cash credit, eligible new-to-UOB deposit customers will be eligible to receive S$68 cash credit, and eligible existing-to-UOB deposit customers will be eligible to receive S$28 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB cashier’s orders; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing UOB current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new Eligible UOB Account at any time during the Promotion Period. T&Cs apply. 

Eligible UOB Account means for the period from 1 January 2026 to 31 March 2026 (both dates inclusive), a UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account.

Click here for full terms and conditions.

2) UOB Scan to Pay Promotion (1 January to 31 March 2026)
Valid from 1 January to 31 March 2026 (“Scan to Pay Promotion Period”). Limited to the first 2,300 customers per calendar month during the Scan to Pay Promotion Period who:

1. successfully open a new UOB Account; and
2. deposit min. S$5,000 of Fresh Funds into their new UOB Account within the same calendar month as their new UOB Account opening calendar month, and maintain a balance of at least S$5,000 in their new UOB Account till the end of the following calendar month; and
3. log in to the UOB TMRW App and perform NETS QR transaction(s) via Scan to Pay in-store at participating merchants (NTUC FairPrice, 7-Eleven, ComfortDelGro, TADA) within the Qualifying Spend Period  (“Eligible Transaction(s)”) as set out below:

Eligible customers will receive 28% cash rebate on all Eligible Transactions, capped at S$28 per customer. This Scan to Pay Promotion is not applicable to Existing Accountholders. 

Click here for full terms and conditions.

3) UOB SalaryPlus Promotion (1 January 2026 to 31 March 2026)

1. Participate in the UOB SalaryPlus Promotion (1 January 2026 to 31 March 2026) by successfully submitting an online participation form (available at the official UOB website) between 1 January 2026 to 31 March 2026, both dates inclusive, to receive the following cash rewards:
2. S$100 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow^{^^} within the next two calendar months from the date of submission of the online participation form; and
3. S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service^{^^^} within the next two calendar months from the date of submission of the online participation form; and
4. S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO^#, or who successfully perform a loan repayment transaction for their UOB car loan^# or UOB home loan^# from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.
Customers must not have received any prior reward (whether in the form of cash credit or otherwise) in similar UOB promotions, or have the respective transaction history in any UOB current or savings account during the period between 1 June 2025 to 31 December 2025.

Full terms and conditions apply and can be accessed here.

^{^^}Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible. 

^{^^^}CDP dividends must be credited from the Central Depository with the transaction description “CDP Dividend” to be eligible. 

^#Bill payment via GIRO must be reflected with the transaction description “GIRO-Inward Debit” to be eligible. Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

Insured up to S$100k by SDIC.

We will assign and create KrisFlyer membership account number for you. All you need to do is to provide your First Name and Last Name for your KrisFlyer membership account.

If you already hold a KrisFlyer UOB Credit and/or KrisFlyer UOB Debit Card, there’s no additional step required as no account linkage or application is required.
To start earning bonus miles, simply:
• Save on your KrisFlyer UOB Account (maintain a S$1,000 Monthly Average Balance (MAB)) and credit your salary to the account; and
• Spend on your eligible UOB debit / credit card to earn bonus miles from 1st dollar

For Singaporeans and PRs:
Apply online for a new UOB account 24/7 by retrieving your personal information via MyInfo with no submission of documents required. Applications submitted between 8.30am to 9pm (for new UOB customers) will be opened instantly. Applications received outside these times will be processed the next working day.

For Foreigners and U.S Persons:
Please proceed to any UOB branch for application.

To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.

• Only valid for salary credited through GIRO with the transaction reference "SALA"
• Credit your salary (min S$1,600) monthly to your KrisFlyer UOB Account to earn more miles

KrisFlyer UOB Debit and Credit Cards
• Base KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
• Base KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.

KrisFlyer UOB Account:
• Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB Account.
• Bonus KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
• Bonus KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.
• Please refer to full terms and conditions for details.

KrisFlyer UOB Credit and Debit Cards:
• Base KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
• Base KrisFlyer miles will be credited within first 7 working days of each month, for the miles earned in the preceding month.

Eligible UOB Credit Cards (UOB PRVI Miles Card, UOB Privilege Banking Card, UOB Visa Infinite Card, UOB Reserve Card):
• Cardmembers will earn miles in the form of UNI$ which will be credited to your UOB card account.
• Cardmembers may choose to convert into KrisFlyer miles. Click here for more information.
• Please refer to the respective credit cards pages for more information.

KrisFlyer UOB Account:
• Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB Account.
• Bonus KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
• Bonus KrisFlyer miles will be credited within first 7 working days of each month, for the miles earned in the preceding month.
• Please refer to full terms and conditions for details.

It is for illustrative purposes only, and is not a representation, warranty or assurance of applicable Monthly Average Balance of Apr 2019 under this Promotion:

Click here to find out more

Click here for a copy of the UOB Debit Card Fees and Charges.