Cash Advance

  • cash-advancecash-advance

    Get cash instantly
    with your UOB Credit Card

    Get cash instantly
    with your UOB Credit Card


Get extra cash instantly with UOB Cash Advance

Never worry about not having enough cash in times of need. Whether it’s for your home furnishings or an emergency cash fund when the unexpected happens, with UOB Cash Advance, you can convert your UOB Credit Cards' credit limit into instant cash wherever, whenever you want it.

3 Easy ways to instant cash

Here’s how to perform a Cash Advance:

Via UOB TMRW/UOB Personal Internet Banking

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Over the Bank Counter

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Transfer funds from your credit card to any bank account instantly via TMRW/UOB Personal Internet Banking.


  • Withdraw cash at any local UOB ATM using your credit card and PIN.
  • When overseas, visit any UOB / Cirrus / PLUS ATM with your credit card and PIN.


Don't have your credit card PIN?

Simply reset your PIN instantly via:

  • UOB Personal Internet Banking with these simple steps:
    • Go to Account Services > Manage Cards > Select "Card Pin Reset" under Actions
  • Call our hotline 1800 222 2121 for assistance.


Withdraw cash at any local UOB Group branch.



With UOB Cash Advance, never worry about not having enough cash on hand.

  • The minimum amount for Cash Advance done via ATM is S$200.
  • Cash Advance amount is pegged to 75% of your credit limit or available credit limit (whichever is lower) and Cash Advance transaction is not applicable on temporary limit.
  • Maximum cash withdrawal amount from a UOB ATM is S$3,000 per day.
  • Interest will be charged on a daily basis from the date of each Cash Advance transaction, until the date full payment is made. Please refer to the UOB Cardmembers Agreement for full breakdown on interest.
  • A Cash Advance fee of 8% of the transaction amount or S$15 (whichever is greater) applies for each Cash Advance transaction, and will be charged to your UOB Credit Card.
  • Funds Transfer to UOB account performed after 10pm or on Sunday and public holidays will be reflected as the next business day’s transaction in your debiting account statement. For non-UOB banks’ submission after 3.30pm will be treated as the next business day’s transaction. Please allow 2 to 3 business days for the payee bank to process the transfer.
  • With effect from 22 April 2022, quasi–cash transactions (at merchants such as Marina Bay Sands, Resort World Sentosa, Dream Cruises & more) under MCC 7995 will be deemed as cash advances. Cash Advance fee will apply and interest will accrue once your card has been charged. For more details, please refer to the list of Frequently Asked Questions.