UOB Direct Visa Debit Card

  • uob-direct-debit

    You'll Love

    • 1% rebate on Grab1.
    • Up to 10% SMART$ rebates2.
    • Up to 3.88% p.a.3 on your savings with UOB One Account,
      when you spend S$500 monthly.
    • Added convenience with Mighty Pay or Apple Pay4
    • Travel perks and withdraw cash overseas with no additional charges5.
    • Exclusive UOB privileges on dining, online, travel and more!

    You'll Need

    • Be at least 16 years old
    • A UOB Savings or Current account
    • No minimum income requirements

Features

The new simple and secure way to make payments. Find out how.
rebate-on-grab

1% rebate on Grab

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smarts

Earn up to 10% rebates

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Up to 3.88% p.a. interest with UOB One Account

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Enjoy 1% rebate on Grab transactions with a min. monthly spend of S$500 on your UOB Direct Visa Debit Card.  Capped at S$20 rebate per month.

Click here for the full terms and conditions.

Enjoy SMART$ rebates on-the-spot at participating merchants all year round and use it to offset your next purchase.

Participating merchants:

Shell
Cathay Cineplexes
Cold Storage
Guardian
and many more…

Read more

 

Earn higher interest when you spend on your UOB Direct Visa Debit Card.
Apply now and get up to S$100 cash credit. T&Cs apply. Read more

 

 

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Added Convenience

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UOB Card Privileges

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World Wide Acceptance

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Enjoy fast, contactless payment with Visa payWave, or turn your mobile device into an electronic wallet3 with Mighty Pay or Apple Pay.

 

Mighty Pay Read more
Apple Pay is the new, easy and secure way to pay.
Read more
Conduct fast and secure contactless payment via Visa payWave. See below for more details.

 

Pay With One Wave

 

Convenient and secure, Visa payWave is fast, easy and contactless. Simply wave your UOB Direct Visa Debit Card in front of a secure reader, grab your purchases and in 5 seconds you are on your way. Visa payWave transactions are restricted to purchases under S$100, which is great for small ticket purchases. For transactions above S$100, simply swipe your card and sign.

 

Where to use Visa payWave?
Just a few of the many places where Visa payWave is accepted:

 

and selected stores from:
• Ajisen • Bata Shoes • BHG • Cathay Cineplexes • Challenger • Crystal Jade My Bread • Eng Wah Cinemas • Fox • Fragrance Food • G2000 • Garrett Popcorn • Giordano • Golden Village • Hang Ten • Home-Fix • Mango • Meidi-Ya • Pastamania • Pepper Lunch • Polar Puffs And Cakes • Popular Book Company • Salad Stop • Subway • Shop n Save • Tcc • Video Ezy

 

The next time you shop, look out for this symbol:

 

Enjoy exclusive dining, travel, e-shopping, entertainment privileges, and more.  Read more

 

Accepted at over 30 million Visa merchants globally, including e-shopping, mail and phone orders.

If you wish to change your daily Visa limit, download the 'UOB Debit Card Daily/Monthly Limit Form' here.

 

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ATM and NETS Access

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receive-cash

Spend Control

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Enhanced Card Security

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Access to over 1,200 ATMs in Singapore and global ATM access on the Visa Plus Network. Pay for purchases NETS outlets islandwide. Read more

 

Purchases are debited directly from your account. Track transactions via UOB Personal Internet Banking or Mobile Banking and monthly statements.

 

EMV Smart Chip protects against “skimming”, enjoy secure online shopping with Verified by Visa and receive SMS transaction alerts. Read more

 

See how the UOB Direct Visa Debit Card compares to a UOB ATM Card:
  UOB Direct Visa Debit Card UOB ATM Chip Card
Withdraw cash from UOB and OCBC ATMs in Singapore  
Withdraw cash worldwide  
Pay for purchases locally & overseas eg. Online, Mail Order & Phone Order    
Pay for PIN-based purchases locally  
Conduct fast and secure contactless payment    
Turn your mobile device into an electronic wallet3 with Mighty Pay or Apple Pay    
Get up to 10% rebate with UOB SMART$ Programme    
Enjoy UOB Card Shopping, Entertainment and Dining Privileges    

UOB SMART$ rebates will no longer be available at Metro from April 2019. You can continue to utilize your UOB SMART$ rebates at over 300 participating outlets islandwide. Visit uob.com.sg/SMART for more information.

