Cash Advance

  • cash-advancecash-advance

    Get cash instantly with your UOB Credit Card


Get extra cash with UOB Cash Advance

Need extra cash for your home furnishing or as an emergency cash fund when the unexpected happen? With Cash Advance, you can convert your UOB Credit Cards' credit limit into instant cash wherever, whenever you want it.

3 Easy ways to instant cash

Here’s how to perform a Cash Advance:

Via UOB TMRW/ UOB Personal internet Banking

Show moreShow less

Over the Bank Counter

Show moreShow less

Transfer funds from your credit card to any bank account instantly via UOB Personal Internet Banking.


  • Withdraw cash at any local UOB ATM using your credit card and PIN.
  • When overseas, visit any UOB / Cirrus / PLUS ATM with your credit card and PIN.


Don't have your credit card PIN?

Simply reset your PIN instantly via:

  • UOB Mighty
  • UOB Personal Internet Banking with these simple steps:
    • Go to Account Services > Manage Cards > Select "Card Pin Reset" under Actions
  • Call our hotline 1800 222 2121 for assistance.


Withdraw cash at any local UOB Group branch.



Maximise the benefits of your UOB Credit Card with Cash Advance today!

  • The minimum amount for Cash Advance done via ATM is S$200.
  • Cash Advance amount is pegged to 75% of your credit limit or available credit limit (whichever is lower) and Cash Advance transaction is not applicable on temporary limit.
  • Maximum cash withdrawal amount from a UOB ATM is S$3,000 per day.
  • Interest will be charged on a daily basis from the date of each Cash Advance transaction, until the date full payment is made. Please refer to the UOB Cardmembers Agreement for full breakdown on interest.
  • A Cash Advance fee of 8% of the transaction amount or S$15 (whichever is greater) applies for each Cash Advance transaction, and will be charged to your UOB Credit Card.
  • Funds Transfer to UOB account performed after 10pm or on Sunday and public holidays will be reflected as the next business day’s transaction in your debiting account statement. For non-UOB banks’ submission after 3.30pm will be treated as the next business day’s transaction. Please allow 2 to 3 business days for the payee bank to process the transfer.