UOB One Debit Visa Card

  • uob-direct-debituob-direct-debit

    You'll Love

    • 1% rebate on Grab1.
    • Up to 10% SMART$ rebates2.
    • Up to 3.88% p.a.3 on your savings with UOB One Account,
      when you spend S$500 monthly.

    You'll Need

    • Be at least 16 years old
    • A UOB Savings or Current account
    • No minimum income requirements

    Please note with effect from 9 March 2020, UOB Direct Visa Debit Card will be renamed to UOB One Debit Visa Card.

Features

The new simple and secure way to make payments. Find out how.
rebate-on-grab

1% rebate on Grab

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smarts

Earn up to 10% rebates

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3-88percent

Up to 3.88% p.a. interest with UOB One Account

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Enjoy 1% rebate on Grab transactions with a min. monthly spend of S$500 on your UOB One Debit Visa Card. Capped at S$20 rebate per month.

Click here for the full terms and conditions.

Enjoy SMART$ rebates on-the-spot at participating merchants all year round and use it to offset your next purchase.

Participating merchants:

Shell
Cathay Cineplexes
Cold Storage
Guardian
and many more…

Read more

 

Earn higher interest when you spend on your UOB One Debit Visa Card.
Apply now and get up to S$100 cash credit. T&Cs apply. Read more

 

 

wave

Added Convenience

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world-hand

World Wide Acceptance

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shop-safe

Enhanced Card Security

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Enjoy fast, contactless payment with Visa payWave, or turn your mobile device into an electronic wallet with Mighty Pay or Apple Pay.

 

Mighty Pay Read more
Apple Pay is the new, easy and secure way to pay.
Read more
Conduct fast and secure contactless payment via Visa payWave. See below for more details.

 

Pay With One Wave

 

Convenient and secure, Visa payWave is fast, easy and contactless. Simply wave your UOB Direct Visa Debit Card in front of a secure reader, grab your purchases and in 5 seconds you are on your way. Visa payWave transactions are restricted to purchases under S$100, which is great for small ticket purchases. For transactions above S$100, simply swipe your card and sign.

 

Where to use Visa payWave?
Just a few of the many places where Visa payWave is accepted:

 

and selected stores from:
• Ajisen • Bata Shoes • BHG • Cathay Cineplexes • Challenger • Crystal Jade My Bread • Eng Wah Cinemas • Fox • Fragrance Food • G2000 • Garrett Popcorn • Giordano • Golden Village • Hang Ten • Home-Fix • Mango • Meidi-Ya • Pastamania • Pepper Lunch • Polar Puffs And Cakes • Popular Book Company • Salad Stop • Subway • Shop n Save • Tcc • Video Ezy

 

The next time you shop, look out for this symbol:

 

Accepted at over 30 million Visa merchants globally, including e-shopping, mail and phone orders.

If you wish to change your daily Visa limit, download the 'UOB Debit Card Daily/Monthly Limit Form' here.

 

EMV Smart Chip protects against “skimming”, enjoy secure online shopping with Verified by Visa and receive SMS transaction alerts. Read more

 

See how the UOB One Debit Visa Card compares to a UOB ATM Card:
  UOB One Debit Visa Card UOB ATM Chip Card
Withdraw cash from UOB and OCBC ATMs in Singapore
Withdraw cash worldwide4
Pay for purchases locally & overseas eg. Online, Mail Order & Phone Order  
Pay for PIN-based purchases locally
Conduct fast and secure contactless payment with Visa PayWave  
Turn your mobile device into an electronic wallet5 with Mighty Pay or Apple Pay  
Get up to 10% rebate with UOB SMART$ Programme  
Enjoy UOB Card Shopping, Entertainment and Dining Privileges  

Please note with immediate effect, all UOB One Debit Visa Cards issued (including renewal/replacement cards) will not have NETS FlashPay. However, existing cardmembers holding the UOB Direct Visa Debit Card may still continue to use the NETS FlashPay (1) until the card’s expiry or (2) before activating the renewal/replacement UOB One Debit Visa Cards, whichever is earlier. For existing cardmembers holding the UOB Direct Visa Debit Card & will be receiving Renewal cards: If you have NETS FlashPay stored value in your existing UOB Direct Visa Debit Card, please go to any UOB ATM to obtain a refund of the stored value. There is no refund if the card has been lost, stolen or destroyed.


