Cash Advance

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    Get cash instantly with your UOB Card


Notice : With effect from 19 May 2020, UOB Personal Credit Cards Cash Advance fee will be changed from 6% to 8% of the cash advance amount.
The prevailing minimum fee charge of S$15 continues to apply.

Get extra cash with UOB Cash Advance

Need extra cash for a well-deserved holiday, home furnishing or buying gifts for your loved ones? With Cash Advance, you can convert your UOB Cards’ credit limit into instant cash wherever, whenever you want it.

How It Works

Here’s how to perform a Cash Advance:

Via UOB Personal Internet Banking

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Over the Bank Counter

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  • Withdraw cash at any local UOB ATM using your credit card and PIN.
  • When overseas, visit any UOB / Cirrus / PLUS ATM with your credit card and PIN.


Don't have your credit card PIN?

Just call our 24-hour hotline at 1800 222 2121 or complete this form to apply for a new PIN.


Transfer funds from your credit card to any bank account instantly via UOB Personal Internet Banking.


Withdraw cash at any local UOB Group branch.



Maximise the benefits of your UOB Credit Card with Cash Advance today!

  • The minimum amount for Cash Advance done via ATM, SMS and phone is S$200.
  • Cash Advance amount is pegged to 75% of your credit limit or available credit limit (whichever is lower) and Cash Advance transaction is not applicable on temporary limit.
  • Maximum cash withdrawal amount from a UOB ATM is S$3,000 per day.
  • Interest will be charged on a daily basis from the date of each Cash Advance transaction, until the date full payment is made. Please refer to the UOB Cardmembers Agreement for full breakdown on interest.
  • A Cash Advance fee of 8% of the transaction amount or S$15 (whichever is greater) applies for each Cash Advance transaction, and will be charged to your UOB Credit Card.
  • Funds Transfer to UOB account performed after 10pm or on Sunday and public holidays will be reflected as the next business day’s transaction in your debiting account statement. For non-UOB banks’ submission after 3.30pm will be treated as the next business day’s transaction. Please allow 2 to 3 business days for the payee bank to process the transfer.