Please note with immediate effect, all UOB Direct Visa Debit Cards issued (including renewal/replacement cards) will no longer have NETS FlashPay. However, existing UOB Direct Visa Debit Cards cardmembers may still continue to use the NETS FlashPay (1) until the card’s expiry or (2) before activating the renewal/replacement UOB Direct Visa Debit Cards, whichever is earlier.

For existing UOB Direct Visa Debit Cardmembers who will be receiving Renewal cards:
If you have NETS FlashPay stored value in your existing UOB Direct Visa Debit Card, please go to any UOB ATM to obtain a refund of the stored value. There is no refund if the card has been lost, stolen or destroyed.

Promotions

Enjoy S$10 off Grab rides when you pay with your UOB Card for the first time. Limited to the first 500 users per day, capped at 2 x S$5 Grab promo codes per Cardmember.

 

How do I qualify for the promotion?

  • Add your UOB Card as your primary payment method in GrabPay.
  • Book your ride.
  • Enter the Grab promo code ‘UOBFIVE’ and pay with your UOB Card!

 

Limited to the 1st 500 customers per day from 24 January 2019 till 28 February 2019. The S$10 will be given in the form of 1 Grab promo code (“UOBFIVE”) which is valid for 2 unique redemptions, and each redemption shall be capped at S$5 per transaction. This Grab promo code can only be utilized when you pay with your UOB Card for the first time. This UOB Card must also be set as the primary payment method with GrabPay. Not applicable for JCB and UnionPay Cards. Other exclusions and other T&Cs apply. Visit www.uob.com.sg/grab for full details.

Enjoy up to 30% off in Australia, Bali, Hong Kong, Japan, Thailand and more. Dine, Shop and Explore the world with UOB Card just like the local.

 

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Enjoy exclusive 1-for-1 dining deals and more!

 

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Enjoy the best petrol savings with UOB Cards

 

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Just 2 simple steps to enjoy more with up to 3.88% p.a. interest

 

Insured up to S$50k by SDIC.

 

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Apply Now

Eligibility and fees

Eligibility

Singapore citizen/PR/Foreigners

  • Min. annual income (N.A)

Age ≥ 16 years old

 

Holds a UOB Savings Account/Current Account

Fees

Annual fee

  • S$18 yearly
  • First 3 years card fee waiver
  • Annual fee waiver with 12 Visa
    transactions per year

Please note with effect from 1 July 2018, the following debit card related fees and charges will be revised to the rates below:

  • All transactions made in foreign currencies will be subjected to an administrative fee of 3.25% of the transaction amount.
  • All Visa debit card transactions effected in Singapore dollars and processed overseas will be subjected to an International Processing Fee of 2.8% of the transaction amount.

How to apply

Via UOB Branch

Visit any UOB Group Branch to apply immediately

Via Application Form

Download a copy of the application form here.

Mail completed form to:
UOB Card Centre Robinson Road
P.O. Box 1688
Singapore 903338

1 Visit uob.com.sg/directgrab for full terms and conditions governing UOB Direct Visa Debit Card – Grab 1% rebate. 

2 Visit uob.com.sg/smart for the full list of merchants.

3 Maximum effective interest rate (EIR) on the One Account is 1.60% p.a. for deposits of S$50,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.43% p.a. for deposits of S$50,000, provided customers meet both criteria of S$500 Card Spend AND (a) min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debits in each calendar month. Visit uob.com.sg/oneaccount for the full set of Terms and Conditions.

4 UOB Mighty Pay is only compatible with selected Android devices with Near Field Communication (NFC) support, running on Android 4.4 or higher. Asus devices using x86 processors are not supported. Visit uob.com.sg/mighty for details. Apple Pay only on eligible UOB Visa and MasterCard cards issued in Singapore on iPhone 7, iPhone 7 Plus, iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone SE, Apple watch and Apple watch series 2 paired with iPhone 5 or later, iPad Pro, iPad Air 2, iPad mini 4, and iPad mini 3. For a list of compatible Apple Pay devices, see www.apple.com/sg/apple-pay.

5 There is no transaction fee charged for withdrawing cash on UOB ATMs in Malaysia, Indonesia and Thailand. A S$5 service charge per cash withdrawal will be charged for cash withdrawals on non-UOB ATMs. The amount of cash drawn is subject to foreign exchange rates. For the foreign exchange rate used for your cash withdrawal transaction, please refer to your statement of accounts for the Foreign and home currency withdrawal details. For more information, please click here.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Minimum Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Click here for other debit card related fees and charges

 

More Information