Wef 16 Mar 2020, please be informed that Grab mobile wallet top-ups will be excluded from the awarding of cash rebate on the UOB One Debit Visa/Direct Visa Debit Card. For clarity, all other Grab transactions will continue to be eligible for the awarding of cash rebate on the UOB One Debit Visa/Direct Visa Debit Card. In addition, selected transactions such as Grab mobile wallet top-ups, payments to educational institutions and more will be excluded from the list of monthly qualifying spend for the UOB One Debit Visa/Direct Visa Debit Card and the awarding of bonus interest on the UOB One Account. Insurance payments will be excluded from the list of monthly qualifying spend for the UOB One Debit Visa/Direct Visa Debit Card but continue to earn bonus interest on One Account. For details, visit uob.com.sg/debitgrab for UOB One Debit Visa/Direct Visa Debit T&Cs and uob.com.sg/oneaccount for the UOB One Account T&Cs. Insured up to S$75k by SDIC.

Promotions

Enjoy up to 30% off in Australia, Bali, Hong Kong, Japan, Thailand and more. Dine, Shop and Explore the world with UOB Card just like the local.

 

Find out more

Enjoy exclusive 1-for-1 dining deals and more!

 

Find out more

Enjoy the best petrol savings with UOB Cards

 

Find out more

Just 2 simple steps to enjoy more with up to 3.88% p.a. interest

 

Insured up to S$75k by SDIC.

 

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Say hello to more convenience with SimplyGo.

  • No need for top-ups
  • No need for multiple cards

 

Find out more

Apply Now

Eligibility and fees

Eligibility

Singapore citizen/PR/Foreigners

  • Min. annual income (N.A)

Age ≥ 16 years old

 

Holds a UOB Savings Account/Current Account

Fees

Annual fee

  • S$18 yearly
  • First 3 years card fee waiver
  • Annual fee waiver with 12 Visa
    transactions per year

Please note with effect from 1 July 2018, the following debit card related fees and charges will be revised to the rates below:

  • All transactions made in foreign currencies will be subjected to an administrative fee of 3.25% of the transaction amount.
  • All Visa debit card transactions effected in Singapore dollars and processed overseas will be subjected to an International Processing Fee of 2.8% of the transaction amount.

How to apply

Via UOB Branch

Visit any UOB Group Branch to apply immediately

Via Application Form

Download a copy of the application form here.

Mail completed form to:
UOB Card Centre Robinson Road
P.O. Box 1688
Singapore 903338

Visit uob.com.sg/debitgrab for full terms and conditions governing UOB One Debit Visa Card - Grab 1% rebate.

2 Visit uob.com.sg/smart for the full list of merchants.

3 Maximum effective interest rate (EIR) on the One Account is 1.60% p.a. for deposits of S$50,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.43% p.a. for deposits of S$50,000, provided customers meet both criteria of S$500 Card Spend AND (a) min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debits in each calendar month. Visit uob.com.sg/oneaccount for the full set of Terms and Conditions.

4 There is no transaction fee charged for withdrawing cash on UOB ATMs in Malaysia, Indonesia and Thailand. A S$5 service charge per cash withdrawal will be charged for cash withdrawals on non-UOB ATMs. The amount of cash drawn is subject to foreign exchange rates. For the foreign exchange rate used for your cash withdrawal transaction, please refer to your statement of accounts for the Foreign and home currency withdrawal details. For more information, please click here.

5 UOB Mighty Pay is only compatible with selected Android devices with Near Field Communication (NFC) support, running on Android 4.4 or higher. Asus devices using x86 processors are not supported. Visit uob.com.sg/mighty for details. Apple Pay only on eligible UOB Visa and MasterCard cards issued in Singapore on iPhone 7, iPhone 7 Plus, iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone SE, Apple watch and Apple watch series 2 paired with iPhone 5 or later, iPad Pro, iPad Air 2, iPad mini 4, and iPad mini 3. For a list of compatible Apple Pay devices, see www.apple.com/sg/apple-pay.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Minimum Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Click here for other debit card related fees and charges

 

More